How Can I Make My Kaw, MO Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Kaw, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Kaw, MO Home Insurance Coverage Levels | Back to Top
| Kaw, MO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 123rd Ter, E 121st Ter, E Bridlespur Dr, W 17 St, W 29th St, W Pershing Rd, E 7 Ter, W 89 St, E 141 St, Pioneer Dr | $142,000 | $130,000 | $150,000-$175,000 | $230,000 | $200,000 | $200,000-$250,000 |
| W 38 St, N Chestnut Trfy, Warwick Trfy, W 43 St, E 12 Ter, Kenneth Rd, E 104th Ter, E 122nd Ter, W 115 Ter, E 9th Ter | $87,000 | $70,000 | $100,000-$125,000 | $173,500 | $140,000 | $200,000-$250,000 |
| E 32 Ter, 113th Ter, W 52 Ter, W 11 St, Southeast Trfy, N Agnes Ave, Robinson Pike Rd, W 76th St, W 87th St, W 114 St | $114,500 | $90,000 | $100,000-$125,000 | $155,500 | $150,000 | $175,000-$200,000 |
| E 21st Ter, W 59th Ter, J C Nichols Pkwy, St Louis Southwestern Railway, W 17th St, W 98 Ter, E 2nd St, E 91 Ter, W 64th Ter, W 77 Ter | $84,500 | $70,000 | $75,000-$100,000 | $126,000 | $100,000 | $125,000-$150,000 |
| N Chestnut Trfy, Wilson Ave, Towers Rd, Gladstone Ave, Rockwell Ln, W 33 St, W 70 St, W 84th St, Franklin Dr, Crestwood Dr | $84,500 | $70,000 | $75,000-$100,000 | $80,000 | $70,000 | $75,000-$100,000 |
| W 92 St, W 39th Ter, W 96 Ter, Southern Rd, E Missouri Ave, E 14 Ter, Oakmont Dr, W 11 St, E 3 St, W 53 Ter | $84,000 | $70,000 | $75,000-$100,000 | $132,500 | $120,000 | $125,000-$150,000 |
| Pershing Rd, Troost Lake Dr, E Garfield Dr, Williamsburg Ct, W 54 St, Strupwood Ct, E 22nd Ter, W 60 Ter, Glen Arbor Ter, Belmeade Rd | $54,500 | $50,000 | $50,000-$75,000 | $96,500 | $80,000 | $100,000-$125,000 |
| N Beacon Ave, E 5 St, E 46 Ter, E 34 Ter, W 78th St, W 58 Ter, I- 670, S Jackson Ave, E Beacon Hill Ln, N Hardesty Ave | $141,500 | $120,000 | $125,000-$150,000 | $304,000 | $290,000 | $300,000-$350,000 |
| W 124th St, W 65 St, Brighton Ter, Jefferson Ct, E Reservoir Dr, Lenn Ave, W 121 Ter, W 135th St, Botts Rd, W 50th Ter | $251,000 | $220,000 | $250,000-$300,000 | $186,000 | $150,000 | $150,000-$175,000 |
| Hayworth Rd, Forest Ct, Mill St, W 87 Ter, N Quincy Ave, Quincy Dr, E 127th St, E 115 Ter, E 21 St, Carondelet Dr W | $111,500 | $100,000 | $75,000-$100,000 | $190,000 | $160,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Kaw, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $770 |
| Superior Protection Discount | -$93 | $835 |
| Fire & Security Discount | -$74 | $854 |
| Hail Resistant Roof Discount | -$28 | $900 |
| Newly Constructed Home Discount | -$269 | $659 |
Choose the Right Deductible for your Kaw, MO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,000 | $961 | $1,961 | $698 | $1,698 | $263 |
| Kaw, MO | $2,000 | $917 | $2,917 | $666 | $2,666 | $251 |
| Raytown, MO | $300 | $778 | $1,078 | $566 | $866 | $213 |
| Lenexa, KS | $1,000 | $1,507 | $2,507 | $1,095 | $2,095 | $412 |
| Wyandotte County, KS | $200 | $1,025 | $1,225 | $745 | $945 | $280 |
| Claycomo, MO | $2,500 | $934 | $3,434 | $679 | $3,179 | $255 |
| Sibley, MO | $300 | $915 | $1,215 | $665 | $965 | $250 |
| Miami County, KS | $700 | $1,359 | $2,059 | $987 | $1,687 | $371 |
| Wellsville, KS | $400 | $1,241 | $1,641 | $902 | $1,302 | $339 |
| Miami, KS | $2,000 | $1,467 | $3,467 | $1,066 | $3,066 | $401 |
| Lexington, MO | $400 | $821 | $1,221 | $596 | $996 | $224 |
Identify Top Home Insurance Agents near Kaw, MO | Back to Top
| Home Insurance Company Kaw, MO | Homeowners Insurance Agency Kaw, MO | Address | Popularity Score | Distance from Kaw (miles) |
|---|---|---|---|---|
| Allstate | Kelly Benbow | 221 E Gregory Blvd Ste B, Kansas City, MO, 64114 | 5.5 | |
| State Farm | Beau Crawford | 7312 Raytown Rd Ste B, Raytown, MO, 64133-6650 | 8.1 | |
| State Farm | Etta Mckenzie | 11818 Blue Ridge Blvd, Kansas City, MO, 64134-3719 | 3.5 | |
| State Farm | Debbie Baker Krough | 6300 Walnut St, Kansas City, MO, 64113-2314 | 6.5 | |
| State Farm | Brady Crawford | 8080 Ward Pkwy Ste 100, Kansas City, MO, 64114-2041 | 4.5 | |
| State Farm | Liam Porter | 1207 W 47th St, Kansas City, MO, 64112-1203 | 8.5 | |
| State Farm | Allen Jones | 8900 Wornall Road, Kansas City, MO, 64114-3605 | 3.3 | |
| State Farm | Eckhard Preuss | 8009 E 171st St, Belton, MO, 64012-2261 | 8.8 | |
| State Farm | Steve Shipman | 2690 S 7 Hwy, Blue Springs, MO, 64014-4845 | 18.9 | |
| Liberty Mutual Independent | Brush Creek Llc | 4444 Broadway St, Kansas City, MO, 64111 | 8.7 |
Compare Rates for Kaw, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,540 | $750 |
| Jackson County, MO | $131,500 | $973 | $660 | $1,340 | $680 |
| Kaw, MO | $153,400 | $928 | $620 | $1,280 | $660 |
| Raytown, MO | $97,600 | $788 | $530 | $1,130 | $600 |
| Lenexa, KS | $240,300 | $1,526 | $1,190 | $2,060 | $870 |
| Wyandotte County, KS | $92,800 | $1,037 | $810 | $1,400 | $590 |
| Claycomo, MO | $99,600 | $945 | $640 | $1,340 | $700 |
| Sibley, MO | $94,300 | $926 | $680 | $1,310 | $630 |
| Miami County, KS | $181,100 | $1,375 | $1,070 | $1,860 | $790 |
| Wellsville, KS | $117,300 | $1,256 | $980 | $1,700 | $720 |
| Miami, KS | $168,900 | $1,485 | $1,160 | $2,000 | $840 |
| Lexington, MO | $112,900 | $831 | $560 | $1,150 | $590 |
Research Home Insurance Companies Reviews in Kaw, MO Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 03, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
in this home insurance company was very useful for me. Because i choose this home insurance company. in this insurance company customer service is too good and quick response of the customers.
Date: December 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
They are great! Every issue I ever had got dealt with in a timely and professional way. I never actually met my agent(s) but I can do anything over the phone or computer with them.
Date: September 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I like the fact we have access to the website but sometimes its hard to find what I am looking for. I wanted to add a vehicle one weekend when state farm was closed and I had a really hard time trying to find out where to add it. If I need to print a document it is usually pretty easy to find but I don't feel 100% comfortable using the website.
Date: August 23, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
It's nice to know that everything will be covered in case something happens. The biggest problem is finding good coverage that will help us in a time of need.
Date: August 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I am always going to wish it was cheaper no matter what I pay so of course I am not satisfied, but in order to have insurance, there is always going to be a premium so I pay it and am lucky I am able to have it.
Date: July 28, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I really enjoy the employees of State Farm they are always willing to help with anything, answer questions and do a follow-up. They are on top of it and are processing our claims right away if the situation arises. I give State Farm a 10 out of 10.
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
Communication
I give them a 10 out of 10 on this as well they are always on top of everything when we need something. They also have friendly employees and are willing to go that extra mile.
Shelter Home Insurance Reviews
Date: November 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
Again if the insurance wasn't included with the rent amount I would perfer my own home insurance coverage at the rates I want eventhough my area haven't flooded in years. And premiums are increasing regardless whether it floods or not.
Date: October 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premium paid out is too high due to a possible flooding that rarely happens in my area where I live but the rates keep going up.
Date: August 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
The customer service agent is nice and always ready to help and answer any customer questions about products or concerns about the policy and services my family may have.
Date: June 23, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
The home insurance coverage includes coverage for dwellings, , flooding, roofling, flooring, some electrical, electronics, furniture, fire damage, storm damage and fixtures.
Date: June 08, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Website/App
What I dislike about the home owner's insurance policy is that it doesn't include life insurance coverage in a case of a death due to a fire or storm or died in a flooding of a home. No coverage for bodily harm.
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
The interactions over the phone and in-person are always friendly and professional. The insurance agent seems very knowledgeable about the company's policies and services.
AAA Home Insurance Reviews
Date: October 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
Same as above. Phone wait time is longer than I would expect, they should hire more reps if an office closes and traffic is directed to another office.
Date: October 04, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
AAA had the best premium rates available when we purchased our home. It is 33% what the next lowest quote was.
Date: August 15, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Website/App
The AAA app constantly closes and does not support home insurance very well, they do a good job with auto insurance support on the app, but not home insurance or boat insurance.
Date: August 12, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have not had to make a home insurance claim yet, but in general, the customer service from AA is decent. There are long wait times over the phone now that my local AAA office is closed.
Date: August 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
Loss of valuables, loss of dwelling and property damage, fire, water, damage to the freestanding garage, jewelry, furs
Liberty Mutual Home Insurance Reviews
Date: December 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
Nobody even offered us this fantastic policy so there were no policies to compare to.
Date: December 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have had a great experience with Liberty Mutual. I am always able to call and get a live representative to talk to and get all my questions answered whenever I need.
Date: September 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
well id say the premium is about the same compared to others.the price is right
Date: May 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
they are a good company, they have always been there when I need to file a claim.
Allstate Home Insurance Reviews
Date: February 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Home insurance policies can be complicated, but it's important to know what's covered. Compare the best home insurance companies using expert ratings and verified
Date: October 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
I have not logged onto the website, now have I used their app (if they have one). I treat this a 3 to be in the middle as I really just don't have the knowledge to give an answer.
Travelers Home Insurance Reviews
Date: February 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I can not tell you I have lived in my house now for 12 years and I have never had to file a claim so I am not sure what the customer service is like other then when we bought the policy.