How Can I Make My Palos Verdes, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Palos Verdes, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Palos Verdes, CA Home Insurance Coverage Levels | Back to Top
| Palos Verdes, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mount Rushmore Rd, Ave Classica, Via de la Guerra, Quailwood Dr, Ave Celestial, Palos Verdes Dr E, Pirate Dr, Hiawatha Ave, Trudie Dr, Via Barri | $642,500 | $590,000 | $600,000-$700,000 | $600,000 | $570,000 | $600,000-$700,000 |
| Dorado Pl, W 263rd St, Granvia Altamira, Homeworth Dr, Blackhorse Rd, Nancy Rd, Vallon Dr, Peninsula Verde Dr, Indian Peak Rd, Veronica Ln | $848,500 | $750,000 | $700,000-$800,000 | $1,056,000 | $860,000 | $800,000-$900,000 |
| Whitley Collins Dr, 246th Pl, Chuckwagon Rd, Crownview Dr, Ravenspur Dr, Santa Cruz, San Miguel, Diversey Dr, Whitecliff Dr, Via del Puente | $988,500 | $890,000 | More than 10,000,000 | $1,185,500 | $960,000 | More than 10,000,000 |
| Rue Beaupre, Via Conejo, Ave Aprenda, Deep Valley Dr, Olson Ln, 253rd Pl, Spruce Way, Stalwart Dr, Beachview Dr, Rustler Ln | $1,098,000 | $940,000 | More than 10,000,000 | $1,631,500 | $1,370,000 | More than 10,000,000 |
| Via Campesina, Las Lomas Ave, Centuria Dr, 261st St, Plz Andres, Finecrest Dr, Via Majorca, San Clemente Dr, Via Adarme, Limetree Ln | $606,500 | $570,000 | $700,000-$800,000 | $844,500 | $760,000 | $800,000-$900,000 |
Bundle your Palos Verdes, CA Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $863 |
| Home and Two Car | -$159 | $779 |
| Home and Three Car | -$235 | $704 |
Choose the Right Deductible for your Palos Verdes, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $2,500 | $1,435 | $3,935 | $1,043 | $3,543 | $392 |
| Palos Verdes, CA | $2,500 | $927 | $3,427 | $674 | $3,174 | $253 |
| Avalon, CA | $400 | $1,857 | $2,257 | $1,350 | $1,750 | $508 |
| North Coast, CA | $700 | $980 | $1,680 | $713 | $1,413 | $268 |
| West Athens, CA | $500 | $1,015 | $1,515 | $737 | $1,237 | $277 |
| Downey-Norwalk, CA | $1,000 | $1,248 | $2,248 | $907 | $1,907 | $341 |
| Walnut Park, CA | $100 | $938 | $1,038 | $681 | $781 | $256 |
| South Gate-East Los Angeles, CA | $2,000 | $905 | $2,905 | $658 | $2,658 | $247 |
| Irvine, CA | $400 | $1,385 | $1,785 | $1,007 | $1,407 | $379 |
| West Whittier-Los Nietos, CA | $2,500 | $875 | $3,375 | $636 | $3,136 | $239 |
| Pico Rivera, CA | $500 | $966 | $1,466 | $702 | $1,202 | $264 |
| Villa Park, CA | $1,000 | $932 | $1,932 | $677 | $1,677 | $255 |
Identify Top Home Insurance Agents near Palos Verdes, CA | Back to Top
| Home Insurance Company Palos Verdes, CA | Homeowners Insurance Agency Palos Verdes, CA | Address | Popularity Score | Distance from Palos Verdes (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Mills Insurance Services | 4281 Katella Ave Ste 128, Los Alamitos, CA, 90720 | 38.7 | |
| State Farm | Eleanor Tan | 6462 Stanton Ave Ste C, Buena Park, CA, 90621-2949 | 44.4 | |
| Farmers | Grace Vega | 2725 Candlewood St Ste C, Lakewood, CA, 90712 | 38.3 | |
| State Farm | John Olsen | 22730 Hawthorne Blvd Ste 200, Torrance, CA, 90505-3690 | 32.2 | |
| Farmers | Maryam Rezvani | 27281 Las Ramblas Ste 100, Mission Viejo, CA, 92691 | 48.9 | |
| Allstate | Seabreeze Insurance Inc | 11544 W Pico Blvd, Los Angeles, CA, 90064 | 45.9 | |
| Allstate | Jason Jang | 903 Crenshaw Blvd Ste 204, Los Angeles, CA, 90019 | 48.3 | |
| State Farm | Joanne Haas | 23717 Hawthorne Blvd Ste 208, Torrance, CA, 90505-5994 | 31.4 | |
| State Farm | Allyson Weber | 2318 S Union Ave, Los Angeles, CA, 90007-1843 | 47.3 | |
| State Farm | Tom Brundidge | 214 Standard St Ste B, El Segundo, CA, 90245-3865 | 38.1 |
Compare Rates for Palos Verdes, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Palos Verdes, CA | $1,044,900 | $938 | $690 | $1,280 | $590 |
| Avalon, CA | $661,500 | $1,880 | $1,390 | $2,560 | $1,170 |
| North Coast, CA | $635,300 | $992 | $730 | $1,350 | $620 |
| West Athens, CA | $382,700 | $1,027 | $760 | $1,400 | $640 |
| Downey-Norwalk, CA | $437,900 | $1,263 | $930 | $1,720 | $790 |
| Walnut Park, CA | $358,700 | $949 | $700 | $1,290 | $590 |
| South Gate-East Los Angeles, CA | $347,300 | $916 | $680 | $1,250 | $570 |
| Irvine, CA | $753,400 | $1,402 | $1,040 | $1,910 | $870 |
| West Whittier-Los Nietos, CA | $390,000 | $885 | $660 | $1,200 | $540 |
| Pico Rivera, CA | $380,200 | $977 | $720 | $1,330 | $610 |
| Villa Park, CA | $1,077,600 | $944 | $700 | $1,280 | $580 |
Research Home Insurance Companies Reviews in Palos Verdes, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I used customer service after an accident and it was very good and attentive.
Date: September 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Last time I checked, by premium was lower than most others. It is a reasonable amount for the size of the house.
Date: August 13, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
My insurance policy covers the loss of my home, garage, cars, and interior furnishings. It also protects me when I am sued.
Date: August 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
I have had no problems communicating with my insurance company when I have needed to call them.
Date: May 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
The website is relatively easy to reach, but you have to go to several pages to get to and amend payments. This takes too long.
Horace Mann Educators Corporation Home Insurance Reviews
Date: October 22, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
All my house structure and all its belongs. Any jewelry and art work along with specific inclusuion that are offered.
Mercury Home Insurance Reviews
Date: February 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium and deductible are also comparable to the other companies as well. Actually, they are lower than other companies with lower prices.
Progressive Home Insurance Reviews
Date: March 30, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium was much lower than other offerings we saw or heard - It's easy to make sure your premium is easy to understand and see.