How Can I Make My Bethlehem, PA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Bethlehem, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Bethlehem, PA Home Insurance Coverage Levels | Back to Top

Bethlehem, PA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Wesley St, Moreland Ave, Pawnee St, W Raspberry St, Lynnhurst Dr, Shipman St, Montclair Ave, Sioux St, E 6th St, W Market St $177,000 $150,000 $150,000-$175,000 $119,000 $100,000 $125,000-$150,000
Pulaski St, Northampton Ave, Glenmere St, W Langhorne Ave, Apollo Dr, Orion St, Oakland St, Uncas St, Marchant Dr, Westmont St $132,500 $130,000 $125,000-$150,000 $104,500 $90,000 $75,000-$100,000
Hayes St, Atlantic St, E 10th St, N Easton Rd, Rockland St, Cherokee St, Fillmore St, Vera Cir, Steel Ave, Flagstone Dr $201,500 $180,000 $150,000-$175,000 $108,000 $100,000 $75,000-$100,000
Hamilton Ave, East St, Flora St, Ryan St, Masslich St, Elmhurst Ave, Trembley Dr, Jadden Ct, Bierys Bridge Rd, Arlington St $234,500 $190,000 $175,000-$200,000 $111,000 $100,000 $125,000-$150,000
Pyatt St, Win Dr, Cumberland St, Garden Ct, W Fairview St, Hellertown Rd, Lower Sayre Park Rd, Daly Ave, Spring Ct, East Blvd $248,500 $220,000 $200,000-$250,000 $197,500 $170,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Bethlehem, PA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$108 $611
Superior Protection Discount -$72 $647
Fire & Security Discount -$65 $654
Hail Resistant Roof Discount -$22 $697
Newly Constructed Home Discount -$158 $561

Choose the Right Deductible for your Bethlehem, PA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Northampton County $2,500 $783 $3,283 $569 $3,069 $214
Bethlehem, PA $1,500 $710 $2,210 $516 $2,016 $194
Milford, PA $200 $793 $993 $576 $776 $217
New Village, NJ $2,000 $905 $2,905 $658 $2,658 $247
Bowers, PA $300 $767 $1,067 $557 $857 $210
Liberty, NJ $700 $1,004 $1,704 $729 $1,429 $274
Bridgewater, NJ $300 $1,424 $1,724 $1,035 $1,335 $389
Lawrence, NJ $2,000 $853 $2,853 $620 $2,620 $233
Bryn Mawr, PA $300 $924 $1,224 $671 $971 $252
Upper Tulpehocken, PA $700 $792 $1,492 $576 $1,276 $217
Newton, NJ $100 $720 $820 $524 $624 $197
Franklin, NJ $1,000 $1,008 $2,008 $733 $1,733 $275

Identify Top Home Insurance Agents near Bethlehem, PA | Back to Top

Home Insurance Company Bethlehem, PA Homeowners Insurance Agency Bethlehem, PA Address Popularity Score Distance from Bethlehem (miles)
Allstate Joseph Sanfratello 6141 Kellers Church Rd Ste B, Pipersville, PA, 18947
19.8
Travelers Michael Pigott Agency 2008 State Rd, Bensalem, PA, 19020
44.4
State Farm Joe Ems 7348 Frankford Ave, Philadelphia, PA, 19136-3829
44.2
Erie Goebel Insurance Agency Inc. 2026 South 12th Street, Philadelphia, PA, 19148
49.6
Travelers Konell Insurance Inc 444 Valley Forge Road, Phoenixville, PA, 19460
35.6
Allstate Zbigniew Stankiewicz 324 Bristol Pike, Croydon, PA, 19021
44.0
Allstate Brian King 4504a Old Lincoln Hwy, Trevose, PA, 19053
39.6
State Farm Steven Breinlinger 7904 Germantown Ave Ste Ss, Philadelphia, PA, 19118-3545
39.4
Travelers John A Saracino 801 Rozel Ave, Southampton, PA, 18966
35.9
Nationwide Meadowcroft Agency Llc 1825 Franklin St Suite A, Northampton, PA, 18067
8.1

Compare Rates for Bethlehem, PA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Pennsylvania $170,500 $745 $500 $1,050 $550
Northampton County, PA $209,800 $792 $570 $1,130 $560
Bethlehem, PA $168,600 $719 $510 $1,030 $520
Milford, PA $280,000 $802 $550 $1,120 $570
New Village, NJ $232,000 $916 $670 $1,260 $590
Bowers, PA $187,500 $776 $520 $1,090 $570
Liberty, NJ $287,900 $1,016 $720 $1,400 $680
Bridgewater, NJ $471,900 $1,442 $980 $2,000 $1,020
Lawrence, NJ $294,600 $864 $600 $1,200 $600
Bryn Mawr, PA $270,700 $935 $630 $1,320 $690
Upper Tulpehocken, PA $201,500 $802 $590 $1,100 $510
Newton, NJ $206,300 $729 $500 $1,030 $530
Franklin, NJ $328,500 $1,020 $680 $1,450 $770

Research Home Insurance Companies Reviews in Bethlehem, PA Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: October 22, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The deductible is much cheaper than our previous insurance company so that is a plus. Have not had to use the deductible yet but glad to know we are prepared if need be.

Date: October 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I hate the customer service from State Farm. I really do anything I can to avoid it. I feel that I need to start over every time I talk and they do not know me. I give them a 1.

Date: September 19, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I am very satisfied with the premium and deductible but I give this a 4 because it would always be awesome to be able to pay less monthly and to have a lower premium with the same insurance coverage.

Date: June 16, 2019    Age: 40 to 49    Gender: Married    Marital Status: Female

Customer Service
I like them because they are very nice. They help me with reminders of payments. They check on me to see if I am happy and satisfied with my coverage.

National General Home Insurance Reviews

Date: July 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Ive been with my insurance company since September of 2016. The rate is fair and I haven't had to make a claim so my contact with the company has been minimal.

Liberty Mutual Home Insurance Reviews

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