How Can I Make My Denison, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Denison, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Denison, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $39,500 $40,000 $25,000-$50,000
2 Bedroom $62,000 $60,000 $50,000-$75,000
3 Bedroom $82,500 $80,000 $75,000-$100,000
4 Bedroom $133,000 $110,000 $100,000-$125,000
5 Bedroom $285,000 $240,000 $300,000-$350,000

Bundle your Denison, TX Auto & Home Insurance from the Same Company | Back to Top

Denison, TX Car Insurance Denison, TX Home Insurance
Details GMC, Sierra 1500 Work Truck 2 Beds, 1 Baths, 1620 Square Feet worth $100500
Insurance Rates Individually $1,197.56 $12000
Savings from buying both from the same company $4,487.17

Choose your Denison, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,440
Hail Damage $4,476
Wind Damage $6,242
Expensive Claims
Fire $44,229
Smoke $17,222

Identify Top Home Insurance Agents near Denison, TX | Back to Top

Home Insurance Company Denison, TX Homeowners Insurance Agency Denison, TX Address Popularity Score Distance from Denison (miles)
Farmers Diana Salas 123 E Lamar St, Sherman, TX, 75090
8.8
State Farm Grace Quevedo 5566 W Main Street, Frisco, TX, 75033-3669
44.6
State Farm Christy Brott 6351 Preston Rd Ste 165, Frisco, TX, 75034-6067
45.4
Travelers W David Bayless Inc 501 W Woodard, Denison, TX, 75020
1.4
State Farm Jason Reed 1201 E Main St Ste 150, Allen, TX, 75002-3992
45.5
State Farm Russel Ceballos 809 N 7th St, Sanger, TX, 76266-4203
44.4
Travelers Rasor Insurance Agency Llc 201 Preston Ste 101, Celina, TX, 75009
32.5
Farmers Jennifer Wingo 2601 Network Blvd Ste 208, Frisco, TX, 75034
47.7
Allstate John Pavle 1333 W Mcdermott Dr Ste 185, Allen, TX, 75013
46.0
State Farm Sandra Phillips 2521 W Morton St, Denison, TX, 75020-1403
0.6

Compare Rates for Denison, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $590 $390 $910 $520
Grayson County, TX $103,200 $420 $280 $650 $370
Denison, TX $77,500 $310 $200 $480 $280
Colbert, OK $61,300 $310 $210 $440 $230
Southmayd, TX $57,900 $280 $180 $430 $250
Savoy, TX $70,600 $410 $270 $630 $360
Bryan County, OK $87,500 $490 $330 $670 $340
Albany, OK $49,300 $200 $150 $270 $120
Bee, OK $46,400 $190 $130 $270 $140
Lake Kiowa, TX $203,900 $1,060 $700 $1,630 $930
East Johnston, OK $66,600 $290 $200 $410 $210
Collin County, TX $204,900 $960 $630 $1,480 $850
Lone Grove, OK $98,500 $460 $310 $660 $350

Research Home Insurance Companies Reviews in Denison, TX Before Buying | Back to Top

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Allstate Home Insurance Reviews

Date: March 29, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
I think their policy offerings were pretty similar to the offering of the other companies. I just went with this group because it was recommended to me by a friend.


Date: October 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Their customer service is pretty good especially by phone unless you talk to an agent that have speak bad English.

State Farm Home Insurance Reviews

Date: February 11, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
I used their customer service to get get my wind mitigation survey information into the system and it was anything but pleasant. The customer service was horrible as I had to call them for 3 months to get it straightened out.

Progressive Home Insurance Reviews

Date: November 25, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Deductible premium for us is $5,000. Other companies I am unsure of what they offer. I am guessing it is comparable to other companies offerings.

GEICO Home Insurance Reviews

Date: January 10, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
a few years ago an elderly man drove a flatbed pickup into our hours. The garage door was totaled, and the side wall of the house was bowed outward. The gentlemans insurance company did not cover the full cost of the repair. As a result, Geico picked up the tab for the remainder. it did not cause our insurance rates to go up.