How Can I Make My Morristown, TN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Morristown, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Morristown, TN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $117,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $111,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $262,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $246,000 | $220,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Morristown, TN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $637 |
| Superior Protection Discount | -$69 | $699 |
| Fire & Security Discount | -$54 | $714 |
| Hail Resistant Roof Discount | -$23 | $745 |
| Newly Constructed Home Discount | -$169 | $599 |
Choose the Right Deductible for your Morristown, TN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,000 | $948 | $1,948 | $689 | $1,689 | $259 |
| Morristown, TN | $1,000 | $759 | $1,759 | $551 | $1,551 | $207 |
| Bulls Gap, TN | $500 | $876 | $1,376 | $637 | $1,137 | $239 |
| Alva, KY | $1,000 | $424 | $1,424 | $308 | $1,308 | $116 |
| Church Hill, TN | $200 | $815 | $1,015 | $592 | $792 | $223 |
| Madison County, NC | $1,000 | $775 | $1,775 | $563 | $1,563 | $212 |
| Mount Carmel, TN | $200 | $818 | $1,018 | $595 | $795 | $224 |
| Fincastle, TN | $1,500 | $769 | $2,269 | $559 | $2,059 | $210 |
| Dryden, VA | $500 | $536 | $1,036 | $390 | $890 | $147 |
| Pineville, KY | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Poor Fork, KY | $400 | $626 | $1,026 | $455 | $855 | $171 |
| Campbell County, TN | $1,000 | $806 | $1,806 | $586 | $1,586 | $220 |
Identify Top Home Insurance Agents near Morristown, TN | Back to Top
| Home Insurance Company Morristown, TN | Homeowners Insurance Agency Morristown, TN | Address | Popularity Score | Distance from Morristown (miles) |
|---|---|---|---|---|
| State Farm | Angela Huskey-Grooms | 321 Cosby Hwy, Newport, TN, 37821-2914 | 17.5 | |
| Liberty Mutual Independent | Bible Insurance Agency | 1600 E Andrew Johnson Highway, Morristown, TN, 37814 | 1.8 | |
| Travelers | Insurance Marketing Inc | 430 West 1st North Street, Morristown, TN, 37816 | 0.6 | |
| Erie | Bullard Insurance Group | 1121 W 1st North Street, Morristown, TN, 37814 | 0.6 | |
| Liberty Mutual Independent | Bible Insurance Agency | 1600 E Andrew Johnson Hwy, Morristown, TN, 37814 | 1.8 | |
| Travelers | Insurance Partners Inc | 269 Cusick Rd Ste C3, Alcoa, TN, 37701 | 46.7 | |
| Allstate | Kendall Clark | 2603 W Andrew Johnson Hwy, Morristown, TN, 37814 | 1.8 | |
| Allstate | Robert Regal | 8421 Kingston Pike, Knoxville, TN, 37919 | 47.0 | |
| State Farm | Jim Pope | 700 W 1st North Street, Morristown, TN, 37814-4546 | 0.5 | |
| State Farm | Sarah Johnson | 1501 E Morris Blvd Ste 10, Morristown, TN, 37813-5777 | 1.6 |
Compare Rates for Morristown, TN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,480 | $760 |
| Jefferson County, TN | $136,700 | $960 | $700 | $1,350 | $650 |
| Morristown, TN | $111,200 | $768 | $550 | $1,050 | $500 |
| Bulls Gap, TN | $104,100 | $887 | $640 | $1,260 | $620 |
| Alva, KY | $31,700 | $429 | $310 | $600 | $290 |
| Church Hill, TN | $130,900 | $825 | $570 | $1,170 | $600 |
| Madison County, NC | $172,200 | $785 | $530 | $1,090 | $560 |
| Mount Carmel, TN | $132,200 | $828 | $570 | $1,130 | $560 |
| Fincastle, TN | $78,700 | $778 | $530 | $1,070 | $540 |
| Dryden, VA | $98,000 | $543 | $370 | $740 | $370 |
| Pineville, KY | $50,700 | $873 | $580 | $1,230 | $650 |
| Poor Fork, KY | $66,900 | $634 | $450 | $910 | $460 |
| Campbell County, TN | $92,700 | $816 | $600 | $1,150 | $550 |
Research Home Insurance Companies Reviews in Morristown, TN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: April 02, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
All state has great customer service. Their local agency contact at every policy review and has been able to help me with everything I need from them.
Date: October 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
Our local agent has been very helpful in explaining everything and what all we needed to do when we switched from our previous provider. He always answers questions in a very timely manner.
American Home Shield Home Insurance Reviews
Date: January 02, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
They offer online services where you can make consultations whenever you may need. Their customer service is perfect compared to other companies. They come so fast when you call them. Their prices are very realistic and affordable.
State Farm Home Insurance Reviews
Date: March 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Compared to other insurance companies they are reasonably priced, and their offerings are good and reasonable. It has a good deductible amount and a good payout.
Encompass Insurance Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I would rate it at a #4. We are pleased with the amount of coverage we have for the price and have never had any issues when contacting our agent or making a claim. We have never had to make a significant claim but they are friendly and helpful and there have never been any hiccups with our escrow account paying the,.
Erie Insurance Home Insurance Reviews
Date: January 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium is $762.00 for 12 months. I have a $500 deductible. I was able to get a little cheaper price at another company but they didn't offer certain special coverages that I wanted. So I don't mind paying a couple of extra dollars for coverages I want.