How Can I Make My Hastings, MN Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Hastings, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Hastings, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $87,500 $80,000 $50,000-$75,000
2 Bedroom $192,500 $180,000 $175,000-$200,000
3 Bedroom $177,500 $150,000 $200,000-$250,000
4 Bedroom $351,500 $290,000 $350,000-$400,000
5 Bedroom $445,000 $360,000 $350,000-$400,000

Bundle your Hastings, MN Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$66 $765
Home and Two Car -$141 $690
Home and Three Car -$191 $640

Choose the Right Deductible for your Hastings, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Dakota County $700 $1,198 $1,898 $871 $1,571 $327
Hastings, MN $2,000 $821 $2,821 $597 $2,597 $224
Welch, MN $300 $1,536 $1,836 $1,116 $1,416 $420
Afton, MN $700 $1,990 $2,690 $1,446 $2,146 $544
Mendota Heights, MN $500 $952 $1,452 $692 $1,192 $260
Bayport, MN $2,500 $1,229 $3,729 $893 $3,393 $336
Minneapolis, MN $400 $1,158 $1,558 $841 $1,241 $316
Frontenac, MN $700 $1,063 $1,763 $773 $1,473 $291
Champlin, MN $300 $879 $1,179 $639 $939 $240
Downsville, WI $700 $593 $1,293 $431 $1,131 $162
Lindstrom, MN $300 $1,131 $1,431 $822 $1,122 $309
Deerfield, MN $2,000 $1,257 $3,257 $913 $2,913 $343

Identify Top Home Insurance Agents near Hastings, MN | Back to Top

Home Insurance Company Hastings, MN Homeowners Insurance Agency Hastings, MN Address Popularity Score Distance from Hastings (miles)
Farmers Lyle Radloff 1185 Concord St N Ste 113, South St Paul, MN, 55075
15.6
Allstate Troy Beugen 7101 10th St N, Oakdale, MN, 55128
16.9
Allstate Charley Bradley 12200 Middle Set Rd Ste 200, Eden Prairie, MN, 55344
29.7
State Farm Andrea Zajicek 8617 W Pt Dugls Rd S Ste 120, Cottage Grove, MN, 55016-4155
3.5
State Farm Tim Zajicek 8617 W Pt Dugls Rd S Ste 120, Cottage Grove, MN, 55016-4155
3.5
Allstate Chad Dahly 1310 Highway 96 E Ste 107, White Bear Lake, MN, 55110
25.8
Travelers Inver Grove Insurance Agency Inc 6775 Cahill Ave E Ste 204, Inver Grove Heights, MN, 55076
12.5
State Farm Steve Johnson 121 2nd St E, Hastings, MN, 55033-1269
0.9
State Farm Dan Wright 783 Radio Dr Ste 103, Woodbury, MN, 55125-5402
14.7
State Farm John Curlee 1565 Cliff Rd Ste 4, Eagan, MN, 55122-2574
16.5

Compare Rates for Hastings, MN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $810 $1,680 $870
Dakota County, MN $238,000 $1,213 $840 $1,660 $820
Hastings, MN $192,500 $831 $590 $1,190 $600
Welch, MN $324,600 $1,555 $1,120 $2,130 $1,010
Afton, MN $427,700 $2,014 $1,450 $2,800 $1,350
Mendota Heights, MN $361,600 $963 $690 $1,380 $690
Bayport, MN $217,100 $1,244 $830 $1,770 $940
Minneapolis, MN $222,600 $1,172 $840 $1,630 $790
Frontenac, MN $165,400 $1,076 $720 $1,480 $760
Champlin, MN $219,700 $890 $640 $1,220 $580
Downsville, WI $127,300 $600 $440 $850 $410
Lindstrom, MN $185,100 $1,145 $840 $1,590 $750
Deerfield, MN $226,600 $1,272 $900 $1,810 $910

Research Home Insurance Companies Reviews in Hastings, MN Before Buying | Back to Top

Share a review on your home insurance company


Universal Property & Casualty Insurance Company Home Insurance Reviews

Date: November 22, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
UPC's policy offerings are a great value. They also cover houses with pier and beam foundations in hurricane areas, like mine, which is hard to find.


Allstate Home Insurance Reviews

Date: January 19, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I would rate the insurance company policy offerings slightly competitive above average. Out of a 1 through 5 scale I would rate it a 4. Although there are cheaper insurances out on the market, allstate offers a good price for decent coverage


State Farm Home Insurance Reviews

Date: November 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I believe that the customer service is really good. They are very responsive and will email with me. I dont need to call them.

GEICO Home Insurance Reviews

Date: March 02, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
We are very satisfied. Our insurance company offers similar products to the competition. However, the cost and professionalism are superior to the competition. The agents are always available to help.