How Can I Make My Coos Bay, OR Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Coos Bay, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Coos Bay, OR Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $125,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $175,500 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $256,500 | $220,000 | $300,000-$350,000 |
| 5 Bedroom | $437,500 | $410,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Coos Bay, OR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $608 |
| Superior Protection Discount | -$75 | $675 |
| Fire & Security Discount | -$83 | $668 |
| Hail Resistant Roof Discount | -$23 | $728 |
| Newly Constructed Home Discount | -$218 | $533 |
Choose the Right Deductible for your Coos Bay, OR Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Coos County | $2,500 | $728 | $3,228 | $529 | $3,029 | $199 |
| Coos Bay, OR | $700 | $741 | $1,441 | $539 | $1,239 | $203 |
| Barview, OR | $300 | $503 | $803 | $365 | $665 | $137 |
| Coquille, OR | $2,500 | $636 | $3,136 | $462 | $2,962 | $174 |
| Coos County, OR | $400 | $728 | $1,128 | $529 | $929 | $199 |
| Winchester Bay, OR | $2,500 | $601 | $3,101 | $437 | $2,937 | $164 |
| Melrose, OR | $1,000 | $679 | $1,679 | $493 | $1,493 | $185 |
| Elkton, OR | $200 | $566 | $766 | $411 | $611 | $155 |
| Dillard, OR | $1,500 | $416 | $1,916 | $302 | $1,802 | $114 |
| Green, OR | $300 | $692 | $992 | $503 | $803 | $189 |
| Kellogg-Yoncalla, OR | $700 | $591 | $1,291 | $429 | $1,129 | $161 |
Identify Top Home Insurance Agents near Coos Bay, OR | Back to Top
| Home Insurance Company Coos Bay, OR | Homeowners Insurance Agency Coos Bay, OR | Address | Popularity Score | Distance from Coos Bay (miles) |
|---|---|---|---|---|
| Farmers | John Murphy | 652 W Umpqua St, Roseburg, OR, 97471 | 50.0 | |
| State Farm | Alison Eggers | 1790 Nw Hughwood Ave, Roseburg, OR, 97471-8817 | 48.7 | |
| Farmers | Jason Jakubos | 161 Ne Garden Valley Blvd Ste 111, Roseburg, OR, 97470 | 50.2 | |
| Allstate | Susan Gregg Snyder | 780 Nw Garden Valley Blvd Ste 38a, Roseburg, OR, 97471 | 49.6 | |
| State Farm | Renee Frati | 1934 Newmark St Ste B, North Bend, OR, 97459 | 7.2 | |
| State Farm | Natalie Kelley | 5010 Grange Rd Ste 102, Roseburg, OR, 97471-5846 | 49.7 | |
| State Farm | John Gibson | 1892 Sherman Ave, North Bend, OR, 97459-3418 | 8.5 | |
| Travelers | Aaa - Roseburg | 3019 Nw Stewart Parkway Suite 303, Roseburg, OR, 97470 | 49.6 | |
| Allstate | Rob Zollinger | 3000 Nw Stewart Pkwy Ste 108, Roseburg, OR, 97471 | 49.6 | |
| Travelers | Aaa - Coos Bay | 1705 Ocean Blvd S E Ste A, Coos Bay, OR, 97420 | 6.8 |
Compare Rates for Coos Bay, OR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $460 | $910 | $450 |
| Coos County, OR | $177,300 | $737 | $490 | $1,010 | $520 |
| Coos Bay, OR | $165,600 | $750 | $500 | $1,040 | $540 |
| Barview, OR | $142,700 | $509 | $350 | $730 | $380 |
| Coquille, OR | $168,100 | $644 | $470 | $880 | $410 |
| Coos County, OR | $177,300 | $737 | $500 | $1,050 | $550 |
| Winchester Bay, OR | $219,300 | $608 | $440 | $860 | $420 |
| Melrose, OR | $287,000 | $687 | $470 | $980 | $510 |
| Elkton, OR | $189,600 | $573 | $400 | $810 | $410 |
| Dillard, OR | $94,700 | $421 | $280 | $600 | $320 |
| Green, OR | $129,300 | $701 | $480 | $970 | $490 |
| Kellogg-Yoncalla, OR | $210,300 | $598 | $400 | $860 | $460 |
Research Home Insurance Companies Reviews in Coos Bay, OR Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Allstate makes it very easy! Right now, our premiums are paid through our escrow account. We have a $1,000 deductible which I don't think is too bad.
Date: November 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I think the premium is pretty average , in terms of coverage and price. The span of items covered can be pretty broad so as long as proof of purchase exists. This is typically what is offered through other companies I believe. The price is about the same as well as others out there.
Liberty Mutual Home Insurance Reviews
Date: October 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
I was very happy to.speak with someone who was fluent in English and not hard to understand. Seriously my number one reason I liked them was the guy seemed like my friend, I could talk about anything, I felt comfortable interacting with the man and he was down to.earth and helped me out more than anyone has with a telephone conversation.
State Farm Home Insurance Reviews
Date: January 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
My experience has been that the insurance company has provided reliable and consistent care. They are always available and easy to get ahold of and make me feel safe with the knowledge that they would help if any thing happened to my home.
Progressive Home Insurance Reviews
Date: November 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I have looked around a little bit and I feel that Progressive has offered me the best deal for the cost. They offer about the same as other companies, but their pricing was not as high as other companies.
GEICO Home Insurance Reviews
Date: July 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium for my insurance isn't bad at all. I usually don't like premiums or deductibles because I feel like you pay so much money into insurance and then when you need to use it there is a deductible.