How Can I Make My North Tonawanda, NY Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in North Tonawanda, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate North Tonawanda, NY Home Insurance Coverage Levels | Back to Top
| North Tonawanda, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 7th Ave, 3rd Ave, Half Moon Ct, Louisa Pkwy, Wurlitzer Dr, Dahlgreen Pl, Belling Pl, E Oliver St, Castlebar Dr, Locust St | $221,000 | $210,000 | $200,000-$250,000 | $146,000 | $120,000 | $125,000-$150,000 |
| Webster St, Dale Dr, Vandervoort St, 17th Ave, Dimatteo Dr, Fairfax Ave, Fredericka St, Stenzil St, Oelkers St, Oakdale Dr | $146,500 | $120,000 | $150,000-$175,000 | $94,000 | $90,000 | $75,000-$100,000 |
| Prospect Ave, Lee Ave, Ganson St, Erie Ave, Schenck St, Michigan St, Wheatfield St, Barrally St, Pine St, Adelaide Pl | $164,500 | $130,000 | $175,000-$200,000 | $134,500 | $110,000 | $150,000-$175,000 |
| Fredericka St, Jesella Dr W, Leah Dr, S Meadow Dr, Carr St, E Goundry St, Pioneer Dr, Wheatfield St, Jefferson Ave, Greenbriar Ln | $139,000 | $120,000 | $100,000-$125,000 | $128,000 | $120,000 | $100,000-$125,000 |
| Madison Ave, Duane Dr, Clair Ave, Wheatfield St, Miller St, Edward St, Bryant St, Forbes St, 5th Ave, Spencer Ave | $121,500 | $100,000 | $75,000-$100,000 | $109,000 | $90,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in North Tonawanda, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$172 | $1,054 |
| Superior Protection Discount | -$110 | $1,115 |
| Fire & Security Discount | -$110 | $1,115 |
| Hail Resistant Roof Discount | -$37 | $1,189 |
| Newly Constructed Home Discount | -$245 | $981 |
Choose the Right Deductible for your North Tonawanda, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Niagara County | $2,000 | $1,180 | $3,180 | $857 | $2,857 | $322 |
| North Tonawanda, NY | $1,500 | $1,211 | $2,711 | $880 | $2,380 | $331 |
| Niagara Falls, NY | $500 | $1,211 | $1,711 | $880 | $1,380 | $331 |
| Depew, NY | $700 | $957 | $1,657 | $695 | $1,395 | $261 |
| Town Line, NY | $300 | $700 | $1,000 | $509 | $809 | $191 |
| Hamburg, NY | $2,000 | $623 | $2,623 | $453 | $2,453 | $170 |
| Ridgeway, NY | $200 | $957 | $1,157 | $695 | $895 | $261 |
| Brant, NY | $2,500 | $606 | $3,106 | $440 | $2,940 | $166 |
| Sardinia, NY | $400 | $651 | $1,051 | $473 | $873 | $178 |
| Carlton, NY | $2,500 | $587 | $3,087 | $426 | $2,926 | $160 |
| Byron, NY | $500 | $592 | $1,092 | $430 | $930 | $162 |
| Brockport, NY | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
Identify Top Home Insurance Agents near North Tonawanda, NY | Back to Top
| Home Insurance Company North Tonawanda, NY | Homeowners Insurance Agency North Tonawanda, NY | Address | Popularity Score | Distance from North Tonawanda (miles) |
|---|---|---|---|---|
| Allstate | Joseph Parlato | 3358 Sheridan Dr, Amherst, NY, 14226 | 5.7 | |
| State Farm | Valerie Parillo | 3140 Sheridan Dr, Amherst, NY, 14226-1900 | 5.5 | |
| Allstate | The Keller Group Inc | 2706 Pine Ave, Niagara Falls, NY, 14301 | 8.6 | |
| Allstate | Michael Dearing | 2126 Niagara Falls Blvd, Tonawanda, NY, 14150 | 3.6 | |
| Travelers | Pag Agency Inc | 1660 Kensington Avenue, Buffalo, NY, 14215 | 8.1 | |
| Allstate | Wayne Levan | 8770 Transit Rd, East Amherst, NY, 14051 | 9.3 | |
| Travelers | Slack Insurance Agency | 441 Main St., Medina, NY, 14103 | 27.2 | |
| Liberty Mutual Independent | Willis Of New York Inc | 300 Airborne Pkwy Ste 208, Buffalo, NY, 14225 | 10.9 | |
| State Farm | Marty Scherrer | 2161 Sheridan Dr, Buffalo, NY, 14223-1473 | 4.8 | |
| State Farm | Charlie Totoro | 2323 Millersport Highway, Getzville, NY, 14068 | 5.7 |
Compare Rates for North Tonawanda, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,640 | $850 |
| Niagara County, NY | $114,800 | $1,194 | $860 | $1,650 | $790 |
| North Tonawanda, NY | $112,600 | $1,226 | $820 | $1,740 | $920 |
| Niagara Falls, NY | $69,900 | $1,226 | $870 | $1,700 | $830 |
| Depew, NY | $114,600 | $968 | $710 | $1,370 | $660 |
| Town Line, NY | $179,500 | $709 | $480 | $1,010 | $530 |
| Hamburg, NY | $153,200 | $631 | $450 | $870 | $420 |
| Ridgeway, NY | $89,600 | $968 | $690 | $1,380 | $690 |
| Brant, NY | $129,200 | $613 | $440 | $850 | $410 |
| Sardinia, NY | $158,100 | $659 | $450 | $920 | $470 |
| Carlton, NY | $106,800 | $594 | $400 | $830 | $430 |
| Byron, NY | $114,800 | $599 | $430 | $830 | $400 |
| Brockport, NY | $115,400 | $960 | $700 | $1,330 | $630 |
Research Home Insurance Companies Reviews in North Tonawanda, NY Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I am happy with the deductibles and premium for now as I feel most insurance companies would be similar. As mentioned, my rate does continually rise despite the car+home discount.
Progressive Home Insurance Reviews
Date: July 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I am tremendously satisfied with my home insurance company's customer service. They are extremely courteous and responsive and I always come away feeling satisfied and valued.
Esurance Home Insurance Reviews
Date: May 24, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
We recently switched to esurance from Liberty Mutual. I had been satisfied with esurance as an auto insurance provider, so decided to look into them for homeowners insurance.
Farmer's Insurance Home Insurance Reviews
Date: August 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I would give Farmers a 5.they were able to offer substantial discounts when I bundled my other home and car together.They had several options to choose from for our deductible which gave us different price options.