How Can I Make My North Highlands, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in North Highlands, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate North Highlands, CA Home Insurance Coverage Levels | Back to Top
| North Highlands, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cantel Way, Jonko Ave, Bailey Loop, Damon Ave, Plainsfield Way, Bucknell Ct, Hope Ln, Luce Ave, Larchmont Dr, Larry Way | $112,000 | $100,000 | $125,000-$150,000 | $66,500 | $60,000 | $50,000-$75,000 |
| Paladena St, Stonehill Ct, Robie Lee Way, Glascow Dr, Gannet Way, Stone Ct, Bismarck Dr, Darkwood Ct, Williamsburg Ln, el Oro St | $329,000 | $280,000 | $350,000-$400,000 | $249,500 | $230,000 | $250,000-$300,000 |
| Silver Strand Way, Santa Fe Way, Greenhead Ct, Federal St, Winding Ridge Ct, Aqua Ct, Canaveral Way, Salida Way, Ashdale Ct, Modoc Way | $206,000 | $180,000 | $175,000-$200,000 | $149,500 | $130,000 | $150,000-$175,000 |
| Patrol Rd, Bainbridge Dr, Milton Way, San Vincente Way, Carmelo Oaks Ct, Rockwell Dr, Jela Way, Tanager Way, Hardwick Way, Blackjack Way | $122,000 | $110,000 | $100,000-$125,000 | $75,500 | $70,000 | $50,000-$75,000 |
| Dotmar Way, Hemlock St, Pasadena Ave, Watco Ct, Turnsworth Ct, Harrison St, Foutz Ct, Gibbons Dr, Constitution Ave, Scotty Way | $366,000 | $320,000 | $350,000-$400,000 | $193,500 | $170,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in North Highlands, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$218 | $1,142 |
| Superior Protection Discount | -$122 | $1,237 |
| Fire & Security Discount | -$122 | $1,237 |
| Hail Resistant Roof Discount | -$41 | $1,319 |
| Newly Constructed Home Discount | -$313 | $1,047 |
Choose the Right Deductible for your North Highlands, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sacramento County | $1,000 | $771 | $1,771 | $560 | $1,560 | $211 |
| North Highlands, CA | $1,500 | $1,343 | $2,843 | $976 | $2,476 | $367 |
| Gold River, CA | $300 | $938 | $1,238 | $681 | $981 | $256 |
| Sacramento, CA | $2,500 | $748 | $3,248 | $543 | $3,043 | $204 |
| Newcastle, CA | $100 | $666 | $766 | $484 | $584 | $182 |
| Hood, CA | $2,500 | $924 | $3,424 | $671 | $3,171 | $252 |
| Diamond Springs, CA | $100 | $666 | $766 | $484 | $584 | $182 |
| Meadow Vista, CA | $2,500 | $1,153 | $3,653 | $838 | $3,338 | $315 |
| Georgetown, CA | $200 | $744 | $944 | $541 | $741 | $203 |
| Wallace, CA | $1,000 | $889 | $1,889 | $646 | $1,646 | $243 |
| Rough and Ready, CA | $500 | $785 | $1,285 | $571 | $1,071 | $215 |
| Pollock Pines, CA | $700 | $667 | $1,367 | $485 | $1,185 | $182 |
Identify Top Home Insurance Agents near North Highlands, CA | Back to Top
| Home Insurance Company North Highlands, CA | Homeowners Insurance Agency North Highlands, CA | Address | Popularity Score | Distance from North Highlands (miles) |
|---|---|---|---|---|
| State Farm | Pat Hagans | 414 Vernon St Ste 100, Roseville, CA, 95678-2641 | 7.0 | |
| Farmers | David Bolce | 801 Riverside Ave Ste 206, Roseville, CA, 95678 | 6.1 | |
| Allstate | Jeff Beck | 8355 Elk Grove Blvd Ste 400, Elk Grove, CA, 95758 | 18.1 | |
| State Farm | Duane Pascua | 3031 Foothills Blvd Ste 160, Roseville, CA, 95747-7261 | 6.1 | |
| State Farm | Chris Kistner | 438 Main St, Vacaville, CA, 95688-3946 | 39.8 | |
| Liberty Mutual Independent | Solano Insurance Services Inc | 2210 Boynton Ave Ste E, Fairfield, CA, 94533 | 47.6 | |
| State Farm | Angel Sepulveda | 6838 Pacific Ave, Stockton, CA, 95207-2605 | 45.6 | |
| Farmers | Kimberly Miles | 187 Blue Ravine Rd Ste 130, Folsom, CA, 95630 | 10.3 | |
| State Farm | David Redfield | 4401 Hazel Ave Ste 115, Fair Oaks, CA, 95628-6693 | 8.1 | |
| State Farm | Stacy Flascher | 4201 Sunrise Blvd Ste A, Fair Oaks, CA, 95628-7000 | 5.7 |
Compare Rates for North Highlands, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sacramento County, CA | $299,900 | $780 | $580 | $1,060 | $480 |
| North Highlands, CA | $168,300 | $1,359 | $1,010 | $1,850 | $840 |
| Gold River, CA | $451,500 | $949 | $700 | $1,290 | $590 |
| Sacramento, CA | $287,000 | $757 | $560 | $1,030 | $470 |
| Newcastle, CA | $217,500 | $674 | $500 | $920 | $420 |
| Hood, CA | $354,200 | $935 | $690 | $1,270 | $580 |
| Diamond Springs, CA | $254,300 | $674 | $500 | $920 | $420 |
| Meadow Vista, CA | $417,800 | $1,167 | $860 | $1,590 | $730 |
| Georgetown, CA | $271,600 | $753 | $560 | $1,020 | $460 |
| Wallace, CA | $341,600 | $900 | $670 | $1,220 | $550 |
| Rough and Ready, CA | $295,300 | $795 | $590 | $1,080 | $490 |
| Pollock Pines, CA | $254,600 | $675 | $500 | $920 | $420 |
Research Home Insurance Companies Reviews in North Highlands, CA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: August 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Compared to other home insurance policies premium and deductible is normal nothing is special .
Allstate Home Insurance Reviews
Date: September 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I love the customer service because it's reliable and swift.The policy offerings are affordable compared to many insurance companies.
Mercury Home Insurance Reviews
Date: July 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Most insurance companies offer premium and deductible schedules based on historical occurrences of the events they are insuring their clients against.