How Can I Make My Laguna Niguel, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Laguna Niguel, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Laguna Niguel, CA Home Insurance Coverage Levels | Back to Top
| Laguna Niguel, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Marsh Creek, Birchwood Ln, Old Ranch Rd, Madeira Way, Pamplona, Meridian Way, Hollyberry Ln, Calella, Curacao, Seaway Dr | $457,500 | $390,000 | $350,000-$400,000 | $247,000 | $220,000 | $200,000-$250,000 |
| Brownsbury Rd, Bergamo, Padrino, Via Las Palmas, Bonaventure Dr, Siros, el Carrizo, Nelson Ct, Halsey Ave, Ivy Glenn | $382,500 | $340,000 | $400,000-$500,000 | $231,500 | $200,000 | $200,000-$250,000 |
| Shorebreaker Dr, Cala Moreya St, la Mer, Java Sea Dr, Saint Vincent, Via Alto Cerro, Palo Dr, Rural Ln, Skyview Way, Cambridge Cir | $535,000 | $470,000 | $500,000-$600,000 | $308,500 | $290,000 | $300,000-$350,000 |
| Largo St, Gold Dust Ln, Park Paseo, Alfieri St, Via Antibes, Marseille, Ascension Rd, Destiny Way, Bridle Ln, Ambassador Pl | $599,500 | $540,000 | $600,000-$700,000 | $513,000 | $460,000 | $600,000-$700,000 |
| Via Catalina, Las Naranjas Dr, Westgate, Lumeria Ln, Via Acaso Dr, Malea, E Shore, Quail Creek, Firenze St, S Patrick Way | $376,000 | $350,000 | $300,000-$350,000 | $307,500 | $260,000 | $250,000-$300,000 |
| Poseidon, Placida Ave, la Traviata, Charles Rd, Poinsettia Ct, Little Pond, el Oeste, Petrel Ct, Almira, Pelican Way | $700,500 | $620,000 | $700,000-$800,000 | $561,000 | $510,000 | $400,000-$500,000 |
| Valerio Ct, Oakcliff Dr, Dawn Ln, Via Kristina, Hillgate Pl, Crystal Sands Dr, Cavalier, Linda Vista Ln, Vistamar Dr, Via Aquara Ave | $839,000 | $780,000 | $800,000-$900,000 | $632,000 | $520,000 | $700,000-$800,000 |
| Merano, Saint Tropez, Ironwood Dr, Ellice Cir, Whitecliff, Rapid Falls Rd, Byron Close, Pawtucket Ln, la Estrada Dr, Pvt Rd Soi | $819,500 | $730,000 | $700,000-$800,000 | $697,000 | $580,000 | $600,000-$700,000 |
| Hamshire Ct, Callender Ct, Viewpoint Pl, Yarrow, Blue Horizon, Martinique St, Compadre Cir, Rancho Azul, Baroness Ln, Henley Dr | $558,000 | $480,000 | $600,000-$700,000 | $288,500 | $260,000 | $300,000-$350,000 |
| Seascape, Promontory Pk, Trinidad Ln, Wagon Wheel Cir, Via Orvieto, Aleria, Morning Dove, la Hermosa Ave, Breckenridge Dr, Greenfield Dr | $679,500 | $560,000 | $700,000-$800,000 | $314,000 | $280,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Laguna Niguel, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$235 | $1,145 |
| Superior Protection Discount | -$124 | $1,256 |
| Fire & Security Discount | -$110 | $1,269 |
| Hail Resistant Roof Discount | -$41 | $1,338 |
| Newly Constructed Home Discount | -$331 | $1,049 |
Choose the Right Deductible for your Laguna Niguel, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $700 | $1,351 | $2,051 | $982 | $1,682 | $369 |
| Laguna Niguel, CA | $2,000 | $1,363 | $3,363 | $991 | $2,991 | $373 |
| Laguna Hills, CA | $200 | $1,236 | $1,436 | $898 | $1,098 | $338 |
| Chino Hills, CA | $2,000 | $1,481 | $3,481 | $1,076 | $3,076 | $405 |
| Mead Valley, CA | $500 | $663 | $1,163 | $482 | $982 | $181 |
| Norwalk, CA | $2,000 | $950 | $2,950 | $691 | $2,691 | $260 |
| Romoland, CA | $200 | $790 | $990 | $574 | $774 | $216 |
| Carlsbad, CA | $700 | $1,329 | $2,029 | $966 | $1,666 | $363 |
| Paramount, CA | $500 | $779 | $1,279 | $566 | $1,066 | $213 |
| Avalon, CA | $1,000 | $1,857 | $2,857 | $1,350 | $2,350 | $508 |
| Willowbrook, CA | $100 | $686 | $786 | $499 | $599 | $188 |
| Commerce, CA | $2,500 | $783 | $3,283 | $569 | $3,069 | $214 |
Identify Top Home Insurance Agents near Laguna Niguel, CA | Back to Top
| Home Insurance Company Laguna Niguel, CA | Homeowners Insurance Agency Laguna Niguel, CA | Address | Popularity Score | Distance from Laguna Niguel (miles) |
|---|---|---|---|---|
| State Farm | Greg Rosalino | 1401 N El Camino Real Ste 109, San Clemente, CA, 92672-4982 | 8.0 | |
| State Farm | Laura Hahamian | 23832 Rockfield Blvd Ste 165, Lake Forest, CA, 92630-2862 | 6.8 | |
| State Farm | Troy Manning | 4955 Felspar St Ste J, Riverside, CA, 92509-3020 | 34.7 | |
| Travelers | Mpx Insurance Services Inc | 26800 Aliso Viejo Pkwy 130, Aliso Viejo, CA, 92656 | 3.5 | |
| State Farm | Kelly Brennan | 24800 Chrisanta Dr Ste 150, Mission Viejo, CA, 92691-4834 | 5.3 | |
| State Farm | Victoria Pore | 28991 Golden Lantern Ste D105, Laguna Niguel, CA, 92677-1554 | 1.1 | |
| Allstate | Sami Abdelatif | 32341 Camino Capistrano Ste J, San Juan Capistrano, CA, 92675 | 3.3 | |
| State Farm | Jerry Lefevers | 23361 El Toro Road, Lake Forest, CA, 92630-4810 | 6.5 | |
| State Farm | Jim Doherty | 25201 La Paz Rd Ste 202, Laguna Hills, CA, 92653-5118 | 4.9 | |
| State Farm | Cia Harris | 26302 Western Ave Ste 1b, Lomita, CA, 90717-3534 | 39.2 |
Compare Rates for Laguna Niguel, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Laguna Niguel, CA | $737,400 | $1,380 | $1,020 | $1,880 | $860 |
| Laguna Hills, CA | $649,700 | $1,251 | $930 | $1,700 | $770 |
| Chino Hills, CA | $567,200 | $1,499 | $1,110 | $2,040 | $930 |
| Mead Valley, CA | $252,200 | $671 | $500 | $910 | $410 |
| Norwalk, CA | $375,400 | $962 | $710 | $1,310 | $600 |
| Romoland, CA | $298,000 | $800 | $590 | $1,090 | $500 |
| Carlsbad, CA | $713,600 | $1,345 | $1,000 | $1,830 | $830 |
| Paramount, CA | $304,400 | $789 | $580 | $1,070 | $490 |
| Avalon, CA | $661,500 | $1,880 | $1,390 | $2,560 | $1,170 |
| Willowbrook, CA | $268,100 | $695 | $510 | $940 | $430 |
| Commerce, CA | $357,200 | $793 | $590 | $1,080 | $490 |
Research Home Insurance Companies Reviews in Laguna Niguel, CA Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: July 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
they offer better competitive rates better than the other guys thats for sure
Progressive Home Insurance Reviews
Date: September 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
This is my favorite thing about Progressive, after pricing what seemed like every insurance company they were the cheapest not by a few dollars but by almost $300.