How Can I Make My Jeffersonville, IN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Jeffersonville, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Jeffersonville, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $125,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $96,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $236,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $161,500 | $130,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Jeffersonville, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $640 |
| Superior Protection Discount | -$78 | $703 |
| Fire & Security Discount | -$86 | $695 |
| Hail Resistant Roof Discount | -$16 | $765 |
| Newly Constructed Home Discount | -$226 | $554 |
Choose the Right Deductible for your Jeffersonville, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clark County | $1,000 | $816 | $1,816 | $593 | $1,593 | $223 |
| Jeffersonville, IN | $1,000 | $771 | $1,771 | $561 | $1,561 | $211 |
| Riverwood, KY | $400 | $2,238 | $2,638 | $1,626 | $2,026 | $612 |
| Beechwood Village, KY | $700 | $1,164 | $1,864 | $846 | $1,546 | $318 |
| Goose Creek, KY | $300 | $1,200 | $1,500 | $872 | $1,172 | $328 |
| Floyd County, IN | $2,000 | $876 | $2,876 | $637 | $2,637 | $240 |
| Oldham County, KY | $500 | $1,119 | $1,619 | $813 | $1,313 | $306 |
| Shepherdsville, KY | $700 | $744 | $1,444 | $540 | $1,240 | $203 |
| Saluda, IN | $500 | $743 | $1,243 | $540 | $1,040 | $203 |
| Doe Valley, KY | $2,500 | $998 | $3,498 | $725 | $3,225 | $273 |
| Medora, IN | $300 | $505 | $805 | $367 | $667 | $138 |
| Ghent, KY | $1,000 | $666 | $1,666 | $484 | $1,484 | $182 |
Identify Top Home Insurance Agents near Jeffersonville, IN | Back to Top
| Home Insurance Company Jeffersonville, IN | Homeowners Insurance Agency Jeffersonville, IN | Address | Popularity Score | Distance from Jeffersonville (miles) |
|---|---|---|---|---|
| Travelers | Diversified Insurance Group | 1602 E 8th Street, Jeffersonville, IN, 47130 | 2.0 | |
| Travelers | Diversified Insurance Group | 1602 E 8th St, Jeffersonville, IN, 47130 | 2.0 | |
| Travelers | Gardner Insurance Agency Inc | 319 West Second St, Madison, IN, 47250 | 34.9 | |
| State Farm | Bryan Jackson | 2123 Veterans Pkwy Suite #1, Jeffersonville, IN, 47130 | 1.0 | |
| State Farm | Barry Esslinger | 1829 E Spring St Ste 102, New Albany, IN, 47150-1651 | 3.8 | |
| Travelers | Kochert Insurance | 4206 Charlestown Rd, New Albany, IN, 47150 | 3.9 | |
| Erie | Isu Insurance & Investment Group | 620 E Court Avenue, Jeffersonville, IN, 47130 | 2.6 | |
| State Farm | Rob Rippy | 1102 East 10th Street, Jeffersonville, IN, 47130-4227 | 2.0 | |
| Travelers | Reedy Insurance Services | 703 N Ewing St, Seymour, IN, 47274 | 45.6 | |
| State Farm | John Robinson | 2733 Charlestown Rd, New Albany, IN, 47150-1980 | 3.5 |
Compare Rates for Jeffersonville, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,210 | $640 |
| Clark County, IN | $131,500 | $825 | $590 | $1,160 | $570 |
| Jeffersonville, IN | $116,500 | $781 | $540 | $1,110 | $570 |
| Riverwood, KY | $484,900 | $2,265 | $1,610 | $3,220 | $1,610 |
| Beechwood Village, KY | $241,400 | $1,178 | $810 | $1,630 | $820 |
| Goose Creek, KY | $258,300 | $1,215 | $840 | $1,740 | $900 |
| Floyd County, IN | $159,700 | $887 | $640 | $1,270 | $630 |
| Oldham County, KY | $259,700 | $1,133 | $770 | $1,570 | $800 |
| Shepherdsville, KY | $129,900 | $753 | $530 | $1,070 | $540 |
| Saluda, IN | $100,700 | $752 | $540 | $1,080 | $540 |
| Doe Valley, KY | $168,600 | $1,010 | $720 | $1,390 | $670 |
| Medora, IN | $45,500 | $511 | $350 | $710 | $360 |
| Ghent, KY | $75,000 | $674 | $480 | $930 | $450 |
Research Home Insurance Companies Reviews in Jeffersonville, IN Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: September 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
My policy is coupled with an umbrella and car insurance. i figured i would just keep it all together in order to get bundled discounts. The policy seems comparable with other ones.
Date: June 18, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Customer Service
Our experience with AAA has been overall positive.I think that their prices are a little bit high, but they have been willing to work with us as we have moved many times.
Date: October 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Communication
i like the accurate and detailed interaction with the insurance company which is very good
Grange Insurance Home Insurance Reviews
Date: October 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
They provide the coverage I need for a decent enough cost. The costumer service agents are well informed and make answering questions easy. The service reps are helpful and answer all my questions
Allstate Home Insurance Reviews
Date: October 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I feel that my agent knows me and my home they reach out even when I'm not in trouble . They provide help when I want to make home repairs. I added a second bathroom adn they helped negotiate insurance for it
State Farm Home Insurance Reviews
Date: October 23, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
Customer Services has always been great. They are always super friendly and ready to help. Always answer any questions we might have.
GEICO Home Insurance Reviews
Date: July 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I am currently satisfied with policy and have a 1,000 dollar deductible. I have never made a claim on the policy and it renews yearly and never bothered to compare