How Can I Make My Lawrence, KS Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lawrence, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Lawrence, KS Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $95,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $112,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $163,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $157,500 | $140,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Lawrence, KS | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$249 | $1,134 |
| Superior Protection Discount | -$124 | $1,259 |
| Fire & Security Discount | -$124 | $1,259 |
| Hail Resistant Roof Discount | -$28 | $1,356 |
| Newly Constructed Home Discount | -$401 | $982 |
Choose your Lawrence, KS Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,537 |
| Hail Damage | $4,853 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Lawrence, KS | Back to Top
| Home Insurance Company Lawrence, KS | Homeowners Insurance Agency Lawrence, KS | Address | Popularity Score | Distance from Lawrence (miles) |
|---|---|---|---|---|
| State Farm | Rick Leathers | 7111 W 79th St, Overland Park, KS, 66204-2903 | 32.1 | |
| State Farm | Julie Stoll | 8600 Shawnee Mission Parkway, Merriam, KS, 66202-2957 | 31.3 | |
| Travelers | Mike Perz & Associates Llc | 7304 W 130th St Ste 320, Overland Park, KS, 66213 | 32.3 | |
| Travelers | Integrity Insurance Services | 8900 Indian Creek Pkwy Ste 250, Overland Park, KS, 66210 | 31.0 | |
| Liberty Mutual Independent | The Sloan Agency | 7400 State Line Rd Ste 202, Prairie Village, KS, 66208 | 35.4 | |
| State Farm | Michael Baca | 4701 College Blvd Ste 208, Leawood, KS, 66211-1934 | 33.6 | |
| Travelers | Cretcher Heartland | 4551 W 107th St Fl 3, Overland Park, KS, 66207 | 33.7 | |
| Travelers | The Gerber Insurance Group | 5200 W 94th Ter Ste 110, Prairie Village, KS, 66207 | 33.3 | |
| Farmers | Darrell Banks | 6701 W 64th St Ste 222, Overland Park, KS, 66202 | 32.5 | |
| State Farm | Bob Carlson | 2400 Iowa Street, Lawrence, KS, 66046-4039 | 1.4 |
Compare Rates for Lawrence, KS Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Douglas County, KS | $188,100 | $1,396 | $1,090 | $1,880 | $790 |
| Lawrence, KS | $183,700 | $1,383 | $1,080 | $1,870 | $790 |
| Lexington, KS | $292,400 | $1,813 | $1,410 | $2,450 | $1,040 |
| Dover, KS | $201,500 | $1,592 | $1,240 | $2,150 | $910 |
| Kickapoo, MO | $179,000 | $830 | $610 | $1,140 | $530 |
| Weston, MO | $168,700 | $1,143 | $780 | $1,590 | $810 |
| Oakwood Park, MO | $133,600 | $1,052 | $730 | $1,450 | $720 |
| Avondale, MO | $86,100 | $895 | $640 | $1,230 | $590 |
| Muscotah, KS | $51,700 | $818 | $640 | $1,100 | $460 |
| Freeman, MO | $102,600 | $955 | $680 | $1,320 | $640 |
| Platte, MO | $180,000 | $832 | $570 | $1,180 | $610 |
| Newbury, KS | $85,800 | $1,070 | $830 | $1,440 | $610 |
Research Home Insurance Companies Reviews in Lawrence, KS Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: August 19, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
I have used Farm Bureau insurance for my home coverage for approximately 30 years. There have been a few claims over the years and the customer service and the claim agents have always treated me respectfully and fair.
Date: December 11, 2018 Age: Above 60 Gender: Female Marital Status: Married
Premium
Our premium on our Farm Bureau home policy is about the same as with other companies that we checked. We do, however, have to pay a yearly membership fee. That is a hassle we would really like to not have to deal with. Our deductible is only $500. We could pay a slightly lower premium and get a $1000 deductible.
Progressive Home Insurance Reviews
Date: July 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I'm satisfied with my home insurance cause the costumer service is really god and helpful.They solved my issue really easy and quick.I'm glad i'm their customer.
Date: November 02, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
we worked with our home insurance to cover hail damage to our home. The process was easy, but reimbursement was difficult.
Erie Insurance Home Insurance Reviews
Date: October 21, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Communication
I have not had to deal with customer service yet, we as recently switched to the insurance provider.