How Can I Make My Daytona Beach, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Daytona Beach, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Daytona Beach, FL Home Insurance Coverage Levels | Back to Top
| Daytona Beach, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Beach Dr, Thames Ave, Bald Eagle Dr, Blackcherry St, Buena Vista Ave, Dickinson Dr, Aragon St, Avenue E, Surrey Park Dr, Forest Preserve Blvd | $124,000 | $100,000 | $100,000-$125,000 | $181,500 | $170,000 | $125,000-$150,000 |
| N Charles St, N Wild Olive Ave, Colleen Dr, Lancers Ln, Tribble Dr, Vista Verda Dr, Kentucky St, Village Ln, Carnival Dr, River Dunes Dr | $73,000 | $60,000 | $50,000-$75,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Little Egret Dr, Bonner Ave, Boston Ave, Colfax Dr, Fremont Ave, Wallace Dr, Brentwood Dr, Birch St, N Franklin St, Deuce Ct | $98,000 | $80,000 | $100,000-$125,000 | $169,000 | $160,000 | $125,000-$150,000 |
| Red Pine Ct, Brasswood Ct, Armstrong St, Avery St, 14th St, Chardon Rd, Fernway Dr, N Colonial Cir, Frazar Rd, Margaret Dr | $111,000 | $90,000 | $125,000-$150,000 | $135,500 | $110,000 | $100,000-$125,000 |
| Fifth St, Jamestown Dr, Old Samsula Rd, Crowne View Dr, Chickadee Ct, Harbor Cove Ct, Hobart Ave, Eagle Claw Dr, Oceans Trce, Tropical Ln | $46,500 | $40,000 | $25,000-$50,000 | $76,000 | $70,000 | $50,000-$75,000 |
| Cranes Roost, Paddock Ct, Cassin Ave, Marilyn Ave, Double Eagle Dr, Baywood Dr, Corsair Dr, Marlin Run Dr, Golf Blvd, Skyview Ln | $162,500 | $130,000 | $150,000-$175,000 | $192,000 | $180,000 | $175,000-$200,000 |
| Crescent Ridge Rd, Park Cir, Jacaranda Ave, Mason Park Dr, Sunland Rd, Acclaim at Lionspaw, Midway Ave, Eastwind Dr, Sugarberry Cir, Conifer Ln | $71,000 | $70,000 | $50,000-$75,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Wentworth Grande Dr, Raiford Ave, Cheshire Rd, Chicago Ave, Kingbird Cir, la Paloma Dr, Pilgrim Pl, 12th St, Green Forest Dr, Loomis Trl | $149,500 | $130,000 | $150,000-$175,000 | $219,000 | $180,000 | $175,000-$200,000 |
| N Halifax Ave, Ocean Dunes Rd, Roy Ave, Carmen Ave, Pathway Ct, Broad Ave, Houdy Shell Rd, Van Ave, Spoon Bill Ct, Pleasant St | $159,500 | $140,000 | $150,000-$175,000 | $110,500 | $100,000 | $100,000-$125,000 |
| Chorpash Ln, Forest Glen Blvd, Plymouth Pl, Cambridge Ave, Bayless Blvd, Woodbridge Cir S, McLeod Ave, 3rd Ave, Rosalie Dr, S Patrick Cir | $130,000 | $100,000 | $125,000-$150,000 | $198,500 | $170,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Daytona Beach, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$210 | $957 |
| Superior Protection Discount | -$117 | $1,050 |
| Fire & Security Discount | -$105 | $1,062 |
| Hail Resistant Roof Discount | -$23 | $1,144 |
| Newly Constructed Home Discount | -$292 | $875 |
Choose the Right Deductible for your Daytona Beach, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Volusia County | $700 | $1,256 | $1,956 | $913 | $1,613 | $343 |
| Daytona Beach, FL | $2,500 | $1,153 | $3,653 | $838 | $3,338 | $315 |
| Glencoe, FL | $300 | $1,959 | $2,259 | $1,424 | $1,724 | $535 |
| Edgewater, FL | $1,000 | $919 | $1,919 | $668 | $1,668 | $251 |
| Flagler County, FL | $100 | $1,484 | $1,584 | $1,079 | $1,179 | $406 |
| DeBary-Orange City, FL | $700 | $1,294 | $1,994 | $941 | $1,641 | $354 |
| Flagler Beach, FL | $100 | $1,139 | $1,239 | $828 | $928 | $311 |
| Geneva, FL | $2,000 | $2,350 | $4,350 | $1,708 | $3,708 | $642 |
| Forest City, FL | $200 | $951 | $1,151 | $691 | $891 | $260 |
| Christmas, FL | $2,500 | $1,188 | $3,688 | $863 | $3,363 | $325 |
| St. Augustine Beach, FL | $200 | $929 | $1,129 | $675 | $875 | $254 |
| Tavares, FL | $2,500 | $886 | $3,386 | $644 | $3,144 | $242 |
Identify Top Home Insurance Agents near Daytona Beach, FL | Back to Top
| Home Insurance Company Daytona Beach, FL | Homeowners Insurance Agency Daytona Beach, FL | Address | Popularity Score | Distance from Daytona Beach (miles) |
|---|---|---|---|---|
| State Farm | Jo Barsh | 317 West Rd, Ocoee, FL, 34761-5300 | 49.6 | |
| Travelers | Caton-Hosey Insurance | 3731 Nova Rd S, Port Orange, FL, 32129 | 6.5 | |
| Allstate | Nanette G. Rosevear | 1134 Pelican Bay Dr, Daytona Beach, FL, 32119 | 3.0 | |
| Allstate | Rob Cole | 1327 Winter Springs Blvd, Winter Springs, FL, 32708 | 37.5 | |
| Travelers | Professional Insurance Associates Inc | 1326 S Ridgewood Ave Ste 4, Daytona Beach, FL, 32114 | 4.8 | |
| Travelers | Mullin & Company | 761 W Granada Blvd, Ormond Beach, FL, 32174 | 5.7 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 220 S Ridgewood Ave, Daytona Beach, FL, 32114 | 4.1 | |
| Allstate | Huckleberry Sibley And Harvey | 1020 N Orlando Ave Ste 200, Maitland, FL, 32751 | 42.0 | |
| Travelers | Tim Huber Insurance | 28 Clark St, St Augustine, FL, 32084 | 49.7 | |
| State Farm | Bill Mccabe | 900 N Swlowtl Dr Ste 101, Port Orange, FL, 32129-6103 | 5.9 |
Compare Rates for Daytona Beach, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Volusia County, FL | $149,900 | $1,272 | $990 | $1,700 | $710 |
| Daytona Beach, FL | $126,300 | $1,167 | $910 | $1,560 | $650 |
| Glencoe, FL | $236,800 | $1,983 | $1,550 | $2,660 | $1,110 |
| Edgewater, FL | $134,300 | $931 | $730 | $1,250 | $520 |
| Flagler County, FL | $188,400 | $1,502 | $1,170 | $2,010 | $840 |
| DeBary-Orange City, FL | $134,500 | $1,310 | $1,020 | $1,760 | $740 |
| Flagler Beach, FL | $257,800 | $1,153 | $900 | $1,550 | $650 |
| Geneva, FL | $300,700 | $2,379 | $1,860 | $3,190 | $1,330 |
| Forest City, FL | $191,100 | $962 | $750 | $1,290 | $540 |
| Christmas, FL | $118,500 | $1,202 | $940 | $1,610 | $670 |
| St. Augustine Beach, FL | $371,700 | $940 | $730 | $1,260 | $530 |
| Tavares, FL | $127,400 | $897 | $700 | $1,200 | $500 |
Research Home Insurance Companies Reviews in Daytona Beach, FL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 18, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
When I was comparing plans online State Farm was the cheaper option for both home and auto insurance.
Date: July 21, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
They have been good. They answer all questions when I give them a call. The price isn't bad and they are extreamly friendly.
Liberty Mutual Home Insurance Reviews
Date: June 06, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
The premium is the one i have and its very expensive but its very worth it with all the spec it has.
Safeco Insurance Home Insurance Reviews
Date: October 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
My home insurance company is Safeco, a very modern and well developed company. They have been in this field for a long time. i would rate their service at a 4, based on my experiences with them.
Progressive Home Insurance Reviews
Date: December 25, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Compared to other companies offering the same level of insurance, Progressive was cheaper in premium. I was able to pick a deductible, and at all the deductible levels I was comfortable with they were cheapest.