How Can I Make My Hamilton, NJ Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Hamilton, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Hamilton, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $238,500 | $220,000 | $175,000-$200,000 |
| 3 Bedroom | $262,000 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $367,000 | $350,000 | $300,000-$350,000 |
| 5 Bedroom | $434,500 | $410,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Hamilton, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $747 |
| Superior Protection Discount | -$81 | $819 |
| Fire & Security Discount | -$63 | $837 |
| Hail Resistant Roof Discount | -$27 | $873 |
| Newly Constructed Home Discount | -$180 | $720 |
Choose your Hamilton, NJ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,476 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Hamilton, NJ | Back to Top
| Home Insurance Company Hamilton, NJ | Homeowners Insurance Agency Hamilton, NJ | Address | Popularity Score | Distance from Hamilton (miles) |
|---|---|---|---|---|
| Travelers | The Barclay Group | 202 Broad St, Riverton, NJ, 8077 | 22.6 | |
| Travelers | Adp Statewide Insurance Agencies Inc | 325 Columbia Tpke Ste 106, Florham Park, NJ, 7932 | 42.6 | |
| Liberty Mutual Independent | Sypek & Sandford Agency | 1569 Parkway Ave Ste F-G, Ewing, NJ, 8628 | 8.5 | |
| Travelers | Kennedy & Ward Insurance Agency | 1 Industrial Way W Bldg A Ste J, Eatontown, NJ, 7724 | 33.5 | |
| Travelers | Harrah & Associates | 2426 Nottingham Way, Mercerville, NJ, 8619 | 2.2 | |
| Travelers | Sturhahn Dickenson & Bernard Inc | 100 Overlook Center Ste 200, Princeton, NJ, 8540 | 8.1 | |
| Travelers | Howe Insurance Group | 39 Sycamore Ave, Little Silver, NJ, 7739 | 34.4 | |
| Allstate | Celia Caro | 66 Wilson Ave, Newark, NJ, 7105 | 45.1 | |
| Travelers | Drp Insurance Associates Inc | 535 Harrison Avenue, Harrison, NJ, 7029 | 46.3 | |
| State Farm | Joe Lorenzo | 431 Park Avenue, Scotch Plains, NJ, 07076-1715 | 33.9 |
Compare Rates for Hamilton, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,520 | $800 |
| Mercer County, NJ | $281,900 | $965 | $690 | $1,360 | $670 |
| Hamilton, NJ | $244,300 | $900 | $650 | $1,280 | $630 |
| Village Shires, PA | $365,400 | $1,197 | $800 | $1,710 | $910 |
| Presidential Lakes Estates, NJ | $189,000 | $834 | $560 | $1,180 | $620 |
| Brittany Farms-The Highlands, PA | $289,400 | $976 | $650 | $1,360 | $710 |
| Lower Gwynedd, PA | $480,400 | $975 | $650 | $1,350 | $700 |
| Frenchtown, NJ | $311,600 | $1,061 | $760 | $1,450 | $690 |
| Bay Head, NJ | $1,094,300 | $2,884 | $2,110 | $4,070 | $1,960 |
| Kulpsville, PA | $236,300 | $727 | $520 | $1,000 | $480 |
| Broomall, PA | $327,000 | $901 | $610 | $1,230 | $620 |
| Milford Square, PA | $231,500 | $857 | $620 | $1,180 | $560 |
| Chester Heights, PA | $246,500 | $885 | $590 | $1,270 | $680 |
Research Home Insurance Companies Reviews in Hamilton, NJ Before Buying | Back to Top
Share a review on your home insurance company
American National Property and Casualty Company Home Insurance Reviews
Date: July 01, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
When I bought a townhouse in Arizona, I realized that I needed certain coverage, such as fire damage and sewer and water damage, as well as flat roof replacement.
State Farm Home Insurance Reviews
Date: January 09, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I am not really sure about the policy, I picked them because I like top brands for my stuff. I also have them for my car insurance. I like to have a company that offers a lot of options.
AAA Home Insurance Reviews
Date: June 18, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Customer Service
AAA home is very high quality, having local branches it is very easy to get help or make a claim if you have to. i recommend AAA often
Safeco Insurance Home Insurance Reviews
Date: December 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
This is my first time buying a house and therefore my first experience with home insurance. I have no other experiences to base comparisons on.