How Can I Make My Santa Monica, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Santa Monica, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Santa Monica, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $261,000 | $230,000 | $250,000-$300,000 |
| 2 Bedroom | $659,500 | $570,000 | $600,000-$700,000 |
| 3 Bedroom | $910,000 | $730,000 | $800,000-$900,000 |
| 4 Bedroom | $1,328,500 | $1,220,000 | More than 10,000,000 |
| 5 Bedroom | $2,165,000 | $1,910,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Santa Monica, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $1,047 |
| Superior Protection Discount | -$111 | $1,121 |
| Fire & Security Discount | -$86 | $1,146 |
| Hail Resistant Roof Discount | -$37 | $1,195 |
| Newly Constructed Home Discount | -$308 | $924 |
Choose your Santa Monica, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,806 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Santa Monica, CA | Back to Top
| Home Insurance Company Santa Monica, CA | Homeowners Insurance Agency Santa Monica, CA | Address | Popularity Score | Distance from Santa Monica (miles) |
|---|---|---|---|---|
| State Farm | Michael Williamson | 2497 S Bundy Dr, Los Angeles, CA, 90064-2717 | 1.9 | |
| Allstate | Sharon Mackey | 311 N La Brea Ave, Inglewood, CA, 90302 | 8.3 | |
| Allstate | Janet Fayek Salib | 1228 W Glenoaks Blvd, Glendale, CA, 91201 | 15.1 | |
| State Farm | Chris Munoz | 4818 Fulton Ave, Sherman Oaks, CA, 91423-2504 | 9.9 | |
| State Farm | Anu Sethi | 15334 Whittier Blvd Ste 10a, Whittier, CA, 90603-1369 | 28.2 | |
| State Farm | Lisa Brown | 1247 S La Brea Ave, Los Angeles, CA, 90019-1627 | 8.1 | |
| Allstate | Gregory Decarlo | 12462 Venice Blvd, Los Angeles, CA, 90066 | 3.0 | |
| State Farm | Morton V Roberts Jr | 3306 Helms Ave, Culver City, CA, 90232-2312 | 5.6 | |
| State Farm | Frank Wilson | 3122 Sta Mon Blvd Ste 102, Santa Monica, CA, 90404-2500 | 1.2 | |
| Farmers | Connie Kehr | 1750 E Main St, Ventura, CA, 93001 | 48.7 |
Compare Rates for Santa Monica, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Santa Monica, CA | $1,168,500 | $1,232 | $910 | $1,680 | $770 |
| Marina del Rey, CA | $466,800 | $1,423 | $1,050 | $1,940 | $890 |
| Manhattan Beach, CA | $1,694,900 | $1,229 | $910 | $1,670 | $760 |
| Hermosa Beach, CA | $1,220,500 | $940 | $700 | $1,280 | $580 |
| Walnut Park, CA | $358,700 | $949 | $700 | $1,290 | $590 |
| San Marino, CA | $1,550,100 | $950 | $700 | $1,290 | $590 |
| Upper San Gabriel Valley, CA | $580,000 | $967 | $720 | $1,310 | $590 |
| La Verne, CA | $535,900 | $1,432 | $1,060 | $1,950 | $890 |
| Desert View Highlands, CA | $184,200 | $631 | $470 | $860 | $390 |
| Chino, CA | $400,900 | $1,019 | $750 | $1,390 | $640 |
Research Home Insurance Companies Reviews in Santa Monica, CA Before Buying | Back to Top
Share a review on your home insurance company
Mercury Home Insurance Reviews
Date: June 11, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
We did not compare this company with any others because we did not have many options to choose from.
Allstate Home Insurance Reviews
Date: October 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
customer effort score is recorded on a numeric scale, so a higher score would represent a better user experience. For a standard seven-point scale, responses of five or higher would be considered good scores
State Farm Home Insurance Reviews
Date: August 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I think the deductibles of every company are more or less the same. It's more about a preference of how much you want to pay in case something major happens in your house.
Nationwide Home Insurance Reviews
Date: July 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I think the premium is fine, I would like for it to be less but I'm sure everyone would like to pay less for something. Its wrapped into our house payment so we don't really feel it when we pay it.
Progressive Home Insurance Reviews
Date: September 04, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have not really dealt directly with the company. I have always used an insurance agent to deal with any problems I have had. Mostly these have been payment issues.