How Can I Make My Navarre, FL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Navarre, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Navarre, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $88,500 | $70,000 | $100,000-$125,000 |
| 2 Bedroom | $120,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $293,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $393,000 | $330,000 | $350,000-$400,000 |
| 5 Bedroom | $427,500 | $370,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Navarre, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$221 | $1,006 |
| Superior Protection Discount | -$123 | $1,104 |
| Fire & Security Discount | -$110 | $1,116 |
| Hail Resistant Roof Discount | -$37 | $1,190 |
| Newly Constructed Home Discount | -$343 | $883 |
Choose the Right Deductible for your Navarre, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Rosa County | $2,000 | $1,379 | $3,379 | $1,002 | $3,002 | $377 |
| Navarre, FL | $2,500 | $1,212 | $3,712 | $881 | $3,381 | $331 |
| Holley-Navarre, FL | $200 | $1,423 | $1,623 | $1,034 | $1,234 | $389 |
| Goulding, FL | $1,500 | $740 | $2,240 | $538 | $2,038 | $202 |
| Skyline, FL | $200 | $943 | $1,143 | $685 | $885 | $258 |
| Santa Rosa County, FL | $1,500 | $1,379 | $2,879 | $1,002 | $2,502 | $377 |
| Brent, FL | $500 | $792 | $1,292 | $575 | $1,075 | $216 |
| Niceville-Valparaiso, FL | $1,000 | $1,483 | $2,483 | $1,078 | $2,078 | $405 |
| Bellview, FL | $400 | $916 | $1,316 | $666 | $1,066 | $250 |
| Escambia County, FL | $1,500 | $1,155 | $2,655 | $839 | $2,339 | $316 |
| Berrydale, FL | $200 | $1,082 | $1,282 | $786 | $986 | $296 |
| Laurel Hill, FL | $700 | $1,262 | $1,962 | $917 | $1,617 | $345 |
Identify Top Home Insurance Agents near Navarre, FL | Back to Top
| Home Insurance Company Navarre, FL | Homeowners Insurance Agency Navarre, FL | Address | Popularity Score | Distance from Navarre (miles) |
|---|---|---|---|---|
| Travelers | Priority-One Insurance | 98 Nw Beal Pkwy 98 Nw Beal Pkwy Ft. Walton Beach, Fort Walton Beach, FL, 32548 | 16.4 | |
| Travelers | Logan Insurance Agency Inc | 3801 N 9th Ave, Pensacola, FL, 32503 | 19.5 | |
| Allstate | Angie Batten | 2784 Gulf Breeze Pkwy, Gulf Breeze, FL, 32563 | 13.3 | |
| State Farm | Brad Phelps | 1301 E Cervantes St, Pensacola, FL, 32501 | 18.6 | |
| Travelers | Harris Insurance Services Inc | 123 Miracle Strip Pkwy Se, Fort Walton Beach, FL, 32548 | 16.8 | |
| Allstate | Bernie Bellard | 4317 Gulf Breeze Pkwy, Gulf Breeze, FL, 32563 | 9.3 | |
| Liberty Mutual Independent | Whitman & Whitman Inc | 2032-A Creighton Rd, Pensacola, FL, 32504 | 19.5 | |
| Allstate | David Ellis | 7 Racetrack Rd Ne, Fort Walton Beach, FL, 32547 | 16.6 | |
| Travelers | Bearman Insurance Agency Llc | 7552 Navarre Pkwy Ste 53, Navarre, FL, 32566 | 1.4 | |
| State Farm | John Shaffer | 117 N Palafox St, Pensacola, FL, 32502-4838 | 19.5 |
Compare Rates for Navarre, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Santa Rosa County, FL | $170,500 | $1,396 | $1,090 | $1,870 | $780 |
| Navarre, FL | $211,100 | $1,226 | $960 | $1,640 | $680 |
| Holley-Navarre, FL | $208,400 | $1,440 | $1,120 | $1,930 | $810 |
| Goulding, FL | $72,900 | $749 | $580 | $1,000 | $420 |
| Skyline, FL | $139,200 | $954 | $740 | $1,280 | $540 |
| Santa Rosa County, FL | $170,500 | $1,396 | $1,090 | $1,870 | $780 |
| Brent, FL | $82,000 | $801 | $630 | $1,070 | $440 |
| Niceville-Valparaiso, FL | $262,300 | $1,501 | $1,170 | $2,010 | $840 |
| Bellview, FL | $104,100 | $927 | $720 | $1,240 | $520 |
| Escambia County, FL | $126,700 | $1,169 | $910 | $1,570 | $660 |
| Berrydale, FL | $102,700 | $1,095 | $850 | $1,470 | $620 |
| Laurel Hill, FL | $129,600 | $1,277 | $1,000 | $1,710 | $710 |
Research Home Insurance Companies Reviews in Navarre, FL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: August 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I give a rating of five to my current insurance company.The people there are nice and understanding, and personally know a great deal about the area.
Date: June 04, 2019 Age: 50 to 59 Gender: Married Marital Status: Female
Premium
I pay $30 a month and I am unsure of my deductible, but I am covered for up to $25,000 dollars of personal property inside of my condo. I could not find a company who could offer the same.
State Farm Home Insurance Reviews
Date: October 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Have only had one minor claim over the years. The service was fine, no problems or challenges from them. But the claim was small, so probably wasn't worth their time to bother challenging it.
Date: June 14, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Customer Service
The State Farm agency that we utilize has been ok to work with, the one major downfall has been that the agent in charge of the location has changed multiple times.
Tower Hill Insurance Home Insurance Reviews
Date: July 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
The experience i had with this home insurance company was very encouraging, they have good customer relation and have good policy that is affordable for all
Progressive Home Insurance Reviews
Date: September 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The rates of the company I use now are significantly cheaper than the options we had. Most of the competitors did not have the same things covered in the comparable plans.