How Can I Make My West Haven, CT Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in West Haven, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate West Haven, CT Home Insurance Coverage Levels | Back to Top
| West Haven, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Woody Ln, Admiral St, Spruce Peak Ln, Ward Pl, Berwick Ln, Peter Ln, Peppermill Dr, Leete St, Lambert St, Burwell Pl | $287,500 | $270,000 | $250,000-$300,000 | $186,000 | $160,000 | $200,000-$250,000 |
| Leete St, S Forest Cir, Putney Dr, Bayview Pl, Myrtle St, Ellyn Ct, Harry Dr, Honey Pot Rd, Parker Ave E, Penryth St | $269,000 | $230,000 | $300,000-$350,000 | $137,000 | $130,000 | $150,000-$175,000 |
| Peck Ave, Burwell Rd, Batt Ln, Kenneth St, Andrews St, Haystack Rd, Hickory St, Winfred St, Wade St, Painter Dr | $145,000 | $130,000 | $150,000-$175,000 | $128,500 | $100,000 | $100,000-$125,000 |
| Bassett Ct, Wharton Pl, Atwood Ave, Andrea Dr, Wind Sock Rd, Paul Ave, Loch Ness Ln, Budd Pl, Tampa St, Glade St | $183,500 | $170,000 | $200,000-$250,000 | $190,500 | $170,000 | $175,000-$200,000 |
| Nashawena Ave, California St, Toll Rd, Graham Manor Rd, Orton St, Yates St, N Forest Cir, Wenham St, Bailey Dr, Woodvale Rd | $229,500 | $190,000 | $200,000-$250,000 | $165,500 | $160,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in West Haven, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$168 | $821 |
| Superior Protection Discount | -$99 | $890 |
| Fire & Security Discount | -$89 | $900 |
| Hail Resistant Roof Discount | -$30 | $959 |
| Newly Constructed Home Discount | -$237 | $751 |
Choose the Right Deductible for your West Haven, CT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Haven County | $2,500 | $1,169 | $3,669 | $849 | $3,349 | $319 |
| West Haven, CT | $700 | $977 | $1,677 | $710 | $1,410 | $267 |
| Prospect, CT | $100 | $950 | $1,050 | $690 | $790 | $260 |
| Westbrook, CT | $700 | $966 | $1,666 | $702 | $1,402 | $264 |
| Brookfield, CT | $400 | $990 | $1,390 | $720 | $1,120 | $271 |
| Ridgefield, CT | $2,500 | $903 | $3,403 | $656 | $3,156 | $247 |
| Center Moriches, NY | $300 | $967 | $1,267 | $703 | $1,003 | $264 |
| Huntington, NY | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| Old Lyme, CT | $300 | $919 | $1,219 | $668 | $968 | $251 |
| Glastonbury, CT | $700 | $1,293 | $1,993 | $940 | $1,640 | $353 |
| Port Washington, NY | $200 | $834 | $1,034 | $606 | $806 | $228 |
| Groton, CT | $1,000 | $1,070 | $2,070 | $777 | $1,777 | $292 |
Identify Top Home Insurance Agents near West Haven, CT | Back to Top
| Home Insurance Company West Haven, CT | Homeowners Insurance Agency West Haven, CT | Address | Popularity Score | Distance from West Haven (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Goodman Insurance Inc | 2 Long Hill Ave, Shelton, CT, 6484 | 7.3 | |
| Liberty Mutual Independent | Greenberg Rhein & Margolis Inc | 1768 Litchfield Tpke , Woodbridge, CT, 6525 | 5.3 | |
| State Farm | Caleb Carney | 401 Newfield St, Middletown, CT, 06457-6406 | 25.6 | |
| Allstate | James Umelo | 295 Blake St Ste 2b, New Haven, CT, 6515 | 3.9 | |
| State Farm | Chris Bamgboye | 1890 Dixwell Ave Ste 108, Hamden, CT, 06514-3118 | 6.7 | |
| Liberty Mutual Independent | United Insurance Group Inc | 569 Boston Post Road, Orange, CT, 6477 | 3.1 | |
| Travelers | Tranquist Insurance Group Llc | 420 Center St Fl 1, Wallingford, CT, 6492 | 14.8 | |
| Travelers | Griffin Insurance Llc | 239 North Main St, Branford, CT, 6405 | 8.5 | |
| Nationwide | Rose Insurance Agency Llc | 418 Roosevelt Dr, Derby, CT, 06418-1667 | 8.3 | |
| Liberty Mutual Independent | Summit Financial Group Inc | 288 Broad St, Milford, CT, 6460 | 6.3 |
Compare Rates for West Haven, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,740 | $900 |
| New Haven County, CT | $244,400 | $1,183 | $820 | $1,640 | $820 |
| West Haven, CT | $193,300 | $989 | $670 | $1,360 | $690 |
| Prospect, CT | $307,400 | $961 | $640 | $1,370 | $730 |
| Westbrook, CT | $378,900 | $978 | $710 | $1,380 | $670 |
| Brookfield, CT | $370,000 | $1,002 | $680 | $1,410 | $730 |
| Ridgefield, CT | $671,700 | $914 | $660 | $1,270 | $610 |
| Center Moriches, NY | $385,300 | $979 | $690 | $1,350 | $660 |
| Huntington, NY | $520,600 | $847 | $580 | $1,200 | $620 |
| Old Lyme, CT | $398,900 | $930 | $630 | $1,310 | $680 |
| Glastonbury, CT | $344,100 | $1,309 | $960 | $1,850 | $890 |
| Port Washington, NY | $771,400 | $844 | $620 | $1,190 | $570 |
| Groton, CT | $237,500 | $1,083 | $740 | $1,540 | $800 |
Research Home Insurance Companies Reviews in West Haven, CT Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: June 14, 2019 Age: 50 to 59 Gender: Married Marital Status: Female
Customer Service
I have not had an experience with home owners insurance. However i am looking for a home and am working with my car insurance agent to combine these insurances.
GEICO Home Insurance Reviews
Date: July 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible of my policy was in a average numbers compare with other companies.
American Modern Insurance Home Insurance Reviews
Date: September 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
When comparing with other company American Insurance company deducts very low price