How Can I Make My Hastings, MN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Hastings, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Hastings, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,500 | $80,000 | $50,000-$75,000 |
| 2 Bedroom | $192,500 | $180,000 | $175,000-$200,000 |
| 3 Bedroom | $177,500 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $351,500 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $445,000 | $360,000 | $350,000-$400,000 |
Bundle your Hastings, MN Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $765 |
| Home and Two Car | -$141 | $690 |
| Home and Three Car | -$191 | $640 |
Choose the Right Deductible for your Hastings, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dakota County | $700 | $1,198 | $1,898 | $871 | $1,571 | $327 |
| Hastings, MN | $2,000 | $821 | $2,821 | $597 | $2,597 | $224 |
| Welch, MN | $300 | $1,536 | $1,836 | $1,116 | $1,416 | $420 |
| Afton, MN | $700 | $1,990 | $2,690 | $1,446 | $2,146 | $544 |
| Mendota Heights, MN | $500 | $952 | $1,452 | $692 | $1,192 | $260 |
| Bayport, MN | $2,500 | $1,229 | $3,729 | $893 | $3,393 | $336 |
| Minneapolis, MN | $400 | $1,158 | $1,558 | $841 | $1,241 | $316 |
| Frontenac, MN | $700 | $1,063 | $1,763 | $773 | $1,473 | $291 |
| Champlin, MN | $300 | $879 | $1,179 | $639 | $939 | $240 |
| Downsville, WI | $700 | $593 | $1,293 | $431 | $1,131 | $162 |
| Lindstrom, MN | $300 | $1,131 | $1,431 | $822 | $1,122 | $309 |
| Deerfield, MN | $2,000 | $1,257 | $3,257 | $913 | $2,913 | $343 |
Identify Top Home Insurance Agents near Hastings, MN | Back to Top
| Home Insurance Company Hastings, MN | Homeowners Insurance Agency Hastings, MN | Address | Popularity Score | Distance from Hastings (miles) |
|---|---|---|---|---|
| Farmers | Lyle Radloff | 1185 Concord St N Ste 113, South St Paul, MN, 55075 | 15.6 | |
| Allstate | Troy Beugen | 7101 10th St N, Oakdale, MN, 55128 | 16.9 | |
| Allstate | Charley Bradley | 12200 Middle Set Rd Ste 200, Eden Prairie, MN, 55344 | 29.7 | |
| State Farm | Andrea Zajicek | 8617 W Pt Dugls Rd S Ste 120, Cottage Grove, MN, 55016-4155 | 3.5 | |
| State Farm | Tim Zajicek | 8617 W Pt Dugls Rd S Ste 120, Cottage Grove, MN, 55016-4155 | 3.5 | |
| Allstate | Chad Dahly | 1310 Highway 96 E Ste 107, White Bear Lake, MN, 55110 | 25.8 | |
| Travelers | Inver Grove Insurance Agency Inc | 6775 Cahill Ave E Ste 204, Inver Grove Heights, MN, 55076 | 12.5 | |
| State Farm | Steve Johnson | 121 2nd St E, Hastings, MN, 55033-1269 | 0.9 | |
| State Farm | Dan Wright | 783 Radio Dr Ste 103, Woodbury, MN, 55125-5402 | 14.7 | |
| State Farm | John Curlee | 1565 Cliff Rd Ste 4, Eagan, MN, 55122-2574 | 16.5 |
Compare Rates for Hastings, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,680 | $870 |
| Dakota County, MN | $238,000 | $1,213 | $840 | $1,660 | $820 |
| Hastings, MN | $192,500 | $831 | $590 | $1,190 | $600 |
| Welch, MN | $324,600 | $1,555 | $1,120 | $2,130 | $1,010 |
| Afton, MN | $427,700 | $2,014 | $1,450 | $2,800 | $1,350 |
| Mendota Heights, MN | $361,600 | $963 | $690 | $1,380 | $690 |
| Bayport, MN | $217,100 | $1,244 | $830 | $1,770 | $940 |
| Minneapolis, MN | $222,600 | $1,172 | $840 | $1,630 | $790 |
| Frontenac, MN | $165,400 | $1,076 | $720 | $1,480 | $760 |
| Champlin, MN | $219,700 | $890 | $640 | $1,220 | $580 |
| Downsville, WI | $127,300 | $600 | $440 | $850 | $410 |
| Lindstrom, MN | $185,100 | $1,145 | $840 | $1,590 | $750 |
| Deerfield, MN | $226,600 | $1,272 | $900 | $1,810 | $910 |
Research Home Insurance Companies Reviews in Hastings, MN Before Buying | Back to Top
Share a review on your home insurance company
Universal Property & Casualty Insurance Company Home Insurance Reviews
Date: November 22, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
UPC's policy offerings are a great value. They also cover houses with pier and beam foundations in hurricane areas, like mine, which is hard to find.
Allstate Home Insurance Reviews
Date: January 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I would rate the insurance company policy offerings slightly competitive above average. Out of a 1 through 5 scale I would rate it a 4. Although there are cheaper insurances out on the market, allstate offers a good price for decent coverage
State Farm Home Insurance Reviews
Date: November 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I believe that the customer service is really good. They are very responsive and will email with me. I dont need to call them.
GEICO Home Insurance Reviews
Date: March 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
We are very satisfied. Our insurance company offers similar products to the competition. However, the cost and professionalism are superior to the competition. The agents are always available to help.