How Can I Make My Spring Hill, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Spring Hill, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Spring Hill, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $77,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $150,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $162,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $213,000 | $200,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Spring Hill, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $694 |
| Superior Protection Discount | -$77 | $780 |
| Fire & Security Discount | -$69 | $788 |
| Hail Resistant Roof Discount | -$26 | $831 |
| Newly Constructed Home Discount | -$197 | $660 |
Choose the Right Deductible for your Spring Hill, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hernando County | $1,500 | $1,117 | $2,617 | $812 | $2,312 | $305 |
| Spring Hill, FL | $700 | $846 | $1,546 | $615 | $1,315 | $231 |
| Hudson, FL | $2,000 | $908 | $2,908 | $660 | $2,660 | $248 |
| Beacon Square, FL | $200 | $700 | $900 | $509 | $709 | $191 |
| Keystone, FL | $2,000 | $2,716 | $4,716 | $1,974 | $3,974 | $742 |
| Webster, FL | $300 | $740 | $1,040 | $538 | $838 | $202 |
| Lake Magdalene, FL | $2,000 | $971 | $2,971 | $706 | $2,706 | $265 |
| Westchase, FL | $100 | $931 | $1,031 | $676 | $776 | $254 |
| Town 'n' Country, FL | $700 | $979 | $1,679 | $711 | $1,411 | $267 |
| Mango, FL | $300 | $911 | $1,211 | $662 | $962 | $249 |
| Plant City, FL | $2,000 | $1,238 | $3,238 | $900 | $2,900 | $338 |
Identify Top Home Insurance Agents near Spring Hill, FL | Back to Top
| Home Insurance Company Spring Hill, FL | Homeowners Insurance Agency Spring Hill, FL | Address | Popularity Score | Distance from Spring Hill (miles) |
|---|---|---|---|---|
| State Farm | Wayne Peace | 2325 S Florida Ave, Lakeland, FL, 33803-7228 | 49.3 | |
| Travelers | Foundation Rock Insurance Group Llc | 10014 N Dale Mabry Hwy Ste 101, Tampa, FL, 33618 | 33.3 | |
| Travelers | Full Cover Insurance Solutions | 3141 S Florida Ave, Lakeland, FL, 33803 | 49.8 | |
| State Farm | Pam Williams | 10005 Gallant Ln, Tampa, FL, 33625-5808 | 33.4 | |
| Travelers | First Florida Insurance Network Of Tampa Bay | 2685 Ulmerton Road Suite 201, Clearwater, FL, 33762 | 44.3 | |
| State Farm | Doug Johnson | 13907 N Dale Mbry Hwy Ste 104, Tampa, FL, 33618-2411 | 31.1 | |
| State Farm | David Shrader | 273 W Jefferson St, Brooksville, FL, 34601-2524 | 8.6 | |
| Travelers | Johnson Insurance Agency | 7215 Forest Oaks Blvd, Spring Hill, FL, 34606 | 4.8 | |
| Travelers | Lovinger Financial Services Inc | 4016 Henderson Blvd, Tampa, FL, 33629 | 41.0 | |
| State Farm | Vivian Braaksma | 6905 W Waters Ave, Tampa, FL, 33634 | 34.4 |
Compare Rates for Spring Hill, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Hernando County, FL | $120,600 | $1,131 | $880 | $1,520 | $640 |
| Spring Hill, FL | $119,000 | $857 | $670 | $1,150 | $480 |
| Hudson, FL | $132,000 | $919 | $720 | $1,230 | $510 |
| Beacon Square, FL | $65,900 | $709 | $550 | $950 | $400 |
| Keystone, FL | $364,600 | $2,749 | $2,140 | $3,680 | $1,540 |
| Webster, FL | $52,000 | $749 | $580 | $1,000 | $420 |
| Lake Magdalene, FL | $208,800 | $983 | $770 | $1,320 | $550 |
| Westchase, FL | $326,400 | $942 | $730 | $1,260 | $530 |
| Town 'n' Country, FL | $146,800 | $990 | $770 | $1,330 | $560 |
| Mango, FL | $103,200 | $922 | $720 | $1,240 | $520 |
| Plant City, FL | $146,700 | $1,253 | $980 | $1,680 | $700 |
Research Home Insurance Companies Reviews in Spring Hill, FL Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: February 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The offers that I have with USAA far out way any other companies. There are so many different types of offers and I can pick and choose what I want and what fits my needs.
Date: January 28, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The deductibles have been significantly lower compared to my previous insurance coverer. With greater coverages and hurricane additions my current deductible is only $3000
Date: January 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My twelve month premium with USAA is a little over $1,700. This includes a much lower deductible in comparison to my last company Allstate, $2,900 in comparison to $5,000
Date: September 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
Sometimes I feel a little rushed. It just depends on the person. I've communicated with very patient and sincere people and then I has spoke with some who make it their mission to let me know that they are staying past their out time to continue helping me. I don't need to hear that! I don't know your schedule and I shouldn't be chastised if my call interferes with it. Don't make the customer feel bad.
Date: September 19, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
The customer service is wonderful. They are always calling and checking up on me and if I ever have any questions them they are there to answer every time.
Date: September 15, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I believe my insurance is way less than any other company. I don't think I am being overcharged at all. I think it is a really good program.
Date: September 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Our insurance covers other structures as in other buildings on our property. There is protected for personal property that is lost. It covers our home and damage to the home from environmental disasters.
Date: September 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
With the multi policy discounts that USAA provides us, we definitely get some of the best premium rates out there. I have compared our coverage and expenses with State Farm and one of their representatives didn't even try to sell be because she knew she could never beat their prices.
Date: August 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Communication
They are always they communicating with me every step of the way. Communication is key, and they do it very well.
Date: July 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I like that they consistently appreciate me for my business and thank my husband for his military service. Sometimes the employees seem rushed and want to get through my phone call as quickly as they can. They do tend to answer all of my questions and really make sure I understand what they are saying.
Date: July 26, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Website/App
I like everything about the website. It is so easy to navigate and get around on and do what you want to do.
Date: December 22, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Everything that is listed is covered under my home insurance, loss of use, payment of medical bills.
Date: November 19, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Website/App
Overall, the website is easy to sign into and navigate through. Sometimes it can be difficult to find certain policy explanations or the online messaging center is not always available. I need the convenience of being able to send a message 24/7 and sometimes that is not available.
State Farm Home Insurance Reviews
Date: April 04, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
The offers offered are the best in our city as they offer an unconditional support service when covering any damage that may be caused by any person
Date: October 19, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
I have not been on our website recently, but when I've had to navigate it, it has tabs that I would expect - it's been easy to follow the trail until I locate the pages I need.
Liberty Mutual Home Insurance Reviews
Date: November 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
The policy offers coverage for accidents, and others who may be in the location, or visiting. Also, it offers medical coverage for medical bills in relation to accidents.
Assurant Specialty Property Home Insurance Reviews
Date: February 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have assurant for home insurance and they've been great! I went through a hurricane and they helped me get a new roof after 75% blew off!
Progressive Home Insurance Reviews
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
My home insurance was bundled with my car insurance and so I was able to secure a very affordable rate in terms of their policy offering. I did not do a great deal of shopping around because I was required to provide proof of insurance quite quickly.