How Can I Make My Joplin, MO Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Joplin, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Joplin, MO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $62,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $132,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $113,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $172,000 | $150,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Joplin, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $815 |
| Superior Protection Discount | -$87 | $883 |
| Fire & Security Discount | -$78 | $893 |
| Hail Resistant Roof Discount | -$19 | $951 |
| Newly Constructed Home Discount | -$252 | $718 |
Choose the Right Deductible for your Joplin, MO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newton County | $2,500 | $954 | $3,454 | $693 | $3,193 | $261 |
| Joplin, MO | $700 | $959 | $1,659 | $697 | $1,397 | $262 |
| Leawood, MO | $300 | $1,136 | $1,436 | $826 | $1,126 | $311 |
| Waco, MO | $2,500 | $862 | $3,362 | $626 | $3,126 | $235 |
| Columbus, KS | $400 | $966 | $1,366 | $702 | $1,102 | $264 |
| Purdy, MO | $100 | $879 | $979 | $639 | $739 | $240 |
| Elk River East, MO | $700 | $872 | $1,572 | $634 | $1,334 | $238 |
| Elk River West, MO | $400 | $825 | $1,225 | $600 | $1,000 | $225 |
| Gravette, AR | $1,000 | $1,016 | $2,016 | $738 | $1,738 | $278 |
| Crane Creek, MO | $200 | $984 | $1,184 | $715 | $915 | $269 |
Identify Top Home Insurance Agents near Joplin, MO | Back to Top
| Home Insurance Company Joplin, MO | Homeowners Insurance Agency Joplin, MO | Address | Popularity Score | Distance from Joplin (miles) |
|---|---|---|---|---|
| Farmers | Ethan Giertz | 108 S Main St, Carl Junction, MO, 64834 | 7.7 | |
| Allstate | Loretta Bailey | 2318 E 20th St, Joplin, MO, 64804 | 0.9 | |
| State Farm | Kellan Foster | 3640 E 7th St, Joplin, MO, 64801-5671 | 2.1 | |
| Travelers | Kraft Insurance Services | 2701 Bird Ave, Joplin, MO, 64804 | 1.7 | |
| State Farm | Karen Rutledge | 616 E 32nd St, Joplin, MO, 64804-3905 | 1.6 | |
| Travelers | Bob Moffitt Agency Llc | 103 E Church St, Aurora, MO, 65605 | 43.9 | |
| State Farm | Jim Reed | 300 S Kyler St Ste A, Monett, MO, 65708-2600 | 34.4 | |
| State Farm | Sean Crider | 103 Fourth St, Pineville, MO, 64856 | 34.0 | |
| Farmers | Dale Samuels | 2914 E 32nd St Ste 306, Joplin, MO, 64804 | 2.0 | |
| State Farm | Jerry Sitton | 1931 E 20th St Ste 103, Joplin, MO, 64804-1013 | 0.8 |
Compare Rates for Joplin, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,500 | $730 |
| Newton County, MO | $118,200 | $966 | $690 | $1,370 | $680 |
| Joplin, MO | $120,000 | $971 | $710 | $1,390 | $680 |
| Leawood, MO | $171,600 | $1,150 | $780 | $1,590 | $810 |
| Waco, MO | $80,000 | $872 | $630 | $1,190 | $560 |
| Columbus, KS | $72,500 | $978 | $760 | $1,320 | $560 |
| Purdy, MO | $84,800 | $890 | $630 | $1,240 | $610 |
| Elk River East, MO | $82,900 | $883 | $600 | $1,220 | $620 |
| Elk River West, MO | $71,000 | $835 | $570 | $1,150 | $580 |
| Gravette, AR | $105,700 | $1,028 | $730 | $1,420 | $690 |
| Crane Creek, MO | $115,100 | $996 | $680 | $1,370 | $690 |
Research Home Insurance Companies Reviews in Joplin, MO Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: August 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
Allstate has been awesome I really have no complaints they have been responsive when I need them and they are good value for the money
Date: October 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I haven't compared premiums with any other companies but I believe to be paying market price.
American Family Home Insurance Reviews
Date: July 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
From what I remember when I was shopping around, they offer the same things as other companies but at a better rate.
Progressive Home Insurance Reviews
Date: September 08, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I would expect it to be about the same as other companies, due to my low premium. No great difference.
Alfa Insurance Home Insurance Reviews
Date: November 16, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
You get what you pay for. Alfa has lower priced options that offer less coverage but I am happy to pay more for complete coverage and for their excellent customer support.
Shelter Home Insurance Reviews
Date: September 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have had a great experience with Shelter Insurance Company's customer service. Our house flooded due to a busted water pipe back in February of 2015 and they were excellent to work with.
The Hartford Home Insurance Reviews
Date: October 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
I like the website because it is practical and easy to learn is a great alternative when having a question
Farmer's Insurance Home Insurance Reviews
Date: June 16, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
I have enjoyed having my insurance with this company and every time i call they are always there and can always answer any of my questions