How Can I Make My New Albany, IN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in New Albany, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your New Albany, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $121,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $235,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $335,000 | $300,000 | $350,000-$400,000 |
| 5 Bedroom | $323,000 | $290,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in New Albany, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $702 |
| Superior Protection Discount | -$74 | $752 |
| Fire & Security Discount | -$66 | $760 |
| Hail Resistant Roof Discount | -$17 | $810 |
| Newly Constructed Home Discount | -$231 | $595 |
Choose the Right Deductible for your New Albany, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Floyd County | $700 | $876 | $1,576 | $637 | $1,337 | $240 |
| New Albany, IN | $1,000 | $817 | $1,817 | $593 | $1,593 | $223 |
| Thornhill, KY | $500 | $1,278 | $1,778 | $929 | $1,429 | $349 |
| Spring Valley, KY | $700 | $1,246 | $1,946 | $905 | $1,605 | $340 |
| Prospect, KY | $500 | $1,556 | $2,056 | $1,131 | $1,631 | $425 |
| Memphis, IN | $1,000 | $879 | $1,879 | $639 | $1,639 | $240 |
| Cambridge, KY | $500 | $969 | $1,469 | $704 | $1,204 | $265 |
| Southeast Jefferson, KY | $1,500 | $1,022 | $2,522 | $742 | $2,242 | $279 |
| West Point, KY | $100 | $579 | $679 | $421 | $521 | $158 |
| Little York, IN | $700 | $720 | $1,420 | $523 | $1,223 | $197 |
| Battletown-Payneville, KY | $100 | $852 | $952 | $619 | $719 | $233 |
| Crothersville, IN | $1,500 | $665 | $2,165 | $483 | $1,983 | $182 |
Identify Top Home Insurance Agents near New Albany, IN | Back to Top
| Home Insurance Company New Albany, IN | Homeowners Insurance Agency New Albany, IN | Address | Popularity Score | Distance from New Albany (miles) |
|---|---|---|---|---|
| Travelers | Diversified Insurance Group | 1602 E 8th Street, Jeffersonville, IN, 47130 | 6.1 | |
| State Farm | Bryan Jackson | 2123 Veterans Pkwy Suite #1, Jeffersonville, IN, 47130 | 5.2 | |
| Travelers | C & F Insurance Group Llc | 812 Spring St, Jeffersonville, IN, 47130 | 5.3 | |
| Allstate | Stephen Munford | 1970 Highway 337 Nw, Corydon, IN, 47112 | 17.6 | |
| Allstate | Ken Kayse | 1370 Veterans Pkwy Ste 1400, Clarksville, IN, 47129 | 4.1 | |
| Travelers | Kochert Insurance | 4206 Charlestown Rd, New Albany, IN, 47150 | 3.0 | |
| State Farm | Ron Haendiges | 106 Jackson St, Salem, IN, 47167-1032 | 24.5 | |
| State Farm | Barry Esslinger | 1829 E Spring St Ste 102, New Albany, IN, 47150-1651 | 1.9 | |
| Erie | Teresa Raymer Insurance Agency | 10 E State Hwy 3 & 7, Vernon, IN, 47282 | 48.8 | |
| State Farm | Terri Waggoner | 704 Highland Point Drive, Floyds Knobs, IN, 47119 | 1.7 |
Compare Rates for New Albany, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $600 | $1,210 | $610 |
| Floyd County, IN | $159,700 | $887 | $650 | $1,220 | $570 |
| New Albany, IN | $131,900 | $826 | $560 | $1,140 | $580 |
| Thornhill, KY | $291,700 | $1,294 | $880 | $1,790 | $910 |
| Spring Valley, KY | $278,500 | $1,261 | $900 | $1,730 | $830 |
| Prospect, KY | $376,900 | $1,575 | $1,060 | $2,220 | $1,160 |
| Memphis, IN | $145,900 | $890 | $610 | $1,230 | $620 |
| Cambridge, KY | $157,700 | $981 | $700 | $1,400 | $700 |
| Southeast Jefferson, KY | $178,000 | $1,034 | $740 | $1,440 | $700 |
| West Point, KY | $57,900 | $586 | $390 | $810 | $420 |
| Little York, IN | $94,300 | $729 | $520 | $1,030 | $510 |
| Battletown-Payneville, KY | $120,000 | $862 | $620 | $1,200 | $580 |
| Crothersville, IN | $80,200 | $673 | $450 | $930 | $480 |
Research Home Insurance Companies Reviews in New Albany, IN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
My insurance company's customer service is 1. They are friendly and efficient. I have had zero problems or complaints with State Farm.
Date: November 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
i don't use the website or app much but when i do i do like that you can take and upload pictures of the damage right away and does speed up the process of filling a claim. but i do still prefer calling my agent to help me make sure everything is done correct
Liberty Mutual Home Insurance Reviews
Date: November 29, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
In terms of customer service, rates, and plan flexibility and customizability I am fairly satisfied. Whenever I have questions or changes to make with my insurance plan, (i.e. expanding the plan, coverage) they are quick to answer my questions and adjust my plan while paying mind to my budget.
Farm Bureau Home Insurance Reviews
Date: November 06, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Communication
They're always good on giving bills on time. I've never had an issue with not receiving a bill. if there's ever been an issue I've never not been contacted its always been addressed ASAP.
Auto Owners Insurance Home Insurance Reviews
Date: July 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
We switched from State Farm to Auto Owners and have better coverage on all our vehicles, home boat and personal items. I am very satisfied
with our home owners insurance currently.
Progressive Home Insurance Reviews
Date: January 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
Customer service of the company is very good. All are good and very in giving prompt reply.