How Can I Make My New Orleans, LA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in New Orleans, LA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate New Orleans, LA Home Insurance Coverage Levels | Back to Top
| New Orleans, LA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Riviera Ave, Beau St, Americus St, Hammond St, Debore Dr, Jo Ann Pl, N Coronet Ct, Praro St, Catina St, Neron Pl | $100,000 | $90,000 | $100,000-$125,000 | $160,000 | $140,000 | $150,000-$175,000 |
| Liberty Ter, Grant St, Pontalba St, Magellan St, Tullis Dr, W Harrison Ave, Garfield St, Bennett, Tara Ln, Foxcroft Dr | $200,500 | $170,000 | $175,000-$200,000 | $201,500 | $160,000 | $200,000-$250,000 |
| 40th St, Atlantic Ave, Bay St, Delery St, Hart St, Ken Ct, Wuerpel St, Robin St, Lewis Rd, Conrad St | $95,500 | $80,000 | $75,000-$100,000 | $150,000 | $130,000 | $125,000-$150,000 |
| Chapelle St, Warrington Dr, Emory Rd, Webster St, Samovar Dr, Belfort Ave, S St Andrews Cir, Stratford Pl, Ricks Pl, Adventure Ave | $159,000 | $150,000 | $150,000-$175,000 | $270,500 | $220,000 | $250,000-$300,000 |
| Herschel St, Hawthorne Pl, Polymnia St, Constitution St, Pittari Pl, Cherry St, N Carrollton Ave, Croftway Ct, Sandy Cove Dr, King Dr | $132,500 | $110,000 | $125,000-$150,000 | $153,000 | $130,000 | $175,000-$200,000 |
| Cabrini Ct, Dover Pl, Sycamore St, Seminole Pl, Oreilly St, Bellecastle St, McKenna St, Grant St, Vienna Ct, Maple St | $129,000 | $120,000 | $125,000-$150,000 | $155,500 | $130,000 | $150,000-$175,000 |
| Lafayette St, Neron Pl, Hiawatha St, Hammond St, N Front Blvd, Sybil St, Jumonville St, S Cortez St, N Genois St, Venus St | $117,000 | $90,000 | $100,000-$125,000 | $96,500 | $90,000 | $75,000-$100,000 |
| New Basin Way, Scottsdale Dr, Masefield St, Gaines St, N Adams Ct, Schindler Dr, Lane St, Monterey St, Sevres St, Rhodes Ave | $112,000 | $90,000 | $100,000-$125,000 | $121,500 | $110,000 | $125,000-$150,000 |
| Cardenas Dr, Sumner St, Parc Brittany Blvd, Annunciation, Saltus St, Willowbrae Dr, Burthe St, Utah St, Livaudais St, Warwick Ct | $118,500 | $100,000 | $100,000-$125,000 | $206,000 | $170,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in New Orleans, LA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$196 | $1,109 |
| Superior Protection Discount | -$117 | $1,187 |
| Fire & Security Discount | -$130 | $1,174 |
| Hail Resistant Roof Discount | -$39 | $1,266 |
| Newly Constructed Home Discount | -$287 | $1,018 |
Choose the Right Deductible for your New Orleans, LA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orleans Parish | $1,000 | $1,289 | $2,289 | $937 | $1,937 | $352 |
| New Orleans, LA | $2,000 | $1,289 | $3,289 | $937 | $2,937 | $352 |
| New Orleans, LA | $400 | $1,289 | $1,689 | $937 | $1,337 | $352 |
| Violet, LA | $1,500 | $1,046 | $2,546 | $760 | $2,260 | $286 |
| Terrytown, LA | $300 | $958 | $1,258 | $697 | $997 | $262 |
| Woodmere, LA | $2,500 | $1,048 | $3,548 | $762 | $3,262 | $286 |
| Barataria, LA | $100 | $1,334 | $1,434 | $969 | $1,069 | $365 |
| Waveland, MS | $100 | $882 | $982 | $641 | $741 | $241 |
| Bay St. Louis, MS | $1,000 | $1,029 | $2,029 | $748 | $1,748 | $281 |
| Diamondhead, MS | $300 | $1,030 | $1,330 | $748 | $1,048 | $281 |
| Killian, LA | $1,500 | $1,740 | $3,240 | $1,264 | $2,764 | $475 |
Identify Top Home Insurance Agents near New Orleans, LA | Back to Top
| Home Insurance Company New Orleans, LA | Homeowners Insurance Agency New Orleans, LA | Address | Popularity Score | Distance from New Orleans (miles) |
|---|---|---|---|---|
| State Farm | Jonathan Stewart | 4001 Lapalco Blvd Ste 4, Harvey, LA, 70058-2389 | 15.0 | |
| State Farm | Grant Gravois | 1322 Corp Sq Dr, Slidell, LA, 70458-3153 | 15.9 | |
| State Farm | Cindi Meyer | 1002 W Judge Perez Dr, Chalmette, LA, 70043-4793 | 8.8 | |
| State Farm | Derek Morel | 5555 Bullard Ave Ste 104, New Orleans, LA, 70128-3457 | 2.6 | |
| State Farm | Jerry King | 732 Behrman Hwy Ste J, Gretna, LA, 70056-3049 | 12.9 | |
| State Farm | Nick Pontiff | 229 N Genois St, New Orleans, LA, 70119-5225 | 12.0 | |
| State Farm | Reggie Glass | 3800 Elysian Flds Ave, New Orleans, LA, 70122-4565 | 9.3 | |
| Allstate | John Riley | 8080 Crowder Blvd Ste E, New Orleans, LA, 70127 | 4.7 | |
| State Farm | Mel Malone | 1401 E., Chalmette, LA, 70043 | 8.9 | |
| Allstate | Frank Capella | 322 W Judge Perez Dr Ste A, Chalmette, LA, 70043 | 8.9 |
Compare Rates for New Orleans, LA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Orleans Parish, LA | $205,000 | $1,305 | $910 | $1,880 | $970 |
| New Orleans, LA | $205,000 | $1,305 | $910 | $1,880 | $970 |
| New Orleans, LA | $205,000 | $1,305 | $910 | $1,880 | $970 |
| Violet, LA | $128,800 | $1,059 | $740 | $1,520 | $780 |
| Terrytown, LA | $158,500 | $970 | $680 | $1,400 | $720 |
| Woodmere, LA | $129,200 | $1,061 | $740 | $1,530 | $790 |
| Barataria, LA | $112,900 | $1,350 | $950 | $1,940 | $990 |
| Waveland, MS | $125,200 | $893 | $620 | $1,240 | $620 |
| Bay St. Louis, MS | $162,900 | $1,042 | $740 | $1,470 | $730 |
| Diamondhead, MS | $163,000 | $1,042 | $740 | $1,480 | $740 |
| Killian, LA | $168,600 | $1,761 | $1,230 | $2,540 | $1,310 |
Research Home Insurance Companies Reviews in New Orleans, LA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: March 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
my home insurance company is very good presents an exhilarating service I have never had problems with the company
Date: February 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I feel that my premium is fair. I also feel that the deductible for my policy is rather high, but I can afford it if I have to. I am hopeful that I never need to use this plan.
Date: November 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have been with Allstate for 3 years and have had a few claims to be dealt with and customer service reps have always been very attentive.
Date: September 15, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
I like that it is user-friendly and it helps with all the services you are giving us an I think some more improvements can be made
Date: August 08, 2018 Age: Above 60 Gender: Male Marital Status: Married
Communication
the interaction is good but I think it can be improved in many ways by providing some more information
Date: August 04, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
it is offering me with accidents policies and it also helps with some maintain our hose facilities
Date: June 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I think it has the best customer service and it is very interaction faculty so I prefer this to other companies
Progressive Home Insurance Reviews
Date: December 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
they premiums are kept low and they go down more the longer i have policies up to date, the deductibles are also low if i did have to make a claim
Date: December 02, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I would rate the customer service at Progressive as a 5. They have completely cared for all of my issues and have satisfied my expectations
Date: October 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Customer service responds promptly to emails and phone waiting times are usually not too bad depending on the time of day. The representatives that I've dealt with have always been helpful, knowledgeable, and pleasant.
Date: September 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
Our home policy gives us coverage up to $25,000 in losses. For $25,000 in coverage, we pay an additional $27/month packaged with our auto insurance policy.
Date: August 08, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Communication
Phone waiting times can sometimes be long. I prefer to use a live chat representative online because I usually get my questions answered a lot quicker than I would on the phone.
Date: July 25, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
We rarely use the Progressive app. We've chatted with a live customer service rep before online and that was an overall good experience.
Date: January 15, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Looking into other home insurance policies, Progressive seemed to be the cheapest. I'm assuming it is because we packaged our home and automobile coverage together, which made it cheaper.
GEICO Home Insurance Reviews
Date: October 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
they do a great job communicating any items needing insurance, I love how I get emails giving me tips on how I can keep costs down with the insurance
Date: October 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
if I have any questions Geico is there around the clock to answer all my questions to a full satisfaction, They are very pleasant and courteous.
Date: August 08, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Website/App
the website is well organized easy to find what I need to make sure I have all my belongings covered, I also like how it covers more than just basic belongings, it's very user-friendly
Date: August 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Every year I get quotes from some of the insurance competitors to make sure I am not overpaying, Geico does a great job giving me a good rate.
Date: November 18, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
the house is fully covered with all my belongings inside, I have an extra rider to cover jewelry and some appraised paintings.
State Farm Home Insurance Reviews
Date: August 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Overall, I have been fairly satisfied with them as they provide adequate coverage for good prices. However, at one point I was trying to cancel and their communication was fairly poor.
Date: July 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The premium is a little higher than most, but I would say that the deductible I have is pretty competitive. I do get a discount for bundling home and auto.
Date: November 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I am lucky in that I have full replacement coverage for my home. However, I am paying through the nose for that coverage. It just jumped up $40 a month.
National General Home Insurance Reviews
Date: December 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I would give them a 5 because I have never had a claim and anytime I call them with questions they are quick and nice with the answers. I find that they do come out and inspect the house which upset me at first, but I keep my home fire safe etc. so I tried not to be too defensive about that.