How Can I Make My Bensalem, PA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Bensalem, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Bensalem, PA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $190,000 | $180,000 | $175,000-$200,000 |
| 3 Bedroom | $221,500 | $210,000 | $175,000-$200,000 |
| 4 Bedroom | $311,500 | $280,000 | $350,000-$400,000 |
| 5 Bedroom | $562,000 | $460,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Bensalem, PA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $744 |
| Superior Protection Discount | -$86 | $778 |
| Fire & Security Discount | -$78 | $787 |
| Hail Resistant Roof Discount | -$17 | $848 |
| Newly Constructed Home Discount | -$182 | $683 |
Choose your Bensalem, PA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,163 |
| Hail Damage | $5,426 |
| Wind Damage | $9,816 |
| Expensive Claims | |
| Fire | $35,329 |
| Accidental Discharge/Leakage | $8,280 |
| Optional Coverage Losses | $8,403 |
Identify Top Home Insurance Agents near Bensalem, PA | Back to Top
| Home Insurance Company Bensalem, PA | Homeowners Insurance Agency Bensalem, PA | Address | Popularity Score | Distance from Bensalem (miles) |
|---|---|---|---|---|
| State Farm | Jeff Gottesman | 9551 Bustleton Ave Ste 2, Philadelphia, PA, 19115-3800 | 5.1 | |
| Travelers | Francis Hall Insurance Services | 1065 Andrew Dr Ste B1, West Chester, PA, 19380 | 35.3 | |
| Travelers | The Imperial Agency Inc | 193 W City Ave, Bala Cynwyd, PA, 19004 | 17.2 | |
| State Farm | Paul Nawrocki | 6388 Castor Ave, Philadelphia, PA, 19149-2733 | 8.5 | |
| State Farm | Mike Nelson | 959 Bristol Pike, Bensalem, PA, 19020-8139 | 3.1 | |
| State Farm | Stephen Diorio | 512 W Lancaster Ave, Wayne, PA, 19087-3122 | 24.7 | |
| Travelers | The Alleva Agency | 961 Pottstown Pike, Chester Springs, PA, 19425 | 39.8 | |
| Allstate | David Mabrey | 118 E Maple Ave, Langhorne, PA, 19047 | 5.0 | |
| State Farm | Jo Ann Walchli | 4 Terry Dr Ste 6, Newtown, PA, 18940-1838 | 8.6 | |
| State Farm | Karl Walter | 944 Woodbourne Rd, Levittown, PA, 19057-1001 | 5.6 |
Compare Rates for Bensalem, PA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,070 | $560 |
| Bucks County, PA | $315,700 | $1,000 | $710 | $1,370 | $660 |
| Bensalem, PA | $254,200 | $865 | $610 | $1,200 | $590 |
| Bucks County, PA | $315,700 | $1,000 | $710 | $1,420 | $710 |
| Darby, PA | $70,300 | $713 | $490 | $980 | $490 |
| Jackson, NJ | $340,500 | $1,045 | $720 | $1,470 | $750 |
| East Franklin, NJ | $259,300 | $964 | $690 | $1,380 | $690 |
| Lower Saucon, PA | $288,200 | $817 | $590 | $1,120 | $530 |
| Madison Park, NJ | $278,900 | $999 | $680 | $1,430 | $750 |
| Elverson, PA | $277,400 | $949 | $680 | $1,360 | $680 |
| Manasquan, NJ | $649,600 | $1,119 | $750 | $1,590 | $840 |
| London Grove, PA | $330,400 | $910 | $620 | $1,280 | $660 |
| Asbury Park, NJ | $335,500 | $1,112 | $770 | $1,590 | $820 |
Research Home Insurance Companies Reviews in Bensalem, PA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 14, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I would rate the customer service of our Allstate ins. agent a 5. He is so attentive when we have questions or concerns and he made it a seamless move when we bought our home and moved here from 6 hours away.
Date: January 14, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My premium is at a very affordable rate and better than some of the other companies' premiums. The deductible is similar to many other insurance companies' deductables.
Date: October 22, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
The premium and deductible are very reasonable to any other options I looked at.
Date: September 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I gave this rating because they have always been friendly and helpful to me.Also, the are always available when I need to call and ask them a question. I have thoroughly enjoyed having them as my home insurance company.
State Farm Home Insurance Reviews
Date: January 15, 2020 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
My experience has been fairly standard. My rate is fairly inexpensive, and everything gets auto deducted monthly. I have not had to make too many claims but know the process would be seemless.
Date: January 15, 2020 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
My home insurance company, State Farm, offers many different types of policies compared to other insurance providers. They offer multi-home discounts and insurance for rentals.
Progressive Home Insurance Reviews
Date: May 30, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Customer Service
I have spoken to an actual human being minimally. I received a quick and easy quote and set up my policy online, and I do such things as paying bills online.
Travelers Home Insurance Reviews
Date: July 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I WOULD HAVE BEEN MORE SATISFIED IF THEY COVERED IT BUT THEY DIDN'T. SO I FEEL THEY ARE NOT A GOOD COMPANY. THE ONLY TIME I USED IT. IT WASN'T THERE FOR ME.
Farmer's Insurance Home Insurance Reviews
Date: October 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The company that I use has always had the best premium and deductible policies compared to other insurance companies for me. I love my home insurance company