How Can I Make My Rye, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Rye, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Rye, NY Home Insurance Coverage Levels | Back to Top
| Rye, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Oak Rd, Melbourne Ave, Wagner Ave, Hampshire Rd, N Pearl St, Pine Ridge, Fox Island Rd, Nicola Pl, Ridge Blvd, Lyon St | $304,500 | $270,000 | $300,000-$350,000 | $307,000 | $250,000 | $250,000-$300,000 |
| Mortimer St, Carlton Ln, Hinman Pl, Edison Pl, Sophia St, Weber Dr, Rye Ridge Plz, Arlington Pl, Brook Rd, Soundview St | $380,500 | $340,000 | $300,000-$350,000 | $157,000 | $150,000 | $150,000-$175,000 |
| Inwood Ave, Lee Ln, Traverse Ave, Abendroth Ave, Kings Park Dr, Lawridge Dr, Laurel Dr, Renshaw Pl, Valley Ter, Poningo St | $502,500 | $460,000 | $400,000-$500,000 | $299,000 | $260,000 | $250,000-$300,000 |
| Ellendale Ave, Grade St, Millenium Pl, Heirloom Ct, Barton Pl, Barrett Ln, Dixon St, Parkwood Pl, Townsend St, Elmont Ave | $531,500 | $440,000 | $600,000-$700,000 | $440,000 | $370,000 | $400,000-$500,000 |
| Florence St, Olivia St, Ridge Blvd, Adee St, Pine Knoll Ln, Frank Ave, Horton Ave, Brower Pl, Hillandale Rd, Whittemore Pl | $660,500 | $570,000 | $600,000-$700,000 | $400,000 | $380,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Rye, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$214 | $912 |
| Superior Protection Discount | -$113 | $1,013 |
| Fire & Security Discount | -$113 | $1,013 |
| Hail Resistant Roof Discount | -$34 | $1,092 |
| Newly Constructed Home Discount | -$270 | $856 |
Choose the Right Deductible for your Rye, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westchester County | $700 | $1,090 | $1,790 | $792 | $1,492 | $298 |
| Rye, NY | $700 | $1,112 | $1,812 | $808 | $1,508 | $304 |
| Ardsley, NY | $200 | $2,738 | $2,938 | $1,990 | $2,190 | $748 |
| Pleasantville, NY | $2,500 | $836 | $3,336 | $608 | $3,108 | $229 |
| North New Hyde Park, NY | $100 | $2,527 | $2,627 | $1,837 | $1,937 | $691 |
| West Hills, NY | $700 | $838 | $1,538 | $609 | $1,309 | $229 |
| Elmont, NY | $500 | $1,465 | $1,965 | $1,065 | $1,565 | $400 |
| Old Bethpage, NY | $2,000 | $842 | $2,842 | $612 | $2,612 | $230 |
| Newark, NJ | $400 | $853 | $1,253 | $620 | $1,020 | $233 |
| Stratford, CT | $700 | $1,103 | $1,803 | $801 | $1,501 | $301 |
| Morris, NJ | $300 | $1,000 | $1,300 | $727 | $1,027 | $273 |
| Hamburg, NJ | $1,000 | $816 | $1,816 | $593 | $1,593 | $223 |
Identify Top Home Insurance Agents near Rye, NY | Back to Top
| Home Insurance Company Rye, NY | Homeowners Insurance Agency Rye, NY | Address | Popularity Score | Distance from Rye (miles) |
|---|---|---|---|---|
| Travelers | Bryan Insurance Agency Llc | 287 Windsor Hwy Ste 350, New Windsor, NY, 12553 | 37.0 | |
| Travelers | Albert Palancia Agency Inc | 116 Ave , Mamaroneck, NY, 10543 | 4.6 | |
| Allstate | Douglas Torpie | 65 Wendt Ave, Larchmont, NY, 10538 | 6.3 | |
| Allstate | Michael A Weiss | 86 Forest Ave Fl 2, Glen Cove, NY, 11542 | 9.8 | |
| Allstate | Shari Zimmerman | 559 Route 6n Ste 4, Mahopac, NY, 10541 | 25.7 | |
| Allstate | David Tuohy Jr. | 233 E Main St, Huntington, NY, 11743 | 17.6 | |
| Allstate | A. J. Fava Agency Inc. | 600 Mamaroneck Ave, Mamaroneck, NY, 10543 | 4.5 | |
| State Farm | Rita Lai | 1172 E Jericho Tpke, Huntington, NY, 11743-5435 | 20.7 | |
| Allstate | Cesar Carranza | 57 Lake St, White Plains, NY, 10604 | 4.3 | |
| Allstate | Chang Song | 24825 Northern Blvd Ste 2g, Little Neck, NY, 11362 | 16.7 |
Compare Rates for Rye, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,620 | $830 |
| Westchester County, NY | $513,300 | $1,103 | $810 | $1,570 | $760 |
| Rye, NY | $558,900 | $1,126 | $820 | $1,590 | $770 |
| Ardsley, NY | $620,200 | $2,771 | $1,970 | $3,930 | $1,960 |
| Pleasantville, NY | $571,300 | $847 | $570 | $1,180 | $610 |
| North New Hyde Park, NY | $563,700 | $2,558 | $1,710 | $3,500 | $1,790 |
| West Hills, NY | $595,200 | $848 | $610 | $1,160 | $550 |
| Elmont, NY | $374,900 | $1,483 | $1,070 | $2,030 | $960 |
| Old Bethpage, NY | $570,000 | $852 | $610 | $1,180 | $570 |
| Newark, NJ | $222,800 | $863 | $580 | $1,230 | $650 |
| Stratford, CT | $250,700 | $1,116 | $790 | $1,530 | $740 |
| Morris, NJ | $564,900 | $1,013 | $720 | $1,400 | $680 |
| Hamburg, NJ | $185,100 | $826 | $590 | $1,170 | $580 |
Research Home Insurance Companies Reviews in Rye, NY Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
I would rate them about a two, I am very hesitant to contact them because they can be very hard to track down or get an answer which is frustrating to me.
State Farm Home Insurance Reviews
Date: June 15, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
This is the only type of home insurance I have ever had so I am in no position to make a comparison to other insurance providers with regard to the premium and deductible.
Progressive Home Insurance Reviews
Date: July 28, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
Compared to other providers, I would say that they are at the top. Friendly representatives and quality customer service. Would highly recommend vs other competitors.
USAA Home Insurance Reviews
Date: October 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I am pretty satisfied with my homeowners insurance company and their customer service. They always are available to talk and share the information.They are always kind and provide the quickest service possible.