How Can I Make My Florence, SC Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Florence, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Florence, SC Home Insurance Coverage Levels | Back to Top
| Florence, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pointe Dr, W Darlington St, Sam Snead Ct, Longbranch Rd, State Rd S-21-1235, S Vance Dr, Century Dr, Ivywood Rd, State Rd S-21-1386, State Rd S-21-1285 | $183,500 | $170,000 | $150,000-$175,000 | $147,000 | $140,000 | $150,000-$175,000 |
| W Marlboro St, Wildwood Dr, W Cambridge Dr, Stockade Dr, Anderson Farm Rd, Navajo Cir, Shadwell Ct, Maple Chase Ln, State Rd S-21-173, Lemont Dr | $235,500 | $200,000 | $200,000-$250,000 | $127,500 | $100,000 | $100,000-$125,000 |
| Waccamaw Dr, S Ives St, Kingston Dr, State Rd S-21-1284, State Rd S-21-334, Kincaid Ct, E McElveen Ter, Bayberry Cir, S Hanover Rd, Dexter Dr | $136,500 | $120,000 | $100,000-$125,000 | $121,500 | $110,000 | $100,000-$125,000 |
| State Rd S-21-204, E Siesta Dr, Barr Ln, S Guerry St, W McCown Dr, McCants Dr, N Price Rd, Fernleaf Ln, Nellie St, Sarazen Ct | $113,000 | $100,000 | $75,000-$100,000 | $81,000 | $70,000 | $50,000-$75,000 |
| S Lady St, Iris Dr, Chestnut St, Interstate Blvd, W Beddingfield Hall, E Benshire Ave, Congaree Dr, State Rd S-21-1121, W Whittier Cir, Royal St | $205,500 | $190,000 | $150,000-$175,000 | $147,000 | $130,000 | $125,000-$150,000 |
| State Rd S-21-369, Chinaberry Rd, Good Boy Rd, S Griffin St, Lazer Pl, Autumn Ln, W Attwood Ave, State Rd S-21-1001, E Campbell St, McKenney Ct | $88,500 | $80,000 | $75,000-$100,000 | $82,000 | $70,000 | $75,000-$100,000 |
| State Rd S-21-895, Author Dr, Timmons St, Magna Carta Rd, 3rd Loop Rd, Harvard Way, State Rd S-21-964, W Lake Dr, State Rd S-21-343, N Sunset Dr | $227,500 | $190,000 | $200,000-$250,000 | $96,000 | $80,000 | $100,000-$125,000 |
| Magnolia Dr, E Wingate Ave, E Tierra Dr, Tingen Aly, State Rd S-21-1287, Beverly Dr, Greenway Dr, Seminole Ave, Gail Dr, State Rd S-21-985 | $299,500 | $260,000 | $250,000-$300,000 | $160,000 | $140,000 | $150,000-$175,000 |
| Florence Harlee Blvd, S 1st St, State Rd S-21-1320, Washington St, Pebble Rd, Heard St, Lawson St, Spanish Oak Dr, S Barringer St, S Meadors Farm Rd | $100,000 | $90,000 | $75,000-$100,000 | $72,000 | $70,000 | $50,000-$75,000 |
| State Rd S-21-1357, Sunshine Ave, N Salem Dr, Rutledge Ave, Kershaw St, S Kemp St, Drury Ln, Carroll Dr, State Rd S-21-918, Wethersfield Dr | $87,000 | $80,000 | $75,000-$100,000 | $86,500 | $70,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Florence, SC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $792 |
| Superior Protection Discount | -$94 | $848 |
| Fire & Security Discount | -$85 | $858 |
| Hail Resistant Roof Discount | -$28 | $914 |
| Newly Constructed Home Discount | -$198 | $745 |
Choose the Right Deductible for your Florence, SC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Florence County | $2,000 | $838 | $2,838 | $609 | $2,609 | $229 |
| Florence, SC | $2,500 | $931 | $3,431 | $677 | $3,177 | $255 |
| Quinby, SC | $100 | $882 | $982 | $641 | $741 | $241 |
| Lake City-Scranton, SC | $700 | $792 | $1,492 | $576 | $1,276 | $216 |
| North Hartsville, SC | $400 | $593 | $993 | $431 | $831 | $162 |
| Cades, SC | $1,000 | $419 | $1,419 | $304 | $1,304 | $114 |
| Patrick, SC | $400 | $806 | $1,206 | $586 | $986 | $220 |
| Rowland, NC | $1,500 | $440 | $1,940 | $320 | $1,820 | $120 |
| Alfordsville, NC | $100 | $379 | $479 | $276 | $376 | $104 |
| Hemingway, SC | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Laurinburg, NC | $1,500 | $861 | $2,361 | $625 | $2,125 | $235 |
Identify Top Home Insurance Agents near Florence, SC | Back to Top
| Home Insurance Company Florence, SC | Homeowners Insurance Agency Florence, SC | Address | Popularity Score | Distance from Florence (miles) |
|---|---|---|---|---|
| State Farm | Betsy Enzor | 808 W Evans St, Florence, SC, 29501-3440 | 3.8 | |
| State Farm | Brian Edwards | 605 N 4th Avenue, Dillon, SC, 29536-2501 | 24.7 | |
| Allstate | Andy Jeffords | 1333 S Irby St Ste B, Florence, SC, 29505 | 3.9 | |
| Travelers | Csp Insurance Services | 2420 Hoffmeyer Rd Ste D, Florence, SC, 29501 | 5.8 | |
| Nationwide | Hodge Ethridge Insurance And Financial Service | 2405 Second Loop Rd Ste C, Florence, SC, 29501-1602 | 5.8 | |
| Allstate | Lee Hicks | 1217 Pamplico Hwy, Florence, SC, 29505 | 4.2 | |
| State Farm | Jim Stewart | 2238 W Palmetto St, Florence, SC, 29501-4047 | 5.9 | |
| Travelers | Langley Agency | 2099 North Irby Street, Florence, SC, 29501 | 2.6 | |
| State Farm | Larry Bartol | 1625 2nd Loop Rd, Florence, SC, 29505-2805 | 5.4 | |
| Travelers | John T Cook & Associates | 4616 Main St, Loris, SC, 29569 | 48.9 |
Compare Rates for Florence, SC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,360 | $640 |
| Florence County, SC | $128,400 | $848 | $620 | $1,200 | $580 |
| Florence, SC | $147,400 | $943 | $640 | $1,340 | $700 |
| Quinby, SC | $131,700 | $893 | $640 | $1,230 | $590 |
| Lake City-Scranton, SC | $81,500 | $802 | $550 | $1,100 | $550 |
| North Hartsville, SC | $93,400 | $600 | $440 | $850 | $410 |
| Cades, SC | $64,700 | $424 | $310 | $610 | $300 |
| Patrick, SC | $62,700 | $816 | $590 | $1,130 | $540 |
| Rowland, NC | $68,900 | $445 | $300 | $630 | $330 |
| Alfordsville, NC | $59,400 | $384 | $260 | $550 | $290 |
| Hemingway, SC | $78,200 | $823 | $550 | $1,180 | $630 |
| Laurinburg, NC | $98,300 | $871 | $630 | $1,230 | $600 |
Research Home Insurance Companies Reviews in Florence, SC Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: January 08, 2020 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
the deductibles that progressive offers on home insurance competitive with any one else it was the same as other companies but my car insurance deductable goes down every six months if i have no accident.
Date: October 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I haven't had to make any claims with or had to contact customer service about my home insurance, so I am satisfied with them so far.
Date: July 27, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
I have had positive experiences with my home insurance provider. I have never had any issues and rate them a 5/5.
Allstate Home Insurance Reviews
Date: January 05, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
They offer many different options when insuring your home. They offer different levels of protection at many different price points and they try to give discounts when possible.
State Farm Home Insurance Reviews
Date: September 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I would say if they were a bit more faster in their work it would've been the greatest company in the whole world but even now they are the best.