How Can I Make My Kalamazoo, MI Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Kalamazoo, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Kalamazoo, MI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $122,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $181,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $126,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $191,000 | $170,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Kalamazoo, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $573 |
| Superior Protection Discount | -$63 | $636 |
| Fire & Security Discount | -$63 | $636 |
| Hail Resistant Roof Discount | -$14 | $684 |
| Newly Constructed Home Discount | -$140 | $559 |
Choose the Right Deductible for your Kalamazoo, MI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kalamazoo County | $2,500 | $756 | $3,256 | $550 | $3,050 | $207 |
| Kalamazoo, MI | $2,000 | $690 | $2,690 | $501 | $2,501 | $189 |
| Portage, MI | $500 | $766 | $1,266 | $556 | $1,056 | $209 |
| Bloomingdale, MI | $2,000 | $693 | $2,693 | $503 | $2,503 | $189 |
| Pennfield charter, MI | $100 | $685 | $785 | $497 | $597 | $187 |
| Wayland, MI | $1,500 | $718 | $2,218 | $522 | $2,022 | $196 |
| Eckford, MI | $200 | $802 | $1,002 | $583 | $783 | $219 |
| Butler, MI | $700 | $717 | $1,417 | $521 | $1,221 | $196 |
| Bristol, IN | $200 | $863 | $1,063 | $627 | $827 | $236 |
| Laketown, MI | $2,000 | $744 | $2,744 | $540 | $2,540 | $203 |
| Eaton County, MI | $100 | $750 | $850 | $545 | $645 | $205 |
| Roxand, MI | $1,000 | $751 | $1,751 | $546 | $1,546 | $205 |
Identify Top Home Insurance Agents near Kalamazoo, MI | Back to Top
| Home Insurance Company Kalamazoo, MI | Homeowners Insurance Agency Kalamazoo, MI | Address | Popularity Score | Distance from Kalamazoo (miles) |
|---|---|---|---|---|
| State Farm | Bill Cole | 2143 Wealthy St Se, East Grand Ra, MI, 49506-3033 | 46.7 | |
| Allstate | Melissa Kleinert | 531 N Grand St # B, Schoolcraft, MI, 49087 | 10.9 | |
| Farmers | Susan Baker | 168 N 20th St, Battle Creek, MI, 49015 | 19.1 | |
| State Farm | Susan O'Connell | 2317 E Centre Ave, Portage, MI, 49002-4422 | 5.3 | |
| Liberty Mutual Independent | Keyser Insurance Group | 444 W Michigan Ave, Kalamazoo, MI, 49007 | 1.1 | |
| State Farm | Tom Rossi | 5929 Portage Rd, Portage, MI, 49002-1726 | 3.4 | |
| Allstate | Brian Johnson | 6216 Stadium Dr, Kalamazoo, MI, 49009 | 4.4 | |
| State Farm | Barry Dickinson | 8125 Valleywood Ln Ste B, Portage, MI, 49024-5282 | 5.3 | |
| Farmers | Leslie Nabozny | 9100 E D Ave, Richland, MI, 49083 | 9.8 | |
| State Farm | Scott Kibler | 5585 Gull Rd Ste 111, Kalamazoo, MI, 49048-6601 | 4.9 |
Compare Rates for Kalamazoo, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,100 | $570 |
| Kalamazoo County, MI | $146,100 | $765 | $520 | $1,060 | $540 |
| Kalamazoo, MI | $99,300 | $698 | $500 | $990 | $490 |
| Portage, MI | $153,800 | $775 | $550 | $1,070 | $520 |
| Bloomingdale, MI | $88,600 | $701 | $510 | $970 | $460 |
| Pennfield charter, MI | $115,200 | $693 | $460 | $980 | $520 |
| Wayland, MI | $103,900 | $727 | $530 | $1,030 | $500 |
| Eckford, MI | $164,000 | $812 | $550 | $1,140 | $590 |
| Butler, MI | $103,500 | $726 | $530 | $1,010 | $480 |
| Bristol, IN | $139,400 | $873 | $640 | $1,240 | $600 |
| Laketown, MI | $225,700 | $753 | $540 | $1,030 | $490 |
| Eaton County, MI | $142,300 | $760 | $550 | $1,080 | $530 |
| Roxand, MI | $125,400 | $760 | $540 | $1,050 | $510 |
Research Home Insurance Companies Reviews in Kalamazoo, MI Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: December 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The premiums are slightly lower than the other companies which insure manufactured homes in this area. The deductible seems rather higher than other companies deductibles, but the premiums offset this. I'd rate it a 4.
Date: July 07, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Premium
I think our premium and deductible are standard for the are in which we live for the coverage that we have.We get a couple of nominal discounts for having multiple policies with the same company.
Allstate Home Insurance Reviews
Date: December 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Allstate home insurance listen to their customers by phone and person
Nationwide Home Insurance Reviews
Date: September 05, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I am satisfied with my one- thousand-dollar deductible, but I feel like the premium is too high compared to other companies. Because of the nearly annual rate increases, I can only give a rating of 2.
Foremost Insurance Home Insurance Reviews
Date: January 01, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I am not sure what the deductible is, so once again I will have to give a rating of 3.