How Can I Make My Saratoga, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Saratoga, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Saratoga, CA Home Insurance Coverage Levels | Back to Top
| Saratoga, CA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kilt Ct, Sky Oaks Way, Chablis Ct, Merribrook Dr, Castleton St, Amapolo Ct, Chaparral Ave, Peach Hill Rd, Komina Ave, Masson Terrace Ct | $1,423,000 | $1,240,000 | More than 10,000,000 | $709,000 | $590,000 | $800,000-$900,000 |
| Villanova Rd, Miller Ct, Halifax Dr, Merrick Dr, Alta Vista Ave, Lomita Dr, Parker Ranch Rd, Mountain Way, Glen Brae Dr, Sobey Rd | $943,000 | $790,000 | More than 10,000,000 | $741,500 | $650,000 | $600,000-$700,000 |
| Ottawa Way, Quail Run Ct, Baylor Ave, Camloop Dr, Gypsy Hill Rd, Glen Arbor Ct, Stephen Way, Le Bain Dr, Montalvo Ln, Sobey Meadows Ct | $926,500 | $800,000 | $900,000-$1,000,000 | $583,000 | $470,000 | $500,000-$600,000 |
| Woodside Ct, Manteca Way, Forest Hill Dr, Aspesi Dr, Atrium Dr, Via Ranchero Ct, Wardell Rd, Clarkston Ave, Manor Dr, Berwick St | $1,635,000 | $1,450,000 | More than 10,000,000 | $841,500 | $690,000 | $800,000-$900,000 |
| Roble Ct, Albar Ct, Sigal Dr, Oak Valley Rd, Park Villa Cir, Folkestone Dr, Yorkton Way, Ardmore Ct, Morden Dr, Harder St | $990,000 | $910,000 | More than 10,000,000 | $866,500 | $700,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Saratoga, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$203 | $990 |
| Superior Protection Discount | -$107 | $1,086 |
| Fire & Security Discount | -$107 | $1,086 |
| Hail Resistant Roof Discount | -$36 | $1,157 |
| Newly Constructed Home Discount | -$298 | $895 |
Choose the Right Deductible for your Saratoga, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Clara County | $1,000 | $1,489 | $2,489 | $1,082 | $2,082 | $407 |
| Saratoga, CA | $2,000 | $1,179 | $3,179 | $857 | $2,857 | $322 |
| Los Altos Hills, CA | $100 | $931 | $1,031 | $677 | $777 | $255 |
| Sunol, CA | $1,000 | $2,608 | $3,608 | $1,896 | $2,896 | $713 |
| Amesti, CA | $500 | $1,103 | $1,603 | $801 | $1,301 | $301 |
| Watsonville, CA | $1,000 | $1,216 | $2,216 | $883 | $1,883 | $332 |
| Cherryland, CA | $200 | $801 | $1,001 | $582 | $782 | $219 |
| Burlingame, CA | $700 | $945 | $1,645 | $687 | $1,387 | $258 |
| San Bruno, CA | $100 | $1,387 | $1,487 | $1,008 | $1,108 | $379 |
| Pleasant Hill, CA | $300 | $1,212 | $1,512 | $881 | $1,181 | $331 |
| Brentwood, CA | $1,500 | $1,354 | $2,854 | $984 | $2,484 | $370 |
Identify Top Home Insurance Agents near Saratoga, CA | Back to Top
| Home Insurance Company Saratoga, CA | Homeowners Insurance Agency Saratoga, CA | Address | Popularity Score | Distance from Saratoga (miles) |
|---|---|---|---|---|
| State Farm | Mike Klein | 150 W Iowa Ave Ste 102, Sunnyvale, CA, 94086-6179 | 7.2 | |
| State Farm | Derek Alota | 4340 Almaden Expy Ste 222, San Jose, CA, 95118-2048 | 8.2 | |
| State Farm | Rolando Suarez | 696 E Santa Clara St Ste 110, San Jose, CA, 95112-1911 | 9.7 | |
| Allstate | Les D. Adler | 3375 Scott Blvd Ste 208, Santa Clara, CA, 95054 | 8.1 | |
| Farmers | Robert Chang | 257 Castro St Ste 105, Mountain View, CA, 94041 | 9.1 | |
| Allstate | Barbara Kuang | 805 E El Camino Real Ste A, Mountain View, CA, 94040 | 7.7 | |
| State Farm | Andre Nguyen | 4990 Speak Ln Ste 220, San Jose, CA, 95118-2700 | 8.1 | |
| Farmers | Sarjit Singh | 635 Mariners Island Blvd Ste 212, San Mateo, CA, 94404 | 24.9 | |
| State Farm | Joe Frangieh | 120 W Campbell Ave Ste A, Campbell, CA, 95008-1044 | 4.2 | |
| State Farm | Hector Flamenco | 956 Main St, Redwood City, CA, 94063-1996 | 18.6 |
Compare Rates for Saratoga, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| Saratoga, CA | $1,933,900 | $1,193 | $880 | $1,620 | $740 |
| Los Altos Hills, CA | $2,000,001 | $943 | $700 | $1,280 | $580 |
| Sunol, CA | $1,055,200 | $2,640 | $1,950 | $3,590 | $1,640 |
| Amesti, CA | $405,900 | $1,116 | $830 | $1,520 | $690 |
| Watsonville, CA | $457,200 | $1,230 | $910 | $1,670 | $760 |
| Cherryland, CA | $364,100 | $811 | $600 | $1,100 | $500 |
| Burlingame, CA | $1,591,600 | $956 | $710 | $1,300 | $590 |
| San Bruno, CA | $754,700 | $1,404 | $1,040 | $1,910 | $870 |
| Pleasant Hill, CA | $633,400 | $1,226 | $910 | $1,670 | $760 |
| Brentwood, CA | $482,600 | $1,371 | $1,010 | $1,860 | $850 |
Research Home Insurance Companies Reviews in Saratoga, CA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I am very satisfied with my home insurance policy. They cover what my house needs at a price I can afford.
Allstate Home Insurance Reviews
Date: October 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
covers both damage to property and liability or legal responsibility for any injuries and property damage policyholders or their families cause to other people. This includes damage caused by household pets.
GEICO Home Insurance Reviews
Date: July 12, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
Their customer service is great. They never let me wait for too long. They give their answer with the best as they can.