How Can I Make My Mooresville, NC Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Mooresville, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Mooresville, NC Home Insurance Coverage Levels | Back to Top
| Mooresville, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cherrycrest Ln, Worley Ct, Paseo Dr, Huntington Rd, Keswick Ln, 1190, Fallview Dr, Midway Lake Rd, Hembree Pl, Shadowbrooke Ln | $283,000 | $260,000 | $300,000-$350,000 | $191,500 | $180,000 | $200,000-$250,000 |
| Caldwell Ave, Creekridge Creek, S Tower Dr, Shepherd Valley Rd, W McNeely Ave, Perth Rd, Magnolia Park Dr, Linwood Rd, Loram Dr, Midnight Ln | $266,500 | $230,000 | $200,000-$250,000 | $221,000 | $190,000 | $200,000-$250,000 |
| 1179, Gold Ave, Oliphant Rd, Cypress Landing Dr, Piedmont Point Dr, Great Lakes Rd, Bluffton Rd, Driftwood Rd, Bushnell Pl, Gresham Ln | $194,500 | $160,000 | $150,000-$175,000 | $214,000 | $190,000 | $175,000-$200,000 |
| State Rd 2389, Vick Rd, Armour Ln, Royal Pointe Way, Oasis Dr, Nance Farm Rd, Emerson Dr, Summer St, Pressley Ave, Penninsula Rd | $231,000 | $210,000 | $200,000-$250,000 | $125,500 | $110,000 | $125,000-$150,000 |
| Hager Farm, Pleasant Grove Ln, State Rd 1433, Byers Village Dr, E Center St, Saye Pl, State Rd 1431, Knotty Pine Ln, W Center Ave, River Hwy | $192,000 | $160,000 | $175,000-$200,000 | $157,500 | $130,000 | $125,000-$150,000 |
| Milbros Ln, 2928, Waderich Ln, Eddie Wayne Dr, Swan Lake Rd, Manor Cir, Billy Jo Rd, Kendra Dr, Athens Ct, Brantley Acres Dr | $247,000 | $210,000 | $200,000-$250,000 | $168,500 | $160,000 | $150,000-$175,000 |
| Lynch Cir, Alexandria Dr, Heywatchis Dr, Stowe Away Dr, Ellington Dr, Blackbeard Ln, State Rd 1159, Cool Breeze Dr, Talbert Pointe Dr, Marlin Rd | $255,500 | $210,000 | $300,000-$350,000 | $113,000 | $100,000 | $125,000-$150,000 |
| Patternote Rd, Golf Course Dr, Raceway Dr, Dixie Dr, Cove View Dr, Marketplace Ave, State Rd 1185, Brookwood St, Tradition Ln, Coronilla Rd | $161,000 | $150,000 | $150,000-$175,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Scanlon Rd, Pandora Rd, Bluefield Rd, Pinto Rd, Crimson Orchard Dr, Knight Woods Ln, Kallie Loop, N Magnolia St, Talbert Town Loop, E McNeely Ave | $209,500 | $190,000 | $250,000-$300,000 | $124,000 | $110,000 | $100,000-$125,000 |
| Messick Ave, Runningdeer Dr, Marina Ln, Jenkins Farm Ln, 1273, Woodcrest Rd, E McLelland Ave, Summerbrook Ln, Fallon Ln, State Rd 1313 | $237,500 | $220,000 | $200,000-$250,000 | $110,000 | $90,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Mooresville, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $831 |
| Superior Protection Discount | -$98 | $880 |
| Fire & Security Discount | -$68 | $909 |
| Hail Resistant Roof Discount | -$20 | $958 |
| Newly Constructed Home Discount | -$225 | $753 |
Choose the Right Deductible for your Mooresville, NC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Iredell County | $1,000 | $891 | $1,891 | $647 | $1,647 | $243 |
| Mooresville, NC | $2,500 | $966 | $3,466 | $702 | $3,202 | $264 |
| Fallstown, NC | $400 | $796 | $1,196 | $578 | $978 | $218 |
| Goose Creek, NC | $1,000 | $904 | $1,904 | $657 | $1,657 | $247 |
| Rhodhiss, NC | $400 | $508 | $908 | $369 | $769 | $139 |
| Welcome, NC | $700 | $818 | $1,518 | $595 | $1,295 | $224 |
| Clemmons, NC | $100 | $877 | $977 | $637 | $737 | $240 |
| Rutherford College, NC | $1,500 | $823 | $2,323 | $598 | $2,098 | $225 |
| Tyson, NC | $300 | $692 | $992 | $503 | $803 | $189 |
| South Fall Creek, NC | $1,500 | $858 | $2,358 | $623 | $2,123 | $234 |
| Kingstown, NC | $100 | $505 | $605 | $367 | $467 | $138 |
| East Bend, NC | $2,000 | $852 | $2,852 | $619 | $2,619 | $233 |
Identify Top Home Insurance Agents near Mooresville, NC | Back to Top
| Home Insurance Company Mooresville, NC | Homeowners Insurance Agency Mooresville, NC | Address | Popularity Score | Distance from Mooresville (miles) |
|---|---|---|---|---|
| Erie | Oconnor Insurance Associates Inc. | 1973 J N Pease Place Suite 203, Charlotte, NC, 28262 | 18.4 | |
| State Farm | Melanie Stone | 8811 Blakny Prof Dr Ste 110, Charlotte, NC, 28277-6599 | 38.2 | |
| Nationwide | Parks Insurance Group | 8316 Medical Plaza Dr Ste B, Charlotte, NC, 28262-6702 | 18.5 | |
| Nationwide | Kevin Brewer & Associates Inc. | 8310 University Exec Park Ste 505, Charlotte, NC, 28262-3383 | 19.9 | |
| Allstate | Luther Carter Jr. | 10801 Johnston Rd Ste 110, Charlotte, NC, 28226 | 34.4 | |
| State Farm | Roger O'Connell | 452 S Main St Ste 100, Davidson, NC, 28036-8095 | 6.5 | |
| Travelers | Pegram Mitchell Insurance Agency | 106 B W Arrowood Road, Charlotte, NC, 28217 | 31.2 | |
| State Farm | Sally Brooks | 491 Williamson Road, Mooresville, NC, 28117 | 2.7 | |
| Nationwide | Carney Insurance Agency Inc | 190 Jackson St, Davidson, NC, 28036 | 6.0 | |
| State Farm | Mark Husmillo | 10400 Mallard Creek Rd Ste 250, Charlotte, NC, 28262-5202 | 17.1 |
Compare Rates for Mooresville, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,260 | $660 |
| Iredell County, NC | $173,600 | $901 | $610 | $1,230 | $620 |
| Mooresville, NC | $207,500 | $977 | $690 | $1,380 | $690 |
| Fallstown, NC | $179,200 | $806 | $540 | $1,150 | $610 |
| Goose Creek, NC | $220,300 | $915 | $650 | $1,270 | $620 |
| Rhodhiss, NC | $80,200 | $514 | $350 | $720 | $370 |
| Welcome, NC | $144,100 | $828 | $600 | $1,170 | $570 |
| Clemmons, NC | $209,400 | $888 | $630 | $1,250 | $620 |
| Rutherford College, NC | $145,400 | $833 | $610 | $1,160 | $550 |
| Tyson, NC | $115,300 | $700 | $510 | $960 | $450 |
| South Fall Creek, NC | $154,300 | $868 | $630 | $1,220 | $590 |
| Kingstown, NC | $79,700 | $511 | $370 | $700 | $330 |
| East Bend, NC | $152,600 | $862 | $590 | $1,180 | $590 |
Research Home Insurance Companies Reviews in Mooresville, NC Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
They are locally owned so I have physical access to an agent when a situation arises. They are always pleasant and even send me birthday cards.
Date: June 14, 2019 Age: Above 60 Gender: Married Marital Status: Female
Customer Service
They have been really great for me and my family. They always make sure to answer all of our questions and usually get back to our calls or emails within the same day.
GEICO Home Insurance Reviews
Date: September 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I believe that it's fair to say that GEICO is near the top of insurance company policy offerings when compared to similar companies.
Date: July 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I didn't really shop around like I should have. I let my aunt choose it for me. She knows what to do when it comes to insurance.
Progressive Home Insurance Reviews
Date: August 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I received several quotes before switching and for the exact same coverage i found WAY better coverage. i was able to save 200$ a month by switching.