How Can I Make My Warren, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Warren, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Warren, IL Home Insurance Coverage Levels | Back to Top
| Warren, IL - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bittersweet Dr, Woodcrest Ct, Paris Dr, Gorham Ln, Stonebridge Ct, N Ridge Rd, Lockeslee Ct, Coral Reef Ct, Village Ln, Bristol Ln | $372,000 | $300,000 | $400,000-$500,000 | $391,500 | $350,000 | $350,000-$400,000 |
| Locust Ln, Harper Ave, W Gurnee Gln, Hartford Dr, Ashford Ln, Roanoake Ct, W North Woodale Trl, Suffolk Ct, W Highland Ave, Harvey Blvd | $451,000 | $420,000 | $400,000-$500,000 | $244,000 | $200,000 | $200,000-$250,000 |
| Ebony Ct, N Lone Rock Rd, Chandler Ln, W Butternut Ln, W Big Oaks Rd, Jones Point Rd, Tralee Ct, Normandy Woods Ct, Longmeadow Dr, Eva Ave | $186,000 | $170,000 | $150,000-$175,000 | $165,000 | $150,000 | $175,000-$200,000 |
| Newport Ln, W Braewick Rd, Wellington Rd, N Cove Rd, Prairie Orchid Ln, Centennial Ct, Mini Dr, S 1st St, N Grandwood Dr, Colby Ct | $279,000 | $250,000 | $250,000-$300,000 | $189,000 | $170,000 | $175,000-$200,000 |
| Lake Park Ave, Algonquin Dr, W Concord Ct, W Timber Ln, Owl Creek Ln, Harvey Blvd, Mainsail Dr, Fredson Rd, Cherry Creek Dr, Darnell Ln | $284,000 | $270,000 | $250,000-$300,000 | $299,500 | $250,000 | $300,000-$350,000 |
| Pamela Pl, Shepard Ct, Russel Rd, Jeffery Ave, W Grand Dr, W State Line Rd, Essex Cir, N Beverly Ave, Wakefield Dr, W Pratum Terra Dr | $497,000 | $460,000 | $500,000-$600,000 | $227,000 | $210,000 | $200,000-$250,000 |
| N Cambridge Ct, Louis Ct, N Traer Ter, N Cemetary Rd, N Pine Grove Ave, Greenview Ave, Grandmore Ave, W Blanchard Rd, Victoria Ct, Heatherridge Dr | $312,500 | $300,000 | $250,000-$300,000 | $248,000 | $220,000 | $250,000-$300,000 |
| Elm Rd, Shelby Ct, Northwestern Ave, Crossland Ct, Old Walnut Cir, Ravinia Dr, Attenborough Ct, Hill Ave, Spinney Run Dr, Highfield Dr N | $216,500 | $190,000 | $175,000-$200,000 | $220,500 | $180,000 | $200,000-$250,000 |
| N Shannon Dr, Sonoma Ct, Knottingham Dr, W Serranda Dr, Portia Rd, N Magnolia Ave, Dorothy Ct, W Kelly Rd, N Indian Ln, S Hunt Club Rd | $553,000 | $520,000 | $600,000-$700,000 | $362,500 | $320,000 | $400,000-$500,000 |
| N Pine Ave, Switchgrass Ln, Savannah Ct, W Roundstone Way, Deer Trail Dr, Murifield Dr, Braxton Way, Golfview Dr, Magnolia Ave, N Valley View Dr | $332,500 | $310,000 | $300,000-$350,000 | $124,500 | $120,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Warren, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $760 |
| Superior Protection Discount | -$91 | $815 |
| Fire & Security Discount | -$63 | $842 |
| Hail Resistant Roof Discount | -$18 | $887 |
| Newly Constructed Home Discount | -$253 | $652 |
Choose the Right Deductible for your Warren, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,000 | $915 | $2,915 | $665 | $2,665 | $250 |
| Warren, IL | $1,500 | $894 | $2,394 | $650 | $2,150 | $244 |
| Winthrop Harbor, IL | $300 | $716 | $1,016 | $520 | $820 | $196 |
| Lake Forest, IL | $2,500 | $729 | $3,229 | $530 | $3,030 | $199 |
| Vernon, IL | $100 | $882 | $982 | $641 | $741 | $241 |
| Streamwood, IL | $1,000 | $804 | $1,804 | $584 | $1,584 | $220 |
| Hartland, IL | $400 | $951 | $1,351 | $691 | $1,091 | $260 |
| Fontana-on-Geneva Lake, WI | $2,500 | $909 | $3,409 | $661 | $3,161 | $248 |
| West Chicago, IL | $500 | $784 | $1,284 | $570 | $1,070 | $214 |
| East Troy, WI | $2,000 | $708 | $2,708 | $515 | $2,515 | $194 |
| Berwyn, IL | $400 | $840 | $1,240 | $610 | $1,010 | $230 |
| Waukesha, WI | $2,500 | $693 | $3,193 | $504 | $3,004 | $189 |
Identify Top Home Insurance Agents near Warren, IL | Back to Top
| Home Insurance Company Warren, IL | Homeowners Insurance Agency Warren, IL | Address | Popularity Score | Distance from Warren (miles) |
|---|---|---|---|---|
| Travelers | Thomas Ward Insurance Group | 707 W Willow Street, Chicago, IL, 60614 | 35.2 | |
| State Farm | Jim Dugan | 237 W Main St, Barrington, IL, 60010-4205 | 18.1 | |
| State Farm | Roni Siegel | 860 N Clark St, Chicago, IL, 60610-3218 | 36.6 | |
| Travelers | Bernard E Pedersen & Associates Inc | 331 W Northwest Hwy Ste 101-107, Palatine, IL, 60067 | 18.1 | |
| State Farm | Jeff Jurkovich | 3038 Hobson Rd, Woodridge, IL, 60517-1510 | 42.4 | |
| Farmers | Christopher Cottrell | 920 Davis Rd Ste 107, Elgin, IL, 60123 | 27.9 | |
| Farmers | Paul Schultz | 34500 Ns Highway 45nit R, Grayslake, IL, 60030 | 5.2 | |
| State Farm | Martin Zoladz | 6057 W Belmnt Ave, Chicago, IL, 60634-5116 | 31.2 | |
| Allstate | Daniel Ross | 135 S Main St Unit 1, Elburn, IL, 60119 | 42.9 | |
| State Farm | Jim Hummel | 1635 N Arl Hts Rd, Arlington Hts, IL, 60004-3944 | 18.5 |
Compare Rates for Warren, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,210 | $610 |
| Lake County, IL | $251,400 | $926 | $620 | $1,270 | $650 |
| Warren, IL | $236,400 | $905 | $610 | $1,260 | $650 |
| Winthrop Harbor, IL | $187,200 | $725 | $530 | $1,030 | $500 |
| Lake Forest, IL | $855,500 | $738 | $530 | $1,060 | $530 |
| Vernon, IL | $385,000 | $892 | $610 | $1,280 | $670 |
| Streamwood, IL | $174,200 | $814 | $580 | $1,130 | $550 |
| Hartland, IL | $249,800 | $963 | $660 | $1,380 | $720 |
| Fontana-on-Geneva Lake, WI | $356,400 | $920 | $650 | $1,320 | $670 |
| West Chicago, IL | $238,000 | $794 | $540 | $1,130 | $590 |
| East Troy, WI | $190,500 | $717 | $490 | $1,010 | $520 |
| Berwyn, IL | $179,800 | $850 | $620 | $1,170 | $550 |
| Waukesha, WI | $194,800 | $701 | $470 | $970 | $500 |
Research Home Insurance Companies Reviews in Warren, IL Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: October 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premiums are too high. If you get a decent quote and elect their coverage, they will be sure to raise your prices within the next year. They make sure it is very difficult to speak with anyone.
Date: September 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have had a great experience with Liberty Mutual.I have only had to submit a claim once but they were very friendly and easy to talk to. The claim was approved quickly and I received a check within a few days.
Date: October 25, 2018 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
I have never filed a claim for homeowners, and rarely contact my carrier so all I can say is that their customer service is average.
Allstate Home Insurance Reviews
Date: September 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I had to contact Allstate last year when Hurricane Florence came through my town and damaged my house. I had roof damage on the first floor of my house and I contacted them.
Date: November 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The things that are covered by my insurance are the physical structure, the contents of that structure, and my adjacent storage building.
State Farm Home Insurance Reviews
Date: July 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
In my estimation, their prices are about the same or better than the competitors. We've always had a high deductible though which helps the rates to stay at a doable number.
Date: December 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I haven't had the best experience with my homeowners insurance. When all of my neighbor's had roof damage after a storm, my insurance company said our roof was fine despite assessments from multiple roofing companies.
GEICO Home Insurance Reviews
Date: January 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Geico home insurance customer service representatives are very prompt. they answer any questions in a quick and detailed way
Nationwide Home Insurance Reviews
Date: June 01, 2019 Age: 50 to 59 Gender: Married Marital Status: Male
Premium
I have not compared insurance companies for several years so it is really difficult for me to answer a question of this magnitude. I probably should compare insurance companies.