How Can I Make My Irvington, NJ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Irvington, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Irvington, NJ Home Insurance Coverage Levels | Back to Top
| Irvington, NJ - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Montgomery Ave, Ellis Ave, W Tremont Ter, Crescent Ln, Buffington St, Hardgrove Ter, Roosevelt Ter, Fuller Pl, Hazel Pl, Frederick Ter | $202,500 | $190,000 | $200,000-$250,000 | $303,500 | $260,000 | $250,000-$300,000 |
| Walter Pl, Campfield St, Vanderbilt Ct, Augusta St, Garwood Pl, Rodwell Ave, Westervelt Pl, 40th St, Victor Pl, Yale Ave | $182,500 | $170,000 | $175,000-$200,000 | $228,000 | $220,000 | $250,000-$300,000 |
| W Rich St, Breckenridge Ter, Laventhal Ave, Hoffman Pl, Melville Pl, Irvington Pl, Coolidge St, Harding Ter, Bedford Ter, Marsac Pl | $179,000 | $150,000 | $175,000-$200,000 | $325,000 | $270,000 | $250,000-$300,000 |
| S Durand Pl, Melrose Ave, Medbourne Ave, Fuller Pl, Cleremont Ave, Robert Pl, 19th Ave, Silkman Pl, Lafayette Pl, Voorhees St | $124,500 | $110,000 | $125,000-$150,000 | $226,500 | $190,000 | $200,000-$250,000 |
| Olympic Ter, Union Pl, S 21st St, Stanley St, 39th St, Woolsey St, Berkeley Ter, 22nd St, Momm Ct, Clinton Ter | $163,000 | $140,000 | $175,000-$200,000 | $308,000 | $250,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Irvington, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $651 |
| Superior Protection Discount | -$71 | $723 |
| Fire & Security Discount | -$64 | $731 |
| Hail Resistant Roof Discount | -$24 | $771 |
| Newly Constructed Home Discount | -$207 | $588 |
Choose your Irvington, NJ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,464 |
| Hail Damage | $4,665 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Irvington, NJ | Back to Top
| Home Insurance Company Irvington, NJ | Homeowners Insurance Agency Irvington, NJ | Address | Popularity Score | Distance from Irvington (miles) |
|---|---|---|---|---|
| Farmers | Christine Veliz | 229 Bloomfield Ave, Newark, NJ, 7104 | 3.9 | |
| Travelers | True & Associates | 325 N Ave E, Westfield, NJ, 7090 | 7.7 | |
| Travelers | Lichtenberger Agency Llc | One Harmon Plaza Second Floor, Secaucus, NJ, 7094 | 9.8 | |
| State Farm | Michael Bush | 1293 Broad St Ste 3, Bloomfield, NJ, 07003-3060 | 8.1 | |
| Allstate | Emad Soliman | 844 Bergen Ave, Jersey City, NJ, 7306 | 8.7 | |
| Allstate | Tom Estes | 343 Millburn Ave Ste 304, Millburn, NJ, 7041 | 3.9 | |
| State Farm | Sergio Bio | 25 Hawthorne Ave, Park Ridge, NJ, 07656-1212 | 23.7 | |
| Travelers | Lichtenberger Agency Llc | 1 Harmon Plz 1 Harmon Plz, Secaucus, NJ, 7094 | 9.8 | |
| Travelers | William H Connolly & Co Llc | 56 Park St, Montclair, NJ, 7042 | 6.5 | |
| Allstate | Greg Adamo - Adamo Financial Agency | 135 Main St, Madison, NJ, 7940 | 9.6 |
Compare Rates for Irvington, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,490 | $710 |
| Essex County, NJ | $362,300 | $1,096 | $790 | $1,570 | $780 |
| Irvington, NJ | $181,900 | $794 | $530 | $1,100 | $570 |
| Glen Ridge, NJ | $623,700 | $1,088 | $730 | $1,560 | $830 |
| Essex Fells, NJ | $834,400 | $2,439 | $1,660 | $3,340 | $1,680 |
| Plainfield, NJ | $236,400 | $887 | $590 | $1,220 | $630 |
| Manhasset, NY | $1,019,300 | $852 | $610 | $1,220 | $610 |
| Monroe, NJ | $352,800 | $1,073 | $740 | $1,470 | $730 |
| Sleepy Hollow, NY | $634,000 | $852 | $580 | $1,200 | $620 |
| East Massapequa, NY | $424,400 | $1,082 | $720 | $1,550 | $830 |
| Groveville, NJ | $293,800 | $1,027 | $750 | $1,470 | $720 |
| Greenwich, NJ | $334,500 | $789 | $540 | $1,130 | $590 |
| Baywood, NY | $281,600 | $1,106 | $740 | $1,530 | $790 |
Research Home Insurance Companies Reviews in Irvington, NJ Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
My policy covers so called "acts of god" so I do not need to worry about something happening to my home without being able to do anything about it.
Date: July 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I am really happy and satisfied with the services provided by my home insurance company Allstate.Allstate have the best customer service.All state is a genuine home insurance provider.
State Farm Home Insurance Reviews
Date: October 23, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
My home insurance is "STATE FARM" and I love them as they are giving discounts if I have Auto insurance with them and the cost of the home insurance is reasonable and I want to renew with them in future
Travelers Home Insurance Reviews
Date: June 04, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Premium
The premium is reasonable but the deductible is higher than I would like, however when shopping the price around, my policy seems on par with all other A rated home insurers.
Progressive Home Insurance Reviews
Date: July 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I had a few issues when I had to renew my home insurance policy. They were going to cancel the policy the day it was due. It took many phone calls to get it cleared up.