How Can I Make My New Orleans, LA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in New Orleans, LA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate New Orleans, LA Home Insurance Coverage Levels | Back to Top

New Orleans, LA - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Riviera Ave, Beau St, Americus St, Hammond St, Debore Dr, Jo Ann Pl, N Coronet Ct, Praro St, Catina St, Neron Pl $100,000 $90,000 $100,000-$125,000 $160,000 $140,000 $150,000-$175,000
Liberty Ter, Grant St, Pontalba St, Magellan St, Tullis Dr, W Harrison Ave, Garfield St, Bennett, Tara Ln, Foxcroft Dr $200,500 $170,000 $175,000-$200,000 $201,500 $160,000 $200,000-$250,000
40th St, Atlantic Ave, Bay St, Delery St, Hart St, Ken Ct, Wuerpel St, Robin St, Lewis Rd, Conrad St $95,500 $80,000 $75,000-$100,000 $150,000 $130,000 $125,000-$150,000
Chapelle St, Warrington Dr, Emory Rd, Webster St, Samovar Dr, Belfort Ave, S St Andrews Cir, Stratford Pl, Ricks Pl, Adventure Ave $159,000 $150,000 $150,000-$175,000 $270,500 $220,000 $250,000-$300,000
Herschel St, Hawthorne Pl, Polymnia St, Constitution St, Pittari Pl, Cherry St, N Carrollton Ave, Croftway Ct, Sandy Cove Dr, King Dr $132,500 $110,000 $125,000-$150,000 $153,000 $130,000 $175,000-$200,000
Cabrini Ct, Dover Pl, Sycamore St, Seminole Pl, Oreilly St, Bellecastle St, McKenna St, Grant St, Vienna Ct, Maple St $129,000 $120,000 $125,000-$150,000 $155,500 $130,000 $150,000-$175,000
Lafayette St, Neron Pl, Hiawatha St, Hammond St, N Front Blvd, Sybil St, Jumonville St, S Cortez St, N Genois St, Venus St $117,000 $90,000 $100,000-$125,000 $96,500 $90,000 $75,000-$100,000
New Basin Way, Scottsdale Dr, Masefield St, Gaines St, N Adams Ct, Schindler Dr, Lane St, Monterey St, Sevres St, Rhodes Ave $112,000 $90,000 $100,000-$125,000 $121,500 $110,000 $125,000-$150,000
Cardenas Dr, Sumner St, Parc Brittany Blvd, Annunciation, Saltus St, Willowbrae Dr, Burthe St, Utah St, Livaudais St, Warwick Ct $118,500 $100,000 $100,000-$125,000 $206,000 $170,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in New Orleans, LA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$196 $1,109
Superior Protection Discount -$117 $1,187
Fire & Security Discount -$130 $1,174
Hail Resistant Roof Discount -$39 $1,266
Newly Constructed Home Discount -$287 $1,018

Choose the Right Deductible for your New Orleans, LA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Orleans Parish $1,000 $1,289 $2,289 $937 $1,937 $352
New Orleans, LA $2,000 $1,289 $3,289 $937 $2,937 $352
New Orleans, LA $400 $1,289 $1,689 $937 $1,337 $352
Violet, LA $1,500 $1,046 $2,546 $760 $2,260 $286
Terrytown, LA $300 $958 $1,258 $697 $997 $262
Woodmere, LA $2,500 $1,048 $3,548 $762 $3,262 $286
Barataria, LA $100 $1,334 $1,434 $969 $1,069 $365
Waveland, MS $100 $882 $982 $641 $741 $241
Bay St. Louis, MS $1,000 $1,029 $2,029 $748 $1,748 $281
Diamondhead, MS $300 $1,030 $1,330 $748 $1,048 $281
Killian, LA $1,500 $1,740 $3,240 $1,264 $2,764 $475

Identify Top Home Insurance Agents near New Orleans, LA | Back to Top

Home Insurance Company New Orleans, LA Homeowners Insurance Agency New Orleans, LA Address Popularity Score Distance from New Orleans (miles)
State Farm Jonathan Stewart 4001 Lapalco Blvd Ste 4, Harvey, LA, 70058-2389
15.0
State Farm Grant Gravois 1322 Corp Sq Dr, Slidell, LA, 70458-3153
15.9
State Farm Cindi Meyer 1002 W Judge Perez Dr, Chalmette, LA, 70043-4793
8.8
State Farm Derek Morel 5555 Bullard Ave Ste 104, New Orleans, LA, 70128-3457
2.6
State Farm Jerry King 732 Behrman Hwy Ste J, Gretna, LA, 70056-3049
12.9
State Farm Nick Pontiff 229 N Genois St, New Orleans, LA, 70119-5225
12.0
State Farm Reggie Glass 3800 Elysian Flds Ave, New Orleans, LA, 70122-4565
9.3
Allstate John Riley 8080 Crowder Blvd Ste E, New Orleans, LA, 70127
4.7
State Farm Mel Malone 1401 E., Chalmette, LA, 70043
8.9
Allstate Frank Capella 322 W Judge Perez Dr Ste A, Chalmette, LA, 70043
8.9

Compare Rates for New Orleans, LA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Louisiana $152,900 $1,666 $1,170 $2,400 $1,230
Orleans Parish, LA $205,000 $1,305 $910 $1,880 $970
New Orleans, LA $205,000 $1,305 $910 $1,880 $970
New Orleans, LA $205,000 $1,305 $910 $1,880 $970
Violet, LA $128,800 $1,059 $740 $1,520 $780
Terrytown, LA $158,500 $970 $680 $1,400 $720
Woodmere, LA $129,200 $1,061 $740 $1,530 $790
Barataria, LA $112,900 $1,350 $950 $1,940 $990
Waveland, MS $125,200 $893 $620 $1,240 $620
Bay St. Louis, MS $162,900 $1,042 $740 $1,470 $730
Diamondhead, MS $163,000 $1,042 $740 $1,480 $740
Killian, LA $168,600 $1,761 $1,230 $2,540 $1,310

Research Home Insurance Companies Reviews in New Orleans, LA Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: March 28, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
my home insurance company is very good presents an exhilarating service I have never had problems with the company

Date: February 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I feel that my premium is fair. I also feel that the deductible for my policy is rather high, but I can afford it if I have to. I am hopeful that I never need to use this plan.

Date: November 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have been with Allstate for 3 years and have had a few claims to be dealt with and customer service reps have always been very attentive.

Date: September 15, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
I like that it is user-friendly and it helps with all the services you are giving us an I think some more improvements can be made

Date: August 08, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
the interaction is good but I think it can be improved in many ways by providing some more information

Date: August 04, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
it is offering me with accidents policies and it also helps with some maintain our hose facilities


Date: June 25, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I think it has the best customer service and it is very interaction faculty so I prefer this to other companies

Progressive Home Insurance Reviews

Date: December 02, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I would rate the customer service at Progressive as a 5. They have completely cared for all of my issues and have satisfied my expectations

Date: October 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Customer service responds promptly to emails and phone waiting times are usually not too bad depending on the time of day. The representatives that I've dealt with have always been helpful, knowledgeable, and pleasant.

Date: September 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Our home policy gives us coverage up to $25,000 in losses. For $25,000 in coverage, we pay an additional $27/month packaged with our auto insurance policy.


Date: August 08, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Communication
Phone waiting times can sometimes be long. I prefer to use a live chat representative online because I usually get my questions answered a lot quicker than I would on the phone.

Date: July 25, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
We rarely use the Progressive app. We've chatted with a live customer service rep before online and that was an overall good experience.

Date: January 15, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
Looking into other home insurance policies, Progressive seemed to be the cheapest. I'm assuming it is because we packaged our home and automobile coverage together, which made it cheaper.

GEICO Home Insurance Reviews

Date: October 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
they do a great job communicating any items needing insurance, I love how I get emails giving me tips on how I can keep costs down with the insurance

Date: October 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
if I have any questions Geico is there around the clock to answer all my questions to a full satisfaction, They are very pleasant and courteous.

Date: August 08, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Website/App
the website is well organized easy to find what I need to make sure I have all my belongings covered, I also like how it covers more than just basic belongings, it's very user-friendly

Date: August 07, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Every year I get quotes from some of the insurance competitors to make sure I am not overpaying, Geico does a great job giving me a good rate.

Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
the house is fully covered with all my belongings inside, I have an extra rider to cover jewelry and some appraised paintings.


State Farm Home Insurance Reviews

Date: August 22, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Overall, I have been fairly satisfied with them as they provide adequate coverage for good prices. However, at one point I was trying to cancel and their communication was fairly poor.

Date: July 16, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The premium is a little higher than most, but I would say that the deductible I have is pretty competitive. I do get a discount for bundling home and auto.

Date: November 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I am lucky in that I have full replacement coverage for my home. However, I am paying through the nose for that coverage. It just jumped up $40 a month.


National General Home Insurance Reviews

Date: December 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I would give them a 5 because I have never had a claim and anytime I call them with questions they are quick and nice with the answers. I find that they do come out and inspect the house which upset me at first, but I keep my home fire safe etc. so I tried not to be too defensive about that.

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