How Can I Make My South Elgin, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in South Elgin, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your South Elgin, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $165,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $167,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $190,000 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $213,000 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in South Elgin, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $644 |
| Superior Protection Discount | -$77 | $690 |
| Fire & Security Discount | -$77 | $690 |
| Hail Resistant Roof Discount | -$15 | $752 |
| Newly Constructed Home Discount | -$222 | $545 |
Choose your South Elgin, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,368 |
| Hail Damage | $4,618 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near South Elgin, IL | Back to Top
| Home Insurance Company South Elgin, IL | Homeowners Insurance Agency South Elgin, IL | Address | Popularity Score | Distance from South Elgin (miles) |
|---|---|---|---|---|
| State Farm | Tenyiah Simmons | 1933 S Mannheim Rd, Westchester, IL, 60154-4322 | 24.2 | |
| Travelers | Broadmoor Agency Inc | 321 W State St, Rockford, IL, 61101 | 44.7 | |
| Farmers | Jesse Novotny | 920 Davis Rd Ste 107, Elgin, IL, 60123 | 5.4 | |
| Allstate | Michael Defazio | 1500 Shermer Rd, Northbrook, IL, 60062 | 26.6 | |
| State Farm | Dan De La Cruz | 100 E Roosevelt Rd Ste 4, Villa Park, IL, 60181-3529 | 19.5 | |
| Travelers | Executive And Global Insurance Risk Managers | 852 W Bartlett Rd, Bartlett, IL, 60103 | 5.7 | |
| State Farm | Jeff Wilcox | 118 W St Charles Rd, Lombard, IL, 60148-7425 | 16.6 | |
| State Farm | Russ Spinelli | 1525 E 53rd St Ste 727, Chicago, IL, 60615-4575 | 39.6 | |
| State Farm | Juan Wheat | 1338 S Halsted St, Chicago, IL, 60607-5022 | 35.4 | |
| State Farm | Jeanne Jensen | 1881 Larkin Ave Ste B, Elgin, IL, 60123-5818 | 3.1 |
Compare Rates for South Elgin, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,180 | $600 |
| Kane County, IL | $223,400 | $886 | $650 | $1,270 | $620 |
| South Elgin, IL | $216,900 | $767 | $530 | $1,090 | $560 |
| Gilberts, IL | $256,100 | $816 | $590 | $1,130 | $540 |
| Itasca, IL | $312,300 | $897 | $650 | $1,230 | $580 |
| Crystal Lake, IL | $208,500 | $863 | $590 | $1,190 | $600 |
| Kingston, IL | $210,300 | $902 | $640 | $1,240 | $600 |
| Round Lake, IL | $180,300 | $715 | $510 | $990 | $480 |
| Lincolnwood, IL | $385,700 | $1,258 | $840 | $1,800 | $960 |
| Creston, IL | $120,300 | $713 | $510 | $980 | $470 |
| Big Grove, IL | $205,800 | $895 | $610 | $1,260 | $650 |
| Calumet Park, IL | $110,200 | $683 | $490 | $960 | $470 |
| Flossmoor, IL | $226,700 | $780 | $520 | $1,080 | $560 |
Research Home Insurance Companies Reviews in South Elgin, IL Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: November 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
Liberty Mutual has been a blessing. They work with my employer and I pay my insurance out of my payroll check. There customer service is always willing to help in anyway possible.
Allstate Home Insurance Reviews
Date: April 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Overall, the policies we looked over were comparable to other companies available to us. The price was equal or a little lower than the other companies looked into.
State Farm Home Insurance Reviews
Date: October 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
It has always been excellent, I really have no complaints about it. Just dial your agent's number, answer the call immediately
Farmer's Insurance Home Insurance Reviews
Date: December 28, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
farmer insurance company compared other company is very excellent in this company.the good customer services.
Progressive Home Insurance Reviews
Date: January 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
As for our home insurance company policy, the offerings compared well with a few other companies. Generally they offer the same service policies as most other companies. Though the pricing quote was a bit less expensive, in general as happy as I can be for insurance.