How Can I Make My Indian Trail, NC Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Indian Trail, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Indian Trail, NC Home Insurance Coverage Levels | Back to Top
| Indian Trail, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bikar Ct, Sweet Gum Ct, State Rd 1640, Cascade Dr, Drye Ln, Education St, Tarrington Way, Majestic Ln, Frances Knight Pl, Ridge Rd | $142,000 | $120,000 | $150,000-$175,000 | $206,500 | $190,000 | $200,000-$250,000 |
| H C Baucom Rd, Duncan Rd, State Rd 1606, Niagra Ct, Radio Dr, Elsmore Dr, Tower Industrial Dr, Avocet Ln, Pawnee Trl, Saphire Ln | $216,500 | $180,000 | $175,000-$200,000 | $289,000 | $240,000 | $250,000-$300,000 |
| Quail Ridge Rd, Grace Ct, Ridley Park Ct, Hartis Rd, Symphony Ln, Rosemeade Dr, State Rd 1602, State Rd 2320, Stinson Hartis Rd, Yellow Daisy Dr | $236,000 | $190,000 | $200,000-$250,000 | $301,000 | $240,000 | $250,000-$300,000 |
| Chandler Forest Ct, Belmont Stakes Ave, Martin Tucker Rd, State Rd 1663, Brookhollow Ct, State Rd 1605, Chestnut Ln, Camrose Xing, Divide Dr, Younts Rd | $304,500 | $290,000 | $250,000-$300,000 | $397,000 | $330,000 | $300,000-$350,000 |
| Fieldstone Dr, Dexter Pl, Woodcreek Ct, Meeting St, Mountain Top Ct, Lineview Dr, Tan Yard Rd, State Rd 1617, Bridle Trl, Sutton Dr | $241,000 | $200,000 | $250,000-$300,000 | $400,000 | $330,000 | $350,000-$400,000 |
| Formosa Dr, Southwind Trail Dr, Bendanna Ln, Kings Grant Way, Mossy Branch Ct, Titus Ct, Wynnview Rd, State Rd 2329, Shiloh Club Rd, Windswept Ln | $142,000 | $130,000 | $100,000-$125,000 | $201,500 | $180,000 | $150,000-$175,000 |
| Old Farm Ct, Old Dutch Rd E, Technology Dr, Woodcrest Pl, Water Wheel Ct, Jeweled Crown Ct, Oakland Ave, Archidamus Ln, Mill Creek Church Rd, Ainsdale Dr | $138,000 | $120,000 | $125,000-$150,000 | $210,500 | $180,000 | $200,000-$250,000 |
| Poplin Rd, State Rd 2314, Northwest Trl, Clonmel Dr, State Rd 1666, Old Camden Rd, State Rd 1655, State Rd 1334, W Unionville Indian Trail Rd, Jameston Ct | $279,000 | $260,000 | $300,000-$350,000 | $463,500 | $420,000 | $400,000-$500,000 |
| State Rd 1569, Carissa Ct, Painted Horse Dr, Bill Wiley Rd, State Rd 2327, Simpson Rd, Twin Cedars Dr, Christian Ct, Wexford Pl, Park Rd W | $173,000 | $160,000 | $125,000-$150,000 | $281,000 | $260,000 | $200,000-$250,000 |
| Winding Ln, Gambrill Falls Dr, King Richard Ct, Berry Mullis Rd, Red Carpet Ct, State Rd 1333, Makin Dr, State Rd 1613, Oscar Privette Rd, Society Ct | $232,500 | $200,000 | $200,000-$250,000 | $241,500 | $230,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Indian Trail, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $791 |
| Superior Protection Discount | -$86 | $867 |
| Fire & Security Discount | -$86 | $867 |
| Hail Resistant Roof Discount | -$29 | $925 |
| Newly Constructed Home Discount | -$229 | $724 |
Choose the Right Deductible for your Indian Trail, NC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $2,000 | $987 | $2,987 | $717 | $2,717 | $270 |
| Indian Trail, NC | $1,500 | $942 | $2,442 | $684 | $2,184 | $257 |
| Wingate, NC | $200 | $798 | $998 | $580 | $780 | $218 |
| Big Lick, NC | $700 | $703 | $1,403 | $511 | $1,211 | $192 |
| Cabarrus County, NC | $400 | $913 | $1,313 | $664 | $1,064 | $250 |
| Millingport, NC | $2,000 | $599 | $2,599 | $435 | $2,435 | $164 |
| Mooresville, NC | $400 | $966 | $1,366 | $702 | $1,102 | $264 |
| Mount Pisgah, SC | $700 | $485 | $1,185 | $353 | $1,053 | $133 |
| Locke, NC | $300 | $668 | $968 | $486 | $786 | $183 |
| Kings Mountain, NC | $2,500 | $634 | $3,134 | $461 | $2,961 | $173 |
| Mountain Creek, NC | $700 | $839 | $1,539 | $610 | $1,310 | $229 |
Identify Top Home Insurance Agents near Indian Trail, NC | Back to Top
| Home Insurance Company Indian Trail, NC | Homeowners Insurance Agency Indian Trail, NC | Address | Popularity Score | Distance from Indian Trail (miles) |
|---|---|---|---|---|
| State Farm | Melanie Stone | 8811 Blakny Prof Dr Ste 110, Charlotte, NC, 28277-6599 | 9.4 | |
| State Farm | Sarah Harris | 7845 Colony Road Ste C5, Charlotte, NC, 28226-7678 | 9.5 | |
| State Farm | Tom Harman | 7825 Ballantyne Commons, Charlotte, NC, 28277-3175 | 9.3 | |
| State Farm | Russ Levinton | 2520 Sardis Rd N Ste 114, Charlotte, NC, 28227-6744 | 7.1 | |
| Allstate | Julie Crowell | 2202 W Roosevelt Blvd Ste A, Monroe, NC, 28110 | 6.4 | |
| State Farm | Todd Younker | 7725 Mthw Mt Hl Rd, Mint Hill, NC, 28227-7598 | 7.7 | |
| State Farm | Stephen Mitchell | 201 W Main Ave, Gastonia, NC, 28052-4140 | 33.3 | |
| State Farm | Van Nguyen | 6400 South Blvd Ste C, Charlotte, NC, 28217-4400 | 14.1 | |
| Erie | Cantley Insurance & Financial Services | 2101 Sardis Road North Suite 108, Charlotte, NC, 28227 | 7.1 | |
| State Farm | Wil Brooks | 12610 N Cmnity Hse Rd Ste 102b, Charlotte, NC, 28277-3892 | 9.8 |
Compare Rates for Indian Trail, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,240 | $620 |
| Union County, NC | $215,200 | $999 | $670 | $1,430 | $760 |
| Indian Trail, NC | $189,500 | $953 | $660 | $1,340 | $680 |
| Wingate, NC | $139,300 | $808 | $570 | $1,120 | $550 |
| Big Lick, NC | $148,900 | $711 | $480 | $970 | $490 |
| Cabarrus County, NC | $180,300 | $924 | $670 | $1,310 | $640 |
| Millingport, NC | $96,700 | $606 | $420 | $840 | $420 |
| Mooresville, NC | $207,500 | $977 | $660 | $1,400 | $740 |
| Mount Pisgah, SC | $73,000 | $491 | $330 | $670 | $340 |
| Locke, NC | $138,700 | $676 | $490 | $930 | $440 |
| Kings Mountain, NC | $113,300 | $642 | $440 | $910 | $470 |
| Mountain Creek, NC | $256,600 | $849 | $570 | $1,180 | $610 |
Research Home Insurance Companies Reviews in Indian Trail, NC Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: August 11, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I have not really had to do anything with Allstate, But there was one time that online I was chatting with a representative about suspending my payment a few days and he was really helpful and kind.
Date: June 11, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
fair premium and deductible- we have been with them for a long timeNo issues with them at all would rate 5 great service
Liberty Mutual Home Insurance Reviews
Date: September 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
Liberty Mutual has an excellent selection of discounts, but despite this, customers have reported its rates to be about average. Its customer service and claims handling also received average ratings.
Erie Insurance Home Insurance Reviews
Date: September 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
It was a standard basis. Didnt offer anything fancy, but everything was included in the purchase price of the home.
Progressive Home Insurance Reviews
Date: July 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Progressive has been only okay customer service-wise. Most everything is done impersonally through the app and i've only spoken to a human a few times.
GEICO Home Insurance Reviews
Date: October 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
other companies do have better prices. but i would take a higher price for better customer service. i hate being put on hold.