How Can I Make My Denison, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Denison, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Denison, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $62,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $82,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $133,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $285,000 | $240,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Denison, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $844 |
| Superior Protection Discount | -$93 | $937 |
| Fire & Security Discount | -$72 | $957 |
| Hail Resistant Roof Discount | -$31 | $999 |
| Newly Constructed Home Discount | -$257 | $772 |
Choose your Denison, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,476 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Denison, TX | Back to Top
| Home Insurance Company Denison, TX | Homeowners Insurance Agency Denison, TX | Address | Popularity Score | Distance from Denison (miles) |
|---|---|---|---|---|
| Farmers | Diana Salas | 123 E Lamar St, Sherman, TX, 75090 | 8.8 | |
| State Farm | Grace Quevedo | 5566 W Main Street, Frisco, TX, 75033-3669 | 44.6 | |
| State Farm | Christy Brott | 6351 Preston Rd Ste 165, Frisco, TX, 75034-6067 | 45.4 | |
| Travelers | W David Bayless Inc | 501 W Woodard, Denison, TX, 75020 | 1.4 | |
| State Farm | Jason Reed | 1201 E Main St Ste 150, Allen, TX, 75002-3992 | 45.5 | |
| State Farm | Russel Ceballos | 809 N 7th St, Sanger, TX, 76266-4203 | 44.4 | |
| Travelers | Rasor Insurance Agency Llc | 201 Preston Ste 101, Celina, TX, 75009 | 32.5 | |
| Farmers | Jennifer Wingo | 2601 Network Blvd Ste 208, Frisco, TX, 75034 | 47.7 | |
| Allstate | John Pavle | 1333 W Mcdermott Dr Ste 185, Allen, TX, 75013 | 46.0 | |
| State Farm | Sandra Phillips | 2521 W Morton St, Denison, TX, 75020-1403 | 0.6 |
Compare Rates for Denison, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Grayson County, TX | $116,600 | $1,431 | $940 | $2,200 | $1,260 |
| Denison, TX | $85,300 | $1,029 | $680 | $1,590 | $910 |
| Colbert, OK | $83,400 | $813 | $560 | $1,150 | $590 |
| Southmayd, TX | $56,500 | $1,281 | $850 | $1,970 | $1,120 |
| Savoy, TX | $65,700 | $1,339 | $880 | $2,060 | $1,180 |
| Bryan County, OK | $98,900 | $1,186 | $820 | $1,670 | $850 |
| Albany, OK | $95,000 | $1,243 | $850 | $1,700 | $850 |
| Lake Kiowa, TX | $254,700 | $1,956 | $1,290 | $3,010 | $1,720 |
| East Johnston, OK | $87,100 | $1,176 | $810 | $1,660 | $850 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| Lone Grove, OK | $123,300 | $1,045 | $720 | $1,450 | $730 |
Research Home Insurance Companies Reviews in Denison, TX Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: March 29, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
I think their policy offerings were pretty similar to the offering of the other companies. I just went with this group because it was recommended to me by a friend.
Date: October 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Their customer service is pretty good especially by phone unless you talk to an agent that have speak bad English.
State Farm Home Insurance Reviews
Date: February 11, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
I used their customer service to get get my wind mitigation survey information into the system and it was anything but pleasant. The customer service was horrible as I had to call them for 3 months to get it straightened out.
Progressive Home Insurance Reviews
Date: November 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Deductible premium for us is $5,000. Other companies I am unsure of what they offer. I am guessing it is comparable to other companies offerings.
GEICO Home Insurance Reviews
Date: January 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
a few years ago an elderly man drove a flatbed pickup into our hours. The garage door was totaled, and the side wall of the house was bowed outward. The gentlemans insurance company did not cover the full cost of the repair. As a result, Geico picked up the tab for the remainder. it did not cause our insurance rates to go up.