How Can I Make My St. George, UT Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in St. George, UT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate St. George, UT Home Insurance Coverage Levels | Back to Top
| St. George, UT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Bonita Bay Dr, W 840 S, N 3510 W, N 150 St W, N Serenity Dr, Palomino St, Summer Hill Cir, 1280 E, S Cantile Cir, W 45 N | $292,000 | $240,000 | $250,000-$300,000 | $170,000 | $160,000 | $125,000-$150,000 |
| E Red Hill Rd, Cinder Cone, S 3000 East St, Palmetto Cir, Escalante Cir, Homestead Dr W, Primrose Cir, N Olive Tree Dr, N 2600 W, N 2480 W | $186,500 | $160,000 | $200,000-$250,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Ridgecrest Cir, S 1250 W, Rustic Dr S, E 840 S, Catalpa Dr, W 325 S, Pioneer Rd, Upper Sir Monte Dr, N Eclipse Dr, W 350 S | $269,500 | $250,000 | $300,000-$350,000 | $222,000 | $210,000 | $200,000-$250,000 |
| N Bluff St, S 500 W, W Indian Hills Dr, E Oak Grove Dr, Quail Creek Ranch Ln, S Sandia Cir, N 2800 St E, E 2370 S, W Lions Head Dr, Paragon Dr | $192,500 | $170,000 | $150,000-$175,000 | $111,500 | $90,000 | $75,000-$100,000 |
| S Bloomington Hills Dr, N 1390 W, N 2770 W, E 160 St S, W 560 S, Paiute Dr, W Agate Rd, Blue Sky Dr, W Juniper Rd, Honey Locust Cir | $256,000 | $210,000 | $250,000-$300,000 | $279,500 | $250,000 | $200,000-$250,000 |
| N Monte Verde Cir, Bench Dr, N 2460 W, S 1950 E, S 2010 St E, Cll del Sol, Plantation Blvd, N Ridgecrest, S 1380 W, S 250 E | $234,000 | $200,000 | $200,000-$250,000 | $198,500 | $180,000 | $200,000-$250,000 |
| N 2070 E, Castle Stone Dr, Fruit Ln, W 540 N, E 630 N, E 10 S, N 700 E, E 2000 S, W 2620 Cir S, Praya Dr | $156,500 | $140,000 | $175,000-$200,000 | $101,000 | $80,000 | $100,000-$125,000 |
| Rachel Dr, N Expedition Ln, S 5200 W, W 700 N, Augusta Dr, W 960 South Cir, N 900 E, S Arrowhead Canyon Dr, 300 East St, Emerald Dr | $194,500 | $170,000 | $150,000-$175,000 | $125,500 | $110,000 | $100,000-$125,000 |
| Pahvant Ct, E 500 S, W 550 N, S 2780 E, E 150 S, E 50 S Cir, N 1975 W, S Turf Sod Rd, Judd Ln, E 1500 S | $231,500 | $200,000 | $250,000-$300,000 | $111,000 | $100,000 | $100,000-$125,000 |
| S 540 St E, E 970 S, S 2700 E Cir, Cobble Cir, Picturesque Dr, E 3540 South Cir, N 1530 W, E Telegraph Rd, Canterbury Rd, W 510 North Cir | $152,500 | $140,000 | $150,000-$175,000 | $162,500 | $130,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in St. George, UT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$87 | $495 |
| Superior Protection Discount | -$58 | $524 |
| Fire & Security Discount | -$64 | $518 |
| Hail Resistant Roof Discount | -$12 | $571 |
| Newly Constructed Home Discount | -$169 | $413 |
Choose the Right Deductible for your St. George, UT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $2,000 | $679 | $2,679 | $493 | $2,493 | $186 |
| St. George, UT | $2,500 | $575 | $3,075 | $418 | $2,918 | $157 |
| Washington, UT | $200 | $651 | $851 | $473 | $673 | $178 |
| Pine Valley, UT | $1,000 | $642 | $1,642 | $467 | $1,467 | $176 |
| Enterprise, UT | $500 | $547 | $1,047 | $398 | $898 | $150 |
| Leeds, UT | $2,500 | $666 | $3,166 | $484 | $2,984 | $182 |
| Toquerville, UT | $400 | $632 | $1,032 | $460 | $860 | $173 |
| Newcastle, UT | $2,000 | $587 | $2,587 | $426 | $2,426 | $160 |
| Hurricane, UT | $200 | $657 | $857 | $477 | $677 | $179 |
| Apple Valley, UT | $2,000 | $607 | $2,607 | $441 | $2,441 | $166 |
| Bunkerville, NV | $100 | $594 | $694 | $432 | $532 | $162 |
| Hildale, UT | $1,500 | $536 | $2,036 | $390 | $1,890 | $147 |
Identify Top Home Insurance Agents near St. George, UT | Back to Top
| Home Insurance Company St. George, UT | Homeowners Insurance Agency St. George, UT | Address | Popularity Score | Distance from St. George (miles) |
|---|---|---|---|---|
| State Farm | Brandon Hunt | 1100 Canyon View Dr Ste D, Santa Clara, UT, 84765-5672 | 9.8 | |
| Travelers | Northstar Financial & Insurance Services Inc | 235 E Tabernacle, St George, UT, 84770 | 13.3 | |
| Allstate | Gregory Lund | 280 N Bluff St, St George, UT, 84770 | 12.3 | |
| Allstate | Diane Ellenson | 145 W Hilton Dr, Saint George, UT, 84770 | 14.1 | |
| State Farm | Pat Baker | 415 N Bluff St, St George, UT, 84770-4533 | 12.2 | |
| State Farm | Joe Andrus | 498 W Telegraph St Ste A, Washington, UT, 84780-1531 | 15.7 | |
| Allstate | The Extra Mile Insurance Agency | 127 E Telegraph St, Washington, UT, 84780 | 16.2 | |
| State Farm | Mark Drawe | 109 S 700 W Ste 1, Hurricane, UT, 84737-2583 | 26.9 | |
| Liberty Mutual Independent | Certified Ins Services Inc | 437 S Bluff St Ste 301, St George, UT, 84770 | 13.0 | |
| State Farm | Mike Ford | 175 W 900 S Ste 7, St George, UT, 84770-5269 | 13.4 |
Compare Rates for St. George, UT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $440 | $880 | $440 |
| Washington County, UT | $240,300 | $687 | $460 | $960 | $500 |
| St. George, UT | $249,300 | $582 | $420 | $820 | $400 |
| Washington, UT | $240,700 | $659 | $440 | $930 | $490 |
| Pine Valley, UT | $272,700 | $650 | $460 | $920 | $460 |
| Enterprise, UT | $169,400 | $554 | $400 | $790 | $390 |
| Leeds, UT | $293,100 | $674 | $460 | $920 | $460 |
| Toquerville, UT | $263,700 | $640 | $450 | $900 | $450 |
| Newcastle, UT | $212,500 | $594 | $400 | $820 | $420 |
| Hurricane, UT | $197,900 | $665 | $450 | $940 | $490 |
| Apple Valley, UT | $235,700 | $614 | $440 | $850 | $410 |
| Bunkerville, NV | $183,200 | $601 | $410 | $850 | $440 |
| Hildale, UT | $158,800 | $543 | $390 | $750 | $360 |
Research Home Insurance Companies Reviews in St. George, UT Before Buying | Back to Top
Share a review on your home insurance company
American Family Insurance Home Insurance Reviews
Date: March 31, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I don't own a home, I rent an apartment and have renters insurance. I've never had any other insurance provider so I don't have anything to compare my experience to.
Date: February 01, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I am very satisfied with my home insurance company. The customer service has been very helpful to me. I had an issue with setting up my automatic withdrawals for payment. The woman that took my call was very helpful and we resolved the problem in a timely manner.
Date: December 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
when, compaired to other home insurance company more poicy in american family insurance company.in this insurance company was more offer to home insurance and motor cycle insurance.
Date: October 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
As I said, with respect to our recent claim, our company was significantly easier to reach and significantly more attentive than my neighbor's company. I was pleased to find this out!
Date: September 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
We have fairly comprehensive coverage to our home, property, and possessions. This is the coverage we have had since we bought the home.
Date: August 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
Of course, we would love it if the premium was less - who wouldn't like to save a bit of money? However, it does seem about average for the coverage, etc.
Date: August 08, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
We have not found the website particularly useful for anything besides basic information. I don't even know if they have a mobile app - I have never looked!
Date: May 05, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
We recently had a claim - and our company and agent was very responsive. (Since we were also dealing with my neighbor's company, it became very clear that ours was much more attentive and on the ball than theirs!)
Allstate Home Insurance Reviews
Date: January 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I am not thrilled with my current premium and deductible but I believe I am getting one of the better deals with my current policy rather than compared to other companies in my area, like State Farm.
Date: December 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Overall I would rate their customer service very well. I have only been in contact with them twice, but both times the person was very helpful and pleasant.
Date: October 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
I like how easy it is to be in contact with anyone from my insurance company. They put everything in layman's terms for me so I can fully understand all issues related to billing and my policy.
Date: September 18, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
Robbery, burglary, flooding, fire, non-specific disasters with damage amounting to more than twenty-five thousand dollars. My home policy also covers damage to my vehicle so long as it is stationary (i.e., parked in the garage).
Date: August 13, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
The company has great customer service. I feel like the customer service employs really know what they're talking about. I'm never really on hold for too long and the customer service agents don't talk down to me for not knowing something related to my policy.
Date: August 09, 2018 Age: Above 60 Gender: Male Marital Status: Married
Website/App
It's slow and there's too many logos and options. I think it would be so much easier just to allow users to access their policies and to make payments but there's too many other options that do not apply to all users.
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
It was the cheapest coverage I could afford at the time. But I'm currently looking for something that is around the same price but includes more coverage.
State Farm Home Insurance Reviews
Date: October 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Website/App
I do not know if there even is app for my insurance company. Their website is ok and good for paying bills.
Date: September 10, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have nothing bad to say about the customer service. We have never had any trouble dealing with them. They are always friendly and courteous to us. We never have to wait long for a callback and have prompt service.
Date: August 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
losses caused by fire or lightning, theft, freezing of your plumbing system and windstorm or hail damage. Loss of structure by wind, fire etc.
Date: August 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I have had the same insurance since I inherited my home. Its the same rep that my family uses. We are loyal to the company and have never had a problem with anything. I am not interested in looking at other premiums.
Date: November 19, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
The app is easy to use. I can pay my bills to get in touch with the representative for my account easily. There is a chat feature so I don't have to call and wait on hold. I can get all the info I need from the app. There is nothing I don't like about it.
Date: November 18, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
We always get prompt service from the agent. We have never had to dislike anything about the company. I cannot say that we have ever had any issues.
Farmer's Insurance Home Insurance Reviews
Date: September 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
The policy covers the home, personal property, liability, and guest medical, loss of use, identity theft
Date: August 15, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I have shopped around and quoted much higher prices by competitors than I currently pay.
Date: August 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
We haven't needed them much but whenever I do have contact with the agency they are polite, friendly and helpful
Travelers Home Insurance Reviews
Date: February 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
When I was setting up the policy the company reps were very friendly and attentive. They worked with me and my wife to set up the policy quickly.
Mutual of Enumclaw Home Insurance Reviews
Date: November 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Our insurance company doesn't directly work with us. We have to go through an insurance agent which is annoying. We've never made a claim which is when I expect we'd encounter the insurance company's reps.