How Can I Make My Fort Lee, NJ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Fort Lee, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Fort Lee, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $83,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $287,000 | $260,000 | $200,000-$250,000 |
| 3 Bedroom | $345,500 | $320,000 | $350,000-$400,000 |
| 4 Bedroom | $488,000 | $410,000 | $400,000-$500,000 |
| 5 Bedroom | $699,000 | $590,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Fort Lee, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $885 |
| Superior Protection Discount | -$93 | $936 |
| Fire & Security Discount | -$93 | $936 |
| Hail Resistant Roof Discount | -$31 | $998 |
| Newly Constructed Home Discount | -$247 | $782 |
Choose the Right Deductible for your Fort Lee, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bergen County | $1,000 | $1,332 | $2,332 | $968 | $1,968 | $364 |
| Fort Lee, NJ | $2,000 | $1,016 | $3,016 | $739 | $2,739 | $278 |
| Englewood, NJ | $200 | $851 | $1,051 | $618 | $818 | $232 |
| River Vale, NJ | $1,000 | $1,051 | $2,051 | $764 | $1,764 | $287 |
| Silver Lake, NJ | $500 | $1,043 | $1,543 | $758 | $1,258 | $285 |
| Allendale, NJ | $700 | $1,078 | $1,778 | $784 | $1,484 | $295 |
| Glenville, CT | $200 | $2,534 | $2,734 | $1,842 | $2,042 | $693 |
| Island Park, NY | $2,000 | $1,603 | $3,603 | $1,165 | $3,165 | $438 |
| Denville, NJ | $300 | $881 | $1,181 | $640 | $940 | $241 |
| Halesite, NY | $2,000 | $2,555 | $4,555 | $1,857 | $3,857 | $698 |
| Bradley Gardens, NJ | $200 | $1,052 | $1,252 | $764 | $964 | $287 |
| Poquott, NY | $1,000 | $2,530 | $3,530 | $1,839 | $2,839 | $691 |
Identify Top Home Insurance Agents near Fort Lee, NJ | Back to Top
| Home Insurance Company Fort Lee, NJ | Homeowners Insurance Agency Fort Lee, NJ | Address | Popularity Score | Distance from Fort Lee (miles) |
|---|---|---|---|---|
| Travelers | Otterstedt Agency | 540 Sylvan Ave, Englewood Cliffs, NJ, 7632 | 2.5 | |
| Travelers | Scirocco Group | 777 Terrace Ave Ste 309, Hasbrouck Heights, NJ, 7604 | 5.0 | |
| Travelers | Durkin Agency Inc | 106 Grand Ave 3rd Fl, Englewood, NJ, 7631 | 2.9 | |
| Travelers | Durkin Agency Inc | 106 Grand Ave Ste 360, Englewood, NJ, 7631 | 2.7 | |
| State Farm | Ty Agosta | 270 Hackensack St, Wood Ridge, NJ, 07075-1238 | 5.8 | |
| Travelers | Howe Insurance Group | 39 Sycamore Ave, Little Silver, NJ, 7739 | 36.4 | |
| State Farm | Suzanne Ro | 559 Bergen Blvd, Ridgefield, NJ, 07657-2020 | 2.1 | |
| State Farm | Tom Flynn | 282 Kinderkamack Rd Ste C, Oradell, NJ, 07649-2124 | 7.6 | |
| State Farm | Manny Coby | 275 Market Ave, Saddle Brook, NJ, 07663-6094 | 7.1 | |
| Farmers | Gretta Gallagher | 320 Palisade Ave, Bogota, NJ, 7603 | 3.4 |
Compare Rates for Fort Lee, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,480 | $710 |
| Bergen County, NJ | $451,200 | $1,348 | $980 | $1,910 | $930 |
| Fort Lee, NJ | $332,500 | $1,029 | $740 | $1,430 | $690 |
| Englewood, NJ | $374,200 | $861 | $610 | $1,200 | $590 |
| River Vale, NJ | $604,800 | $1,064 | $730 | $1,480 | $750 |
| Silver Lake, NJ | $309,000 | $1,056 | $750 | $1,500 | $750 |
| Allendale, NJ | $682,100 | $1,091 | $750 | $1,540 | $790 |
| Glenville, CT | $760,300 | $2,565 | $1,740 | $3,540 | $1,800 |
| Island Park, NY | $370,900 | $1,622 | $1,150 | $2,240 | $1,090 |
| Denville, NJ | $388,400 | $892 | $610 | $1,270 | $660 |
| Halesite, NY | $570,900 | $2,586 | $1,760 | $3,670 | $1,910 |
| Bradley Gardens, NJ | $451,000 | $1,064 | $730 | $1,500 | $770 |
| Poquott, NY | $564,400 | $2,561 | $1,820 | $3,610 | $1,790 |
Research Home Insurance Companies Reviews in Fort Lee, NJ Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: July 09, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
So far I haven't had any issues with my insurance. The customer service its great and fast.
GEICO Home Insurance Reviews
Date: August 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I don't remember a deductible, and as I said, I never compared policies with other companies for coverage. I selected the least expensive and went with it.
Progressive Home Insurance Reviews
Date: September 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Home insurance company has give more ideas about improve our service and reliability. And it has more security with other comparable policy. And it many people who were joined.