How Can I Make My Atlantic City, NJ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Atlantic City, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Atlantic City, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $247,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $225,500 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $417,500 | $350,000 | $300,000-$350,000 |
| 5 Bedroom | $667,000 | $570,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Atlantic City, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $727 |
| Superior Protection Discount | -$87 | $779 |
| Fire & Security Discount | -$95 | $770 |
| Hail Resistant Roof Discount | -$17 | $848 |
| Newly Constructed Home Discount | -$190 | $675 |
Choose the Right Deductible for your Atlantic City, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Atlantic County | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Atlantic City, NJ | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Atlantic County, NJ | $500 | $855 | $1,355 | $621 | $1,121 | $234 |
| Beach Haven, NJ | $2,000 | $2,187 | $4,187 | $1,590 | $3,590 | $598 |
| Little Egg Harbor, NJ | $400 | $747 | $1,147 | $543 | $943 | $204 |
| Port Norris, NJ | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Cape May, NJ | $500 | $1,851 | $2,351 | $1,345 | $1,845 | $506 |
| Holiday Heights, NJ | $2,000 | $805 | $2,805 | $585 | $2,585 | $220 |
| Somerdale, NJ | $400 | $649 | $1,049 | $472 | $872 | $177 |
| Glendora, NJ | $2,500 | $788 | $3,288 | $573 | $3,073 | $215 |
| Leisure Village East, NJ | $200 | $789 | $989 | $574 | $774 | $216 |
Identify Top Home Insurance Agents near Atlantic City, NJ | Back to Top
| Home Insurance Company Atlantic City, NJ | Homeowners Insurance Agency Atlantic City, NJ | Address | Popularity Score | Distance from Atlantic City (miles) |
|---|---|---|---|---|
| Travelers | Hauswirth & Sons Insurance Consultants | 332 Rte 9, Forked River, NJ, 8731 | 34.1 | |
| Travelers | Sungenis Insurance Agency | 560 Shiloh Pike, Bridgeton, NJ, 8302 | 43.5 | |
| Allstate | David Lieberman | 602 New Rd, Somers Point, NJ, 8244 | 9.0 | |
| Travelers | Chen & Associates Inc | 750 Rt 73 S Unit 309b, Marlton, NJ, 8053 | 44.7 | |
| Travelers | Bca Insurance Group | 330 Tilton Rd, Northfield, NJ, 8225 | 5.7 | |
| Liberty Mutual Independent | Biondi Insurance Agency | 525 E Elmer St, Vineland, NJ, 8360 | 31.6 | |
| Travelers | Brouwer Hansen & Izdebski Associates | 240 Main St, Toms River, NJ, 8753 | 42.1 | |
| Allstate | Michael J. Mcdyer | 1808 Springdale Rd, Cherry Hill, NJ, 8003 | 45.6 | |
| Liberty Mutual Independent | Glenn Insurance Inc | 500 E Absecon Blvd, Absecon, NJ, 8201 | 3.5 | |
| Liberty Mutual Independent | Glenn Insurance Inc | 500 E Boulevard, Absecon, NJ, 8201 | 3.5 |
Compare Rates for Atlantic City, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,520 | $770 |
| Atlantic County, NJ | $219,000 | $865 | $610 | $1,220 | $610 |
| Atlantic City, NJ | $219,000 | $865 | $580 | $1,220 | $640 |
| Atlantic County, NJ | $219,000 | $865 | $580 | $1,190 | $610 |
| Beach Haven, NJ | $722,900 | $2,214 | $1,620 | $3,120 | $1,500 |
| Little Egg Harbor, NJ | $223,400 | $756 | $540 | $1,040 | $500 |
| Port Norris, NJ | $131,300 | $693 | $500 | $960 | $460 |
| Cape May, NJ | $570,900 | $1,873 | $1,270 | $2,570 | $1,300 |
| Holiday Heights, NJ | $180,100 | $815 | $590 | $1,120 | $530 |
| Somerdale, NJ | $165,500 | $657 | $450 | $930 | $480 |
| Glendora, NJ | $172,500 | $798 | $530 | $1,130 | $600 |
| Leisure Village East, NJ | $173,100 | $799 | $570 | $1,130 | $560 |
Research Home Insurance Companies Reviews in Atlantic City, NJ Before Buying | Back to Top
Share a review on your home insurance company
Universal Property & Casualty Insurance Company Home Insurance Reviews
Date: July 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
Universal Property & Casualty only insures homeowners in the states of Florida and Texas, but they are highly competitive with their policy offerings and pricing.
AAA Home Insurance Reviews
Date: October 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
My premium and deductible were the cheapest I found when shopping for insurance.
State Farm Home Insurance Reviews
Date: September 18, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
I had Farmer's before I had State Farm. The policy was similar. I just did not know the agent because the former one retired. I went with State Farm because my co-worker's husband was starting the business.