How Can I Make My Algonquin, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Algonquin, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Algonquin, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $94,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $140,500 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $336,000 | $320,000 | $250,000-$300,000 |
| 4 Bedroom | $413,000 | $370,000 | $400,000-$500,000 |
| 5 Bedroom | $647,000 | $580,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Algonquin, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $717 |
| Superior Protection Discount | -$78 | $786 |
| Fire & Security Discount | -$69 | $795 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$251 | $613 |
Choose the Right Deductible for your Algonquin, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McHenry County | $2,000 | $859 | $2,859 | $624 | $2,624 | $235 |
| Algonquin, IL | $2,000 | $854 | $2,854 | $620 | $2,620 | $233 |
| Dundee, IL | $400 | $854 | $1,254 | $621 | $1,021 | $233 |
| Hebron, IL | $1,500 | $830 | $2,330 | $603 | $2,103 | $227 |
| Prospect Heights, IL | $500 | $820 | $1,320 | $596 | $1,096 | $224 |
| Lake Forest, IL | $2,500 | $729 | $3,229 | $530 | $3,030 | $199 |
| Old Mill Creek, IL | $200 | $824 | $1,024 | $599 | $799 | $225 |
| Boulder Hill, IL | $1,500 | $647 | $2,147 | $470 | $1,970 | $177 |
| East Troy, WI | $100 | $708 | $808 | $515 | $615 | $194 |
| Rockford, IL | $2,500 | $602 | $3,102 | $437 | $2,937 | $164 |
| La Prairie, WI | $200 | $700 | $900 | $508 | $708 | $191 |
| Merrionette Park, IL | $700 | $709 | $1,409 | $516 | $1,216 | $194 |
Identify Top Home Insurance Agents near Algonquin, IL | Back to Top
| Home Insurance Company Algonquin, IL | Homeowners Insurance Agency Algonquin, IL | Address | Popularity Score | Distance from Algonquin (miles) |
|---|---|---|---|---|
| Travelers | The David Agency Insurance Inc | 385 N York Rd, Elmhurst, IL, 60126 | 26.4 | |
| State Farm | Jeff Margalus | 1811 Wehrli Rd, Naperville, IL, 60565-9316 | 33.1 | |
| State Farm | Vivian Valtas | 6108 S Archer Ave, Chicago, IL, 60638-2740 | 38.1 | |
| Travelers | Corkill Insurance Agency Inc | 25 Nw Point Blvd Ste 625, Elk Grove Village, IL, 60007 | 18.8 | |
| Nationwide | Pat Muir Agency Inc | 216 E Route 22, Lake Zurich, IL, 60047-2277 | 9.8 | |
| Allstate | Michael Murray | 9211 S Il Route 31, Lake In The Hills, IL, 60156 | 0.6 | |
| Travelers | The Johnson Insurance Agency Inc | 450 E Higgins Rd Ste 200, Elk Grove Village, IL, 60007 | 19.1 | |
| Farmers | Jeffrey Mauritzen | 215 N Arlington Heights Rd Ste 100, Arlington Heights, IL, 60004 | 17.1 | |
| State Farm | Larry Smith | 851 W Dundee Rd, Wheeling, IL, 60090-3952 | 17.8 | |
| State Farm | Gordon Nishimoto | 701 N Milwaukee Ave, Vernon Hills, IL, 60061-1556 | 17.2 |
Compare Rates for Algonquin, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,180 | $560 |
| McHenry County, IL | $212,600 | $870 | $580 | $1,210 | $630 |
| Algonquin, IL | $208,800 | $864 | $630 | $1,190 | $560 |
| Dundee, IL | $203,200 | $864 | $610 | $1,230 | $620 |
| Hebron, IL | $174,600 | $840 | $600 | $1,180 | $580 |
| Prospect Heights, IL | $266,300 | $830 | $590 | $1,140 | $550 |
| Lake Forest, IL | $855,500 | $738 | $530 | $1,040 | $510 |
| Old Mill Creek, IL | $171,600 | $834 | $590 | $1,190 | $600 |
| Boulder Hill, IL | $145,800 | $654 | $460 | $940 | $480 |
| East Troy, WI | $190,500 | $717 | $520 | $1,030 | $510 |
| Rockford, IL | $93,600 | $609 | $440 | $830 | $390 |
| La Prairie, WI | $183,600 | $708 | $470 | $1,010 | $540 |
| Merrionette Park, IL | $122,300 | $718 | $490 | $1,000 | $510 |
Research Home Insurance Companies Reviews in Algonquin, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 06, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Honestly, I am yet to use my home insurance for something. I just have it incase something happens.
Date: June 04, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Customer Service
Customer service with my insurance company is fair. They are usually a little slow to respond to my needs but they do respond and usually problems are taken care of correctly.
Liberty Mutual Home Insurance Reviews
Date: December 21, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have been extremely satisfied with the insurance when I have needed them, they were available gave correct prompt responses and generally make the overall process easy to follow.
State Farm Home Insurance Reviews
Date: September 05, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I got more coverage from State Farm for much less money than what I had while I had Liberty insurance. I feel like the coverage I have now is much more comprehensive.
Erie Insurance Home Insurance Reviews
Date: July 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Most necessary tasks can be completed online- payments, renewal, basic changes. Agents are available online to chat help. For more complicated customer service.
Progressive Home Insurance Reviews
Date: January 12, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Haven't needed to use it and the price is reasonable. The policy covers everything that I need. No plans to change anytime soon. I haven't compared my service to other companies.