How Can I Make My Lake Oswego, OR Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lake Oswego, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Lake Oswego, OR Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $129,000 | $110,000 | $150,000-$175,000 |
| 2 Bedroom | $436,000 | $410,000 | $400,000-$500,000 |
| 3 Bedroom | $309,500 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $650,000 | $580,000 | $700,000-$800,000 |
| 5 Bedroom | $1,230,500 | $1,010,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Lake Oswego, OR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $1,030 |
| Superior Protection Discount | -$109 | $1,103 |
| Fire & Security Discount | -$97 | $1,115 |
| Hail Resistant Roof Discount | -$24 | $1,188 |
| Newly Constructed Home Discount | -$254 | $957 |
Choose your Lake Oswego, OR Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,368 |
| Hail Damage | $4,665 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near Lake Oswego, OR | Back to Top
| Home Insurance Company Lake Oswego, OR | Homeowners Insurance Agency Lake Oswego, OR | Address | Popularity Score | Distance from Lake Oswego (miles) |
|---|---|---|---|---|
| Travelers | Aaa Oregon | 600 Sw Market St, Portland, OR, 97201 | 7.0 | |
| State Farm | Dimitri Kondos | 7304 Se Milwaukie Ave, Portland, OR, 97202-6109 | 4.8 | |
| Farmers | Jeff Pruski | 11825 Sw Greenburg Rd Ste 214, Tigard, OR, 97223 | 3.7 | |
| Allstate | Kevin M. Fode | 8101 Sw Nyberg St Ste 208, Tualatin, OR, 97062 | 3.6 | |
| State Farm | Lauri Alexander | 5285 Meadows Rd Ste 164, Lake Oswego, OR, 97035-5251 | 1.6 | |
| Liberty Mutual Independent | Premier Nw Insurance | 15661 Se 82nd Dr, Clackamas, OR, 97015 | 6.3 | |
| Travelers | Huggins Insurance Services Inc | 1786 State St, Salem, OR, 97301 | 36.5 | |
| Farmers | Juan Bravo | 17175 Sw Tv Hwy Ste C1, Beaverton, OR, 97003 | 6.9 | |
| Liberty Mutual Independent | Rose City Associates Llc | 10011 Se Division St Ste 300, Portland, OR, 97266 | 9.3 | |
| State Farm | Chris Shobe | 2900 Se Stark St Ste B, Portland, OR, 97214-3292 | 8.0 |
Compare Rates for Lake Oswego, OR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $440 | $920 | $480 |
| Clackamas County, OR | $341,600 | $745 | $500 | $1,060 | $560 |
| Lake Oswego, OR | $559,100 | $1,212 | $870 | $1,710 | $840 |
| Northwest Clackamas, OR | $349,600 | $783 | $520 | $1,070 | $550 |
| Cedar Hills, OR | $350,300 | $659 | $450 | $940 | $490 |
| Fairview, OR | $242,400 | $590 | $430 | $820 | $390 |
| Washington County, OR | $331,700 | $729 | $530 | $1,010 | $480 |
| Gervais, OR | $142,700 | $509 | $360 | $700 | $340 |
| Scotts Mills, OR | $253,800 | $647 | $450 | $890 | $440 |
| Salem, OR | $200,800 | $744 | $500 | $1,020 | $520 |
| Mount Hood, OR | $303,700 | $659 | $450 | $940 | $490 |
| Lyons, OR | $177,200 | $558 | $380 | $770 | $390 |
| Bay City, OR | $190,000 | $701 | $470 | $970 | $500 |
Research Home Insurance Companies Reviews in Lake Oswego, OR Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: October 20, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
It covers about the same as most renters insurance plans I have looked at, but for a slightly lower cost. It is bundled to our car insurance which helps the price. So cost-wise I'm totally happy.
Date: August 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I think that i have a good premium and deductible, i luckily haven't had to worry about filing a claim and using it but i feel satisfied with it. I don't know how it compares to other companies however.
Date: July 24, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I am unsure of how my home insurance company policy deductible compares to other companies deductibles.
Date: June 03, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
That is something I do not remember, as it is rolled into our monthly payment. I would really have to revisit it. It is a competitive rate and beats out others we have looked at.
Date: November 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I am very pleased with my company. They provide all my needs without any issue.
Date: November 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
The website is fairly easy to use. The app can get annoying sometimes because it always logs you out but it will frequently be easy enough to use.
State Farm Home Insurance Reviews
Date: January 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Their offerings are about average as far as insurance goes. The price is affordable however still higher than I'd like to be paying. Ultimately for what they cover I am satisfied with the price we pay.
Date: January 02, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
It is more reliable and it does not cost as much. I think that it is one of the best in the business
Date: October 31, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
I pay a premium that is probably a little higher, but I know I receive better service from State Farm than from another carrier. I have had a large renters insurance claim and two vehicle claims. Every claim, I felt I received a fair settlement and I never had to argue with them about it. Their first offer was always satisfactory.
Liberty Mutual Home Insurance Reviews
Date: October 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Our premiums are pretty low for the coverage we have, and the deductibles are competitive. We do get an employee discount as my wife was a former employee of Liberty Mutual.
Progressive Home Insurance Reviews
Date: February 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I am very satisfied with the premium and deductibles that are included in the policy. The premium seems to be very competitive with other companies in the industry.
Amica Mutual Insurance Home Insurance Reviews
Date: December 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Amica Insurance's customer service is wonderful. Everytime we have had a major storm affecting our area they reach out to make sure we are ok and to find out if we need anything. Luckily we have not had to file any claims with them but I would rate them as a 5.