How Can I Make My Ormond Beach, FL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Ormond Beach, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Ormond Beach, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $103,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $151,500 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $212,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $356,500 | $290,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Ormond Beach, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$241 | $1,026 |
| Superior Protection Discount | -$114 | $1,152 |
| Fire & Security Discount | -$139 | $1,127 |
| Hail Resistant Roof Discount | -$38 | $1,228 |
| Newly Constructed Home Discount | -$253 | $1,013 |
Choose the Right Deductible for your Ormond Beach, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Volusia County | $700 | $1,256 | $1,956 | $913 | $1,613 | $343 |
| Ormond Beach, FL | $2,500 | $1,251 | $3,751 | $909 | $3,409 | $342 |
| Ormond-by-the-Sea, FL | $500 | $964 | $1,464 | $701 | $1,201 | $263 |
| Holly Hill, FL | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| Port Orange, FL | $400 | $1,178 | $1,578 | $856 | $1,256 | $322 |
| South Peninsula, FL | $2,500 | $1,119 | $3,619 | $813 | $3,313 | $306 |
| DeLand, FL | $500 | $1,276 | $1,776 | $927 | $1,427 | $349 |
| Lake Helen, FL | $1,500 | $983 | $2,483 | $714 | $2,214 | $269 |
| Pine Lakes, FL | $100 | $938 | $1,038 | $681 | $781 | $256 |
| Heathrow, FL | $700 | $928 | $1,628 | $674 | $1,374 | $254 |
| Seminole County, FL | $400 | $1,407 | $1,807 | $1,022 | $1,422 | $384 |
Identify Top Home Insurance Agents near Ormond Beach, FL | Back to Top
| Home Insurance Company Ormond Beach, FL | Homeowners Insurance Agency Ormond Beach, FL | Address | Popularity Score | Distance from Ormond Beach (miles) |
|---|---|---|---|---|
| Allstate | Tanya Akimenko | 1451 N Us Highway 1 Ste 16, Ormond Beach, FL, 32174 | 1.4 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 220 S Ridgewood Ave Daytona Beach, Daytona Beach, FL, 32114 | 9.6 | |
| Travelers | Mullin & Company | 761 W Granada Blvd, Ormond Beach, FL, 32174 | 3.7 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 220 S Ridgewood Ave, Daytona Beach, FL, 32114 | 9.6 | |
| Travelers | Susan Lee Insurance Agency Inc | 555 W Granada Blvd Unit A-2, Ormond Beach, FL, 32174 | 3.9 | |
| State Farm | Ryan Ochipa | 785 W Granada Blvd Ste 1, Ormond Beach, FL, 32174-5163 | 3.7 | |
| Allstate | Mark Norcia | 1400 Hand Ave Ste G, Ormond Beach, FL, 32174 | 4.8 | |
| State Farm | Alison Boscovich | 325 S Yonge Street (Us1), Ormond Beach, FL, 32174-8814 | 4.6 | |
| State Farm | Cindy Ferrara | 713 N Clyde Morris Blvd, Daytona Beach, FL, 32114-1603 | 8.5 | |
| Travelers | Herbie Wiles Ins Inc | 400 N Ponce De Leon Blvd, St Augustine, FL, 32084 | 41.2 |
Compare Rates for Ormond Beach, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Volusia County, FL | $149,900 | $1,272 | $990 | $1,700 | $710 |
| Ormond Beach, FL | $149,000 | $1,266 | $990 | $1,700 | $710 |
| Ormond-by-the-Sea, FL | $171,700 | $976 | $760 | $1,310 | $550 |
| Holly Hill, FL | $86,200 | $825 | $640 | $1,110 | $470 |
| Port Orange, FL | $130,400 | $1,192 | $930 | $1,600 | $670 |
| South Peninsula, FL | $272,400 | $1,133 | $880 | $1,520 | $640 |
| DeLand, FL | $153,100 | $1,292 | $1,010 | $1,730 | $720 |
| Lake Helen, FL | $88,100 | $995 | $780 | $1,330 | $550 |
| Pine Lakes, FL | $81,300 | $949 | $740 | $1,270 | $530 |
| Heathrow, FL | $399,200 | $939 | $730 | $1,260 | $530 |
| Seminole County, FL | $201,900 | $1,424 | $1,110 | $1,910 | $800 |
Research Home Insurance Companies Reviews in Ormond Beach, FL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I am pretty satisfied with my home insurance company. Their offerings satisfy me and I do not want to go through the hassle of changing.
Nationwide Home Insurance Reviews
Date: July 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I'm satisfied with my home insurance company as of now. I have not had to make a claim so I have not dealt with them in that process, which I imagine would influence my perceptions of them greatly.
USAA Home Insurance Reviews
Date: October 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have USAA as my home owners insurance company. USAA has been there for me through thick and thin. Their customer service is there for you 24/7. I have called them at midnight to file a claim.