How Can I Make My Lincoln Park, MI Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lincoln Park, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Lincoln Park, MI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $64,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $117,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $139,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $111,000 | $100,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Lincoln Park, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $541 |
| Superior Protection Discount | -$64 | $573 |
| Fire & Security Discount | -$51 | $585 |
| Hail Resistant Roof Discount | -$13 | $624 |
| Newly Constructed Home Discount | -$140 | $496 |
Choose the Right Deductible for your Lincoln Park, MI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $1,500 | $679 | $2,179 | $493 | $1,993 | $185 |
| Lincoln Park, MI | $700 | $629 | $1,329 | $457 | $1,157 | $172 |
| Center Line, MI | $200 | $601 | $801 | $437 | $637 | $164 |
| Warren, MI | $2,000 | $694 | $2,694 | $504 | $2,504 | $190 |
| Grosse Pointe Woods, MI | $100 | $719 | $819 | $522 | $622 | $196 |
| Troy, MI | $2,500 | $922 | $3,422 | $670 | $3,170 | $252 |
| Monroe County, MI | $300 | $760 | $1,060 | $552 | $852 | $208 |
| Saline, MI | $700 | $749 | $1,449 | $545 | $1,245 | $205 |
| Independence charter, MI | $500 | $759 | $1,259 | $552 | $1,052 | $208 |
| Ira, MI | $700 | $677 | $1,377 | $492 | $1,192 | $185 |
| Dryden, MI | $400 | $902 | $1,302 | $656 | $1,056 | $247 |
| Catawba Island, OH | $1,500 | $904 | $2,404 | $657 | $2,157 | $247 |
Identify Top Home Insurance Agents near Lincoln Park, MI | Back to Top
| Home Insurance Company Lincoln Park, MI | Homeowners Insurance Agency Lincoln Park, MI | Address | Popularity Score | Distance from Lincoln Park (miles) |
|---|---|---|---|---|
| Allstate | Michael Weglarz | 3015 E Walton Blvd, Auburn Hills, MI, 48326 | 30.2 | |
| State Farm | Bob Zakar | 936 N Telegraph Rd, Dearborn, MI, 48128-1621 | 7.0 | |
| State Farm | Brad Budka | 9278 Highland Rd Ste 7, White Lake, MI, 48386-2385 | 32.1 | |
| Allstate | A&M Agency | 445 E Michigan Ave, Saline, MI, 48176 | 30.8 | |
| State Farm | Ken Mazzola | 1826 E Auburn Road, Rochester Hills, MI, 48307-4884 | 27.6 | |
| State Farm | Jim Demko | 22073 West Rd, Woodhaven, MI, 48183-3225 | 8.0 | |
| State Farm | Bert Kozlowski | 16260 King Rd, Riverview, MI, 48193-7940 | 6.3 | |
| Allstate | Joseph Pacut | 21134 Ecorse Rd, Taylor, MI, 48180 | 3.3 | |
| Liberty Mutual Independent | Brown & Brown Of Michigan | 1190 Torrey Rd, Fenton, MI, 48430 | 48.2 | |
| State Farm | Tom Early | 44260 Cherry Hill Rd, Canton, MI, 48187-3225 | 15.7 |
Compare Rates for Lincoln Park, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,060 | $540 |
| Wayne County, MI | $92,400 | $687 | $460 | $950 | $490 |
| Lincoln Park, MI | $64,700 | $636 | $460 | $900 | $440 |
| Center Line, MI | $63,700 | $608 | $420 | $860 | $440 |
| Warren, MI | $102,100 | $702 | $480 | $960 | $480 |
| Grosse Pointe Woods, MI | $205,000 | $727 | $530 | $1,030 | $500 |
| Troy, MI | $269,800 | $933 | $640 | $1,320 | $680 |
| Monroe County, MI | $149,500 | $769 | $550 | $1,050 | $500 |
| Saline, MI | $230,600 | $759 | $550 | $1,050 | $500 |
| Independence charter, MI | $237,700 | $769 | $530 | $1,060 | $530 |
| Ira, MI | $167,000 | $685 | $500 | $950 | $450 |
| Dryden, MI | $236,700 | $913 | $620 | $1,300 | $680 |
| Catawba Island, OH | $253,000 | $915 | $620 | $1,250 | $630 |
Research Home Insurance Companies Reviews in Lincoln Park, MI Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: June 14, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Premium
The company's premium is slightly lower than the last insurance company I had for the same coverage and deductible amount.
State Farm Home Insurance Reviews
Date: August 19, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
Very helpful, always willing to do what is necessary to keep customer happy and protect customers interest. I love State Farm
Auto Owners Insurance Home Insurance Reviews
Date: July 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
We contact our local agent any time we need assistance. Had a claim about 4 years ago, started with the local agent who got the ball rolling with parent company.
GEICO Home Insurance Reviews
Date: September 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
My deductible is $700 a month. My premium is $1,278. As far as I am concerned, this is reasonable and I am satisfied with this coverage.