How Can I Make My Bethlehem, PA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Bethlehem, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Bethlehem, PA Home Insurance Coverage Levels | Back to Top
| Bethlehem, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wesley St, Moreland Ave, Pawnee St, W Raspberry St, Lynnhurst Dr, Shipman St, Montclair Ave, Sioux St, E 6th St, W Market St | $177,000 | $150,000 | $150,000-$175,000 | $119,000 | $100,000 | $125,000-$150,000 |
| Pulaski St, Northampton Ave, Glenmere St, W Langhorne Ave, Apollo Dr, Orion St, Oakland St, Uncas St, Marchant Dr, Westmont St | $132,500 | $130,000 | $125,000-$150,000 | $104,500 | $90,000 | $75,000-$100,000 |
| Hayes St, Atlantic St, E 10th St, N Easton Rd, Rockland St, Cherokee St, Fillmore St, Vera Cir, Steel Ave, Flagstone Dr | $201,500 | $180,000 | $150,000-$175,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Hamilton Ave, East St, Flora St, Ryan St, Masslich St, Elmhurst Ave, Trembley Dr, Jadden Ct, Bierys Bridge Rd, Arlington St | $234,500 | $190,000 | $175,000-$200,000 | $111,000 | $100,000 | $125,000-$150,000 |
| Pyatt St, Win Dr, Cumberland St, Garden Ct, W Fairview St, Hellertown Rd, Lower Sayre Park Rd, Daly Ave, Spring Ct, East Blvd | $248,500 | $220,000 | $200,000-$250,000 | $197,500 | $170,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Bethlehem, PA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $611 |
| Superior Protection Discount | -$72 | $647 |
| Fire & Security Discount | -$65 | $654 |
| Hail Resistant Roof Discount | -$22 | $697 |
| Newly Constructed Home Discount | -$158 | $561 |
Choose the Right Deductible for your Bethlehem, PA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Northampton County | $2,500 | $783 | $3,283 | $569 | $3,069 | $214 |
| Bethlehem, PA | $1,500 | $710 | $2,210 | $516 | $2,016 | $194 |
| Milford, PA | $200 | $793 | $993 | $576 | $776 | $217 |
| New Village, NJ | $2,000 | $905 | $2,905 | $658 | $2,658 | $247 |
| Bowers, PA | $300 | $767 | $1,067 | $557 | $857 | $210 |
| Liberty, NJ | $700 | $1,004 | $1,704 | $729 | $1,429 | $274 |
| Bridgewater, NJ | $300 | $1,424 | $1,724 | $1,035 | $1,335 | $389 |
| Lawrence, NJ | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Bryn Mawr, PA | $300 | $924 | $1,224 | $671 | $971 | $252 |
| Upper Tulpehocken, PA | $700 | $792 | $1,492 | $576 | $1,276 | $217 |
| Newton, NJ | $100 | $720 | $820 | $524 | $624 | $197 |
| Franklin, NJ | $1,000 | $1,008 | $2,008 | $733 | $1,733 | $275 |
Identify Top Home Insurance Agents near Bethlehem, PA | Back to Top
| Home Insurance Company Bethlehem, PA | Homeowners Insurance Agency Bethlehem, PA | Address | Popularity Score | Distance from Bethlehem (miles) |
|---|---|---|---|---|
| Allstate | Joseph Sanfratello | 6141 Kellers Church Rd Ste B, Pipersville, PA, 18947 | 19.8 | |
| Travelers | Michael Pigott Agency | 2008 State Rd, Bensalem, PA, 19020 | 44.4 | |
| State Farm | Joe Ems | 7348 Frankford Ave, Philadelphia, PA, 19136-3829 | 44.2 | |
| Erie | Goebel Insurance Agency Inc. | 2026 South 12th Street, Philadelphia, PA, 19148 | 49.6 | |
| Travelers | Konell Insurance Inc | 444 Valley Forge Road, Phoenixville, PA, 19460 | 35.6 | |
| Allstate | Zbigniew Stankiewicz | 324 Bristol Pike, Croydon, PA, 19021 | 44.0 | |
| Allstate | Brian King | 4504a Old Lincoln Hwy, Trevose, PA, 19053 | 39.6 | |
| State Farm | Steven Breinlinger | 7904 Germantown Ave Ste Ss, Philadelphia, PA, 19118-3545 | 39.4 | |
| Travelers | John A Saracino | 801 Rozel Ave, Southampton, PA, 18966 | 35.9 | |
| Nationwide | Meadowcroft Agency Llc | 1825 Franklin St Suite A, Northampton, PA, 18067 | 8.1 |
Compare Rates for Bethlehem, PA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,050 | $550 |
| Northampton County, PA | $209,800 | $792 | $570 | $1,130 | $560 |
| Bethlehem, PA | $168,600 | $719 | $510 | $1,030 | $520 |
| Milford, PA | $280,000 | $802 | $550 | $1,120 | $570 |
| New Village, NJ | $232,000 | $916 | $670 | $1,260 | $590 |
| Bowers, PA | $187,500 | $776 | $520 | $1,090 | $570 |
| Liberty, NJ | $287,900 | $1,016 | $720 | $1,400 | $680 |
| Bridgewater, NJ | $471,900 | $1,442 | $980 | $2,000 | $1,020 |
| Lawrence, NJ | $294,600 | $864 | $600 | $1,200 | $600 |
| Bryn Mawr, PA | $270,700 | $935 | $630 | $1,320 | $690 |
| Upper Tulpehocken, PA | $201,500 | $802 | $590 | $1,100 | $510 |
| Newton, NJ | $206,300 | $729 | $500 | $1,030 | $530 |
| Franklin, NJ | $328,500 | $1,020 | $680 | $1,450 | $770 |
Research Home Insurance Companies Reviews in Bethlehem, PA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The deductible is much cheaper than our previous insurance company so that is a plus. Have not had to use the deductible yet but glad to know we are prepared if need be.
Date: October 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I hate the customer service from State Farm. I really do anything I can to avoid it. I feel that I need to start over every time I talk and they do not know me. I give them a 1.
Date: September 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I am very satisfied with the premium and deductible but I give this a 4 because it would always be awesome to be able to pay less monthly and to have a lower premium with the same insurance coverage.
Date: June 16, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Customer Service
I like them because they are very nice. They help me with reminders of payments. They check on me to see if I am happy and satisfied with my coverage.
National General Home Insurance Reviews
Date: July 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Ive been with my insurance company since September of 2016. The rate is fair and I haven't had to make a claim so my contact with the company has been minimal.
Erie Insurance Home Insurance Reviews
Date: January 02, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium is good for the price I pay but the deductible is rather high compared to other companies in the area.