How Can I Make My Salem, MA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Salem, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Salem, MA Home Insurance Coverage Levels | Back to Top
| Salem, MA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gallison Ave, High Ave, Technology Way, Buena Vista Ave, Sable Rd, Laurent Rd, Larkin Ln, Pyburn Ave, Scotia St, Lemon St | $256,000 | $220,000 | $250,000-$300,000 | $406,000 | $340,000 | $400,000-$500,000 |
| Carriage Hill Ln, Morgan Rd, Colgate Rd, Fay Cir, Dennett Rd, Felt St, Chandler St, Beachmont Rd, S Washington Sq, Dewey Dr | $187,000 | $170,000 | $175,000-$200,000 | $447,000 | $400,000 | $350,000-$400,000 |
| Old Rubbly Rd, Lawnbank Rd, Barstow St, Dipietro Ave, Lorraine Ter, Malone Dr, Queensberry Dr, Roslyn St, Shorewood Rd, Parallel St | $194,000 | $170,000 | $200,000-$250,000 | $327,500 | $270,000 | $300,000-$350,000 |
| Fortune Way, Birch Woods Dr, Riverbank Rd, Bonad Rd, Auburn Rd, Cedar Crest Ave, Dunlap St, Devereux St, Arbella St, Cleveland Rd Exn | $324,000 | $300,000 | $350,000-$400,000 | $313,000 | $270,000 | $300,000-$350,000 |
| Farms Ln, Orne St, Nonantum Rd, Crestwood Rd, Hathorne Cres, Aborn St, Berube Rd, Haskell St, Waite St, Vista Ave | $228,500 | $200,000 | $200,000-$250,000 | $318,500 | $260,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Salem, MA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $1,014 |
| Superior Protection Discount | -$119 | $1,074 |
| Fire & Security Discount | -$107 | $1,086 |
| Hail Resistant Roof Discount | -$36 | $1,158 |
| Newly Constructed Home Discount | -$286 | $907 |
Choose the Right Deductible for your Salem, MA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $1,000 | $1,334 | $2,334 | $969 | $1,969 | $365 |
| Salem, MA | $2,500 | $1,179 | $3,679 | $857 | $3,357 | $322 |
| Belmont, MA | $100 | $1,020 | $1,120 | $741 | $841 | $279 |
| Holbrook, MA | $2,500 | $835 | $3,335 | $607 | $3,107 | $228 |
| Millis, MA | $500 | $968 | $1,468 | $703 | $1,203 | $265 |
| Ayer, MA | $2,000 | $844 | $2,844 | $614 | $2,614 | $231 |
| Plymouth, MA | $2,500 | $1,231 | $3,731 | $894 | $3,394 | $336 |
| Provincetown, MA | $300 | $2,144 | $2,444 | $1,558 | $1,858 | $586 |
Identify Top Home Insurance Agents near Salem, MA | Back to Top
| Home Insurance Company Salem, MA | Homeowners Insurance Agency Salem, MA | Address | Popularity Score | Distance from Salem (miles) |
|---|---|---|---|---|
| Travelers | Charles A Slee Agency Inc | 25 Atlantic Ave, Marblehead, MA, 1945 | 2.2 | |
| Travelers | Prestige Insurance Agency - Middleton | 14 North Main Street , Middleton, MA, 1949 | 8.9 | |
| Allstate | Stephen Gagin | 2 Somerset Ave, Winthrop, MA, 2152 | 9.9 | |
| Travelers | B & M Insurance Agency Inc | 591 North Avenue Door B 1st Flr, Wakefield, MA, 1880 | 8.9 | |
| Travelers | Fravel Insurance Agency | 6 High Street, Danvers, MA, 1923 | 4.8 | |
| Travelers | Elliot Whittier Insurance Serv | 75 Sylvan St Ste B202, Danvers, MA, 1923 | 4.5 | |
| Liberty Mutual Independent | Northstar Ins Services Inc | 300 1st Ave Ste 100, Needham, MA, 2494 | 21.7 | |
| Travelers | Circle Insurance Agency Inc | 247 Newbury St, Danvers, MA, 1923 | 6.6 | |
| Travelers | Quinn Of Lynn Insurance Corp Inc | 152 Lynnway Ste 1d, Lynn, MA, 1903 | 3.7 | |
| Travelers | Matthew Cooper Insurance Agency Inc | 732 Broadway, Revere, MA, 2151 | 8.2 |
Compare Rates for Salem, MA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,030 | $1,990 | $960 |
| Essex County, MA | $373,400 | $1,350 | $960 | $1,850 | $890 |
| Salem, MA | $331,300 | $1,193 | $820 | $1,710 | $890 |
| Belmont, MA | $759,500 | $1,033 | $710 | $1,440 | $730 |
| Holbrook, MA | $291,000 | $845 | $620 | $1,210 | $590 |
| Millis, MA | $387,100 | $980 | $680 | $1,400 | $720 |
| Ayer, MA | $295,200 | $855 | $590 | $1,190 | $600 |
| Plymouth, MA | $346,300 | $1,246 | $850 | $1,770 | $920 |
| Provincetown, MA | $511,600 | $2,170 | $1,500 | $2,990 | $1,490 |
Research Home Insurance Companies Reviews in Salem, MA Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: July 09, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Customer Service
High deductible and lengthy claims service. In addition, it appears the adjuster didn't even bother to get out of his car to take a look at the damage.
Date: June 12, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Female
Customer Service
I have never had any experience with home insurance. When I owned my house that burned the insurance was paid by the lender.
Homesite Insurance Home Insurance Reviews
Date: September 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
Homesite's customer service has always been top notch for me. I have had this insurance company at multiple residencies I've lived in and the process to transfer my policy from place to place has been nothing but seamless.
AAA Home Insurance Reviews
Date: August 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I am completely satisfied with the premium. I shopped around and AAA was the cheapest by far. All of that without sacrificing anything. Great company.
State Farm Home Insurance Reviews
Date: October 13, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
I am very satisfied both with the cost of my premium and the level of my deductible. Comparisons with other companies over the years has never resulted in a better deal anywhere. State Farm is reliable and provides great service.