How Can I Make My Clark, NV Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Clark, NV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Clark, NV Home Insurance Coverage Levels | Back to Top
| Clark, NV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Randall St, Mount Sunflower Ct, Castalia St, Linnington Ct, Alpine Lily Dr, Rome, Prego Ct, Anani Dr, S Southern Highlands Pkwy, S 1st West St | $374,500 | $350,000 | $300,000-$350,000 | $219,500 | $200,000 | $175,000-$200,000 |
| S Fennel Flower Ct, Silver Lace Ln, Deora Way, Forlana Dr, Bothwell Pl, Ancestral Hills Ln, Pawnee St, W Calzado Dr, Eucalyptus Ln, Squire St | $412,000 | $340,000 | $350,000-$400,000 | $257,500 | $230,000 | $250,000-$300,000 |
| Via Vita, Pendini Point Ct, Scotts Valley Dr, S Salmon Rose Pl, Civic Way, River Hills Ln, W San Alivia Ct, Country Cove Ct, Canal St, Val Dechiana Ave | $158,500 | $150,000 | $150,000-$175,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Quintessa Cir, Massachusetts la, Pescado Grande Ave, N St Joseph St, W Turvey Ave, W Valentino Ln, W Crow Canyon Ave, Nipton Rd, Drifting Shadow Way, Quail Vista Ct | $286,500 | $250,000 | $200,000-$250,000 | $189,500 | $150,000 | $150,000-$175,000 |
| Bellatrix Ct, Lanta Island Ave, Seven Dwarfs Rd, W Bonelli St, Villeroy Ave, S Longoria St, Lehman Cave Ct, Arroya Ct, Timber Star Ln, Winding Rd | $198,500 | $190,000 | $200,000-$250,000 | $151,000 | $140,000 | $125,000-$150,000 |
| S Vestone St, W 1st S St, S Hosner St, Stardust Valley Dr, Elko St, S Muldowney la, Silenzio St, Piute Valley Dr, Aspen Mountain Ave, S Refugio St | $140,000 | $110,000 | $150,000-$175,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Bentley Oaks Ave, S Artesia St, Heyer St, Baer Dr, Sandhill Rd, Flare Star Dr, Sargon St, Abadan St, Spirito Ave, W Geronimo Springs Ave | $299,000 | $250,000 | $300,000-$350,000 | $158,500 | $130,000 | $125,000-$150,000 |
| Wallingford St, Stream Dr, Grey Spencer Dr, W Mokena Ave, San Palatina St, Lochmaben St, Octet Ct, S Torrey Pines, Maturrango Ct, Greenside Dr | $475,000 | $440,000 | $350,000-$400,000 | $389,500 | $370,000 | $400,000-$500,000 |
| W Orazio Dr, Cal Edison, W May Weed Ct, Miguel Way, Icy Moon St, S Corkfish St, Pacini Ct, S Caribbean Palm Dr, W Hilltop View Ln, Mirabella Cir | $435,000 | $360,000 | $400,000-$500,000 | $183,000 | $160,000 | $175,000-$200,000 |
| Bryner Ave, Wagon Wheel Run, Thistle St, Randlett Way, Dunster Castle Dr, Ralph Mosa St, W Sr 160 Ave, Chestnut Chase St, S Sand Key St, E Cedar Basin Ave | $130,500 | $110,000 | $125,000-$150,000 | $145,000 | $130,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Clark, NV | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $568 |
| Superior Protection Discount | -$61 | $615 |
| Fire & Security Discount | -$68 | $608 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$156 | $521 |
Choose the Right Deductible for your Clark, NV Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clark County | $700 | $610 | $1,310 | $444 | $1,144 | $167 |
| Clark, NV | $2,500 | $668 | $3,168 | $485 | $2,985 | $183 |
| Enterprise, NV | $400 | $631 | $1,031 | $459 | $859 | $173 |
| Las Vegas, NV | $500 | $598 | $1,098 | $435 | $935 | $163 |
| Nellis AFB, NV | $700 | $316 | $1,016 | $230 | $930 | $86 |
| North Las Vegas, NV | $300 | $713 | $1,013 | $518 | $818 | $195 |
| Searchlight, NV | $2,500 | $452 | $2,952 | $328 | $2,828 | $123 |
| White Hills, AZ | $500 | $554 | $1,054 | $403 | $903 | $151 |
| Sandy Valley, NV | $700 | $459 | $1,159 | $334 | $1,034 | $126 |
| Mount Charleston, NV | $500 | $882 | $1,382 | $641 | $1,141 | $241 |
| Dolan Springs, AZ | $2,500 | $487 | $2,987 | $354 | $2,854 | $133 |
Identify Top Home Insurance Agents near Clark, NV | Back to Top
| Home Insurance Company Clark, NV | Homeowners Insurance Agency Clark, NV | Address | Popularity Score | Distance from Clark (miles) |
|---|---|---|---|---|
| Allstate | Conner Family & Associates Llc | 270 E Horizon Dr Ste 107, Henderson, NV, 89015 | 6.7 | |
| Allstate | Gary Cox | 2540 Anthem Village Dr Ste 180, Henderson, NV, 89052 | 8.5 | |
| State Farm | Karen Wright | 213 N Stephanie St Ste F, Henderson, NV, 89074-8119 | 9.8 | |
| Farmers | Christopher Sutter | 11201 S Eastern Ave Ste 110, Henderson, NV, 89052 | 9.0 | |
| Travelers | Wegener Insurance Agency | 7170 Smoke Ranch Rd # 150, Las Vegas, NV, 89128 | 25.3 | |
| State Farm | Jason Spronk | 900 Wigwam Pkwy Ste 140, Henderson, NV, 89014-6806 | 8.8 | |
| State Farm | Mary Billington | 8180 Blue Diamond Rd Ste 130, Las Vegas, NV, 89178-9251 | 18.4 | |
| Travelers | Chomko Insurance Service | 205 N Stephanie St Ste D, Henderson, NV, 89074 | 9.7 | |
| Farmers | Anas Sbay | 2298 W Horizon Ridge Pkwy Ste 102, Henderson, NV, 89052 | 9.2 | |
| Allstate | Walid Khuraibet | 55 S Gibson Rd Ste 119, Henderson, NV, 89012 | 8.6 |
Compare Rates for Clark, NV Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $430 | $900 | $470 |
| Clark County, NV | $212,300 | $618 | $440 | $870 | $430 |
| Clark, NV | $284,700 | $676 | $480 | $930 | $450 |
| Enterprise, NV | $255,200 | $639 | $430 | $880 | $450 |
| Las Vegas, NV | $201,600 | $605 | $430 | $860 | $430 |
| Nellis AFB, NV | $51,000 | $320 | $220 | $440 | $220 |
| North Las Vegas, NV | $179,700 | $721 | $510 | $1,020 | $510 |
| Searchlight, NV | $98,800 | $457 | $330 | $640 | $310 |
| White Hills, AZ | $100,000 | $561 | $390 | $800 | $410 |
| Sandy Valley, NV | $102,400 | $465 | $320 | $660 | $340 |
| Mount Charleston, NV | $365,700 | $893 | $640 | $1,270 | $630 |
| Dolan Springs, AZ | $78,500 | $493 | $350 | $700 | $350 |
Research Home Insurance Companies Reviews in Clark, NV Before Buying | Back to Top
Share a review on your home insurance company
American Family Insurance Home Insurance Reviews
Date: March 31, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
i don's know about other products premium amount , my friend he is working as agent in American insurance company so he suggested this one.but i'm very satisfied with this premium.
Date: February 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I had to call their customer service to schedule an adjuster to check my roof. I felt they were very helpful to provide me with what I needed.
Date: December 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
My home insurance company's customer service has always been wonderful. Each time that I have called they walked me through the process that needed to be done. And they gave me names of companies that were in their trusted network.
Date: November 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
My premium was much lower at American Family and my deductible was comparable. However, my premium has gone up this year and I am not thrilled about it. Now my premium is roughly at the same level as the other insurance companies.
Date: September 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Our home policy covers house and contents. It covers storms, fire, theft. It covers liability. It does not cover floods.
Date: September 25, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Our premium is packaged with other coverage. That makes it difficult to evaluate the premium compared to other companies for the same coverage. We do believe our premium is reasonable.
Date: September 16, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
yes its also same coverage but we believe we provide great value and protection against the high costs of home and appliance repair.
Date: September 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Offer valid on single payment plans only.Based on estimated retail ranges of typical appliance replacement costs. Includes repair and replacement data from nationwide independent contractors.
Date: August 11, 2018 Age: Above 60 Gender: Female Marital Status: Married
Website/App
I do not use the website or mobile app. One of the factors on which we chose our insurance was access to a local agent. We chose not to use a website/app.
Date: July 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
like our company website it is more useful for our peoples
Date: May 14, 2018 Age: Above 60 Gender: Male Marital Status: Married
Communication
We strive to constantly offer our customers fast and effective solutions with our network of qualified service contractors with interaction
Date: May 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Communication
We are happy without interaction/communication with our insurance company. Our local agent facilitates our communications. We feel his service is personalized and helpful.
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
One of the factors in choosing our insurance was access to a local agent. We are happy with his customer service. He is reachable for questions. He was of assistance when we needed to make a claim.
GEICO Home Insurance Reviews
Date: October 03, 2018 Age: Above 60 Gender: Male Marital Status: Married
Communication
I do not hear from them more than I need to (i.e. unwanted junk mailings or e-mails), but I am updated consistently on changes and renewals.
Date: August 13, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Our insurance policy covers the physical dwelling and everything inside of it, medical payments for ourselves and guests on our property, and hotel stays if our dwelling is unusable.
Date: June 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I am almost completely unfamiliar with how the premium I pay compares to other insurance companies for the same coverage. I have not compared rates and coverage in over 7 years' time.
Date: May 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
I like that I can file claims online, look up coverage information quickly (i.e. coverage limits), pay my premiums, renew my policy, download proof of coverage, etc.
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I have only had to contact customer service at the point at which I purchased my policy. For that event, customer service was extremely quick and helpful, particularly when it came to exploring flood insurance options.
State Farm Home Insurance Reviews
Date: November 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I don't really use the app that much, but have in the past. I don't interface much with my insurance company unless I need to pay a bill or make a claim.
Amica Mutual Insurance Home Insurance Reviews
Date: December 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
This is the only home insurance company that we have had to deal with so far. But from the comparisons when shopping around, they all seemed comparable as far as coverage and offerings. We chose this company mainly because of the low cost
Progressive Home Insurance Reviews
Date: January 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
My premium is lower than the average I would say because I bundle home and auto insurance. However, I would say that the deductible is about average, if not above average