How Can I Make My Lockport, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lockport, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Lockport, IL Home Insurance Coverage Levels | Back to Top
| Lockport, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 15th St, Cara Dr, Gloria St, Meadow Wood Ln, Mac Gregor Rd, Brookdale Ct, Runyan Dr, Como Ave, Cameron Ave, Dell Park Ave | $150,000 | $140,000 | $125,000-$150,000 | $106,000 | $90,000 | $100,000-$125,000 |
| Boston Ave, Fairmount Ave, Buckner Ct, W 13th St, Zachary Dr, Noonan St, Bridgeman Ln, W Sycamore Dr, Duncan Ct, Heiden Ave | $146,000 | $130,000 | $125,000-$150,000 | $167,500 | $140,000 | $175,000-$200,000 |
| Melissa Cir, Lincoln Ave, Larkin Ave, Grandview Pl, Sterling Ct, Moneterrey Dr, E 8th St, W Ames Ct, Garfield Ave, Fairmont Ave | $186,000 | $160,000 | $200,000-$250,000 | $177,000 | $160,000 | $125,000-$150,000 |
| S Neuberry Ridge Ct, Amy Ct, Will Dr, Tomahawk Lake Ct, Glenmore Cir, University Mall, Treeline Ct, Victory Lake Way, Harvard St, Daviess Ave | $204,500 | $180,000 | $200,000-$250,000 | $160,000 | $130,000 | $150,000-$175,000 |
| W Juniper Ln, Rahill Ct, Palm Dr, S Redbud Dr, E Division St, Wolf Lake Way, S Magnolia Dr, Harmony Ln, W Oak Ave, Austrian Pine | $162,500 | $140,000 | $150,000-$175,000 | $141,500 | $120,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Lockport, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $676 |
| Superior Protection Discount | -$73 | $741 |
| Fire & Security Discount | -$73 | $741 |
| Hail Resistant Roof Discount | -$24 | $790 |
| Newly Constructed Home Discount | -$228 | $587 |
Choose the Right Deductible for your Lockport, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Will County | $2,500 | $865 | $3,365 | $629 | $3,129 | $236 |
| Lockport, IL | $1,500 | $805 | $2,305 | $585 | $2,085 | $220 |
| Plainfield, IL | $400 | $852 | $1,252 | $619 | $1,019 | $233 |
| Ingalls Park, IL | $1,500 | $618 | $2,118 | $449 | $1,949 | $169 |
| Matteson, IL | $100 | $667 | $767 | $485 | $585 | $182 |
| Midlothian, IL | $2,000 | $653 | $2,653 | $475 | $2,475 | $178 |
| Wilton, IL | $200 | $973 | $1,173 | $707 | $907 | $266 |
| Flossmoor, IL | $1,000 | $770 | $1,770 | $560 | $1,560 | $210 |
| Northlake, IL | $300 | $681 | $981 | $495 | $795 | $186 |
| Chicago, IL | $2,500 | $892 | $3,392 | $648 | $3,148 | $244 |
| Gilberts, IL | $100 | $807 | $907 | $586 | $686 | $220 |
| South Haven, IN | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
Identify Top Home Insurance Agents near Lockport, IL | Back to Top
| Home Insurance Company Lockport, IL | Homeowners Insurance Agency Lockport, IL | Address | Popularity Score | Distance from Lockport (miles) |
|---|---|---|---|---|
| Allstate | Joe Schneider | 521 W North Ave, Chicago, IL, 60610 | 31.7 | |
| State Farm | Rhea Joyer | 4911 N Lincoln Ave Ste C, Chicago, IL, 60625-2609 | 33.1 | |
| Erie | Ozfield Insurance | 4123 W Montrose Avenue, Chicago, IL, 60641 | 31.2 | |
| State Farm | Gerald Mccadd | 516 W Boughton Rd, Bolingbrook, IL, 60440-1751 | 7.7 | |
| Travelers | Byrne Byrne & Company | 120 S Lasalle St Suite 1710, Chicago, IL, 60603 | 30.7 | |
| State Farm | Mark Trennert | 2930 Finley Rd, Downers Grove, IL, 60515-1042 | 16.8 | |
| Farmers | Kevin Thornton Jr | 280 S Schmidt Rd, Bolingbrook, IL, 60440 | 6.6 | |
| Travelers | Likar Insurance Agency | 214 E 2nd St, Lockport, IL, 60441 | 1.9 | |
| State Farm | Jeff Margalus | 1811 Wehrli Rd, Naperville, IL, 60565-9316 | 9.7 | |
| Travelers | International Irm Inc | 1228 West Northwest Highway, Palatine, IL, 60067 | 36.5 |
Compare Rates for Lockport, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,210 | $600 |
| Will County, IL | $216,400 | $876 | $640 | $1,210 | $570 |
| Lockport, IL | $174,300 | $815 | $590 | $1,150 | $560 |
| Plainfield, IL | $201,900 | $862 | $610 | $1,190 | $580 |
| Ingalls Park, IL | $93,100 | $626 | $460 | $880 | $420 |
| Matteson, IL | $157,100 | $675 | $480 | $940 | $460 |
| Midlothian, IL | $149,100 | $661 | $460 | $940 | $480 |
| Wilton, IL | $264,000 | $985 | $710 | $1,410 | $700 |
| Flossmoor, IL | $226,700 | $780 | $540 | $1,080 | $540 |
| Northlake, IL | $165,000 | $690 | $490 | $950 | $460 |
| Chicago, IL | $234,500 | $902 | $640 | $1,280 | $640 |
| Gilberts, IL | $256,100 | $816 | $550 | $1,170 | $620 |
| South Haven, IN | $112,300 | $665 | $450 | $940 | $490 |
Research Home Insurance Companies Reviews in Lockport, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I am quite satisfied with my homeowner's insurance company. Their rates are very reasonable and customer service is 4.
Date: October 24, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
So far the customer service from Allstate has been decent. I haven't run into any major issues, their customer service is quite helpful, and the only thing I can say I dislike is the time it takes to reach customer service sometimes.
State Farm Home Insurance Reviews
Date: January 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Again, I'm not really sure about how much the costs compare with other companies but I'm willing to pay more if it means I'll be covered when I need it without hassle.
Date: December 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My policy with this provider is saving me over $200 a year from my previous insurerer and it actually covers more. I could not be happier because of this.
MetLife Home Insurance Reviews
Date: October 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
I am happy with their communication. I did not have to wade through an endless phone menu or wait hours to speak with someone. They were prompt with their availability and very courteous.
GEICO Home Insurance Reviews
Date: March 05, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
They have great premium and dedecutible choices that are definitly reasonable. The work directly with my mortgage company was well which take the burden of me having to do so.
Nationwide Home Insurance Reviews
Date: May 23, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
The customer service of the Home insurance company is good in resolving the issues. It the query has been different, they were transferring to the concern department on time.