How Can I Make My Grass Valley, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Grass Valley, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Grass Valley, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $94,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $161,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $280,500 | $270,000 | $250,000-$300,000 |
| 4 Bedroom | $252,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $388,000 | $350,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Grass Valley, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $744 |
| Superior Protection Discount | -$81 | $816 |
| Fire & Security Discount | -$90 | $807 |
| Hail Resistant Roof Discount | -$18 | $879 |
| Newly Constructed Home Discount | -$251 | $646 |
Choose your Grass Valley, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,368 |
| Hail Damage | $4,571 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Grass Valley, CA | Back to Top
| Home Insurance Company Grass Valley, CA | Homeowners Insurance Agency Grass Valley, CA | Address | Popularity Score | Distance from Grass Valley (miles) |
|---|---|---|---|---|
| State Farm | Duane Pascua | 3031 Foothills Blvd Ste 160, Roseville, CA, 95747-7261 | 32.1 | |
| Farmers | Brendan Mohr | 187 Blue Ravine Rd Ste 130, Folsom, CA, 95630 | 36.2 | |
| Travelers | Gaines Insurance Agency Inc | 2260 Lava Ridge Ct., Suite 101, Roseville, CA, 95661 | 30.8 | |
| Farmers | Ben Bodding | 1613 Eureka Rd Ste 300, Roseville, CA, 95661 | 30.7 | |
| State Farm | Bill Batchelder | 8887 Folsom Blvd Ste 3a, Sacramento, CA, 95826-3261 | 45.6 | |
| State Farm | Chuck Hemmert | 520 Brunswick Rd, Grass Valley, CA, 95945-9392 | 4.9 | |
| Farmers | Vickie Mcdougal | 830 Lincoln Way, Auburn, CA, 95603 | 18.7 | |
| State Farm | Peter Schiro | 1515 30th St Ste 200, Sacramento, CA, 95816-6502 | 46.9 | |
| Liberty Mutual Independent | Point West Insurance | 1111 Howe Ave Bldg 100 Ste 155 2nd Flr, Sacramento, CA, 95825 | 44.4 | |
| State Farm | Bryan Murphy | 4700 Northgate Blvd Ste 145, Sacramento, CA, 95834-1147 | 41.9 |
Compare Rates for Grass Valley, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Nevada County, CA | $379,800 | $976 | $720 | $1,330 | $610 |
| Grass Valley, CA | $353,900 | $897 | $660 | $1,220 | $560 |
| Rackerby, CA | $220,800 | $678 | $500 | $920 | $420 |
| Forbestown, CA | $206,400 | $659 | $490 | $900 | $410 |
| Rio Oso, CA | $361,100 | $956 | $710 | $1,300 | $590 |
| Yuba City, CA | $237,100 | $679 | $500 | $920 | $420 |
| East Nicolaus, CA | $320,600 | $848 | $630 | $1,150 | $520 |
| Placerville, CA | $319,800 | $711 | $530 | $970 | $440 |
| Carmichael, CA | $334,900 | $857 | $630 | $1,160 | $530 |
| Yankee Hill, CA | $146,200 | $579 | $430 | $790 | $360 |
| Sacramento, CA | $287,000 | $757 | $560 | $1,030 | $470 |
| C-Road, CA | $295,500 | $795 | $590 | $1,080 | $490 |
Research Home Insurance Companies Reviews in Grass Valley, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I get a multi policy discount through Allstate because I also have my auto insurance through them. The discounts I receive through Allstate for outweigh other companies I've gotten quotes for.
GEICO Home Insurance Reviews
Date: September 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Compared to other home insurance companies, I think Geico has a great variety of policy offerings and I would give them a 5 in terms of a 1-5 scale where 5 was the highest a company could receive.
Progressive Home Insurance Reviews
Date: October 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I called Progressive for a new quote for a home I was purchasing a few months ago. The customer service agent was very knowledgeable and efficient during our phone conversation.