Gavop's guide to buying homeowners insurance in Midwest City, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $51,000 | $40,000 | $50,000-$75,000 |
2 Bedroom | $136,000 | $120,000 | $100,000-$125,000 |
3 Bedroom | $99,000 | $80,000 | $75,000-$100,000 |
4 Bedroom | $129,500 | $110,000 | $100,000-$125,000 |
5 Bedroom | $268,000 | $220,000 | $250,000-$300,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$197 | $1,032 |
Superior Protection Discount | -$123 | $1,106 |
Fire & Security Discount | -$123 | $1,106 |
Hail Resistant Roof Discount | -$37 | $1,192 |
Newly Constructed Home Discount | -$356 | $872 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Oklahoma County | $700 | $1,435 | $2,135 | $1,043 | $1,743 | $392 |
Midwest City, OK | $1,000 | $1,214 | $2,214 | $882 | $1,882 | $332 |
Norman, OK | $300 | $1,361 | $1,661 | $989 | $1,289 | $372 |
Bethany, OK | $1,000 | $999 | $1,999 | $726 | $1,726 | $273 |
Mustang, OK | $200 | $935 | $1,135 | $679 | $879 | $255 |
Pink, OK | $2,000 | $1,225 | $3,225 | $890 | $2,890 | $335 |
Carney, OK | $200 | $1,152 | $1,352 | $837 | $1,037 | $315 |
Logan County, OK | $2,500 | $1,501 | $4,001 | $1,091 | $3,591 | $410 |
Earlsboro, OK | $100 | $1,236 | $1,336 | $898 | $998 | $338 |
Wanette-Asher, OK | $2,000 | $1,164 | $3,164 | $846 | $2,846 | $318 |
Rosedale, OK | $300 | $968 | $1,268 | $704 | $1,004 | $265 |
Walnut, OK | $1,500 | $1,033 | $2,533 | $751 | $2,251 | $282 |
Home Insurance Company Midwest City, OK | Homeowners Insurance Agency Midwest City, OK | Address | Popularity Score | Distance from Midwest City (miles) |
---|---|---|---|---|
Farmers | Jason Looper | 120 N Bickford Ave Ste 200, El Reno, OK, 73036 | 33.1 | |
Farmers | Cliff Aldridge | 5350 S Western Ave Ste 102, Oklahoma City, OK, 73109 | 9.4 | |
Liberty Mutual Independent | Professional Insurors Agency, Llc | 7301 Broadway Ext #200, Oklahoma City, OK, 73116 | 9.9 | |
Travelers | Insurica | 5100 N Classen Blvd, Ste 300 Oklahoma City, Oklahoma City, OK, 73118 | 10.0 | |
Liberty Mutual Independent | Mollett Hunter Insurance | 501 S 5th St, Chickasha, OK, 73018 | 42.7 | |
Farmers | Casey Wise | 249 N Douglas Blvd Ste A, Midwest City, OK, 73130 | 0.6 | |
State Farm | Gary Baumwart | 214 S Rock Island Ave, El Reno, OK, 73036-2735 | 33.0 | |
State Farm | Vicky Richey | 8601 S Walker Ave, Oklahoma City, OK, 73139-9462 | 9.9 | |
Farmers | Dick Click | 15812 N Pennsylvania Ave Ste 2, Edmond, OK, 73013 | 15.5 | |
State Farm | Jimmy Hillis | 600 S Sooner Rd, Midwest City, OK, 73110-2244 | 2.8 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Oklahoma | $125,800 | $1,489 | $1,090 | $2,040 | $950 |
Oklahoma County, OK | $142,700 | $1,453 | $1,000 | $2,020 | $1,020 |
Midwest City, OK | $104,400 | $1,229 | $900 | $1,760 | $860 |
Norman, OK | $169,700 | $1,378 | $950 | $1,890 | $940 |
Bethany, OK | $117,100 | $1,011 | $700 | $1,400 | $700 |
Mustang, OK | $148,900 | $946 | $670 | $1,310 | $640 |
Pink, OK | $94,700 | $1,240 | $830 | $1,760 | $930 |
Carney, OK | $86,000 | $1,166 | $840 | $1,660 | $820 |
Logan County, OK | $153,100 | $1,519 | $1,080 | $2,100 | $1,020 |
Earlsboro, OK | $96,000 | $1,251 | $910 | $1,730 | $820 |
Wanette-Asher, OK | $87,300 | $1,178 | $800 | $1,660 | $860 |
Rosedale, OK | $65,000 | $980 | $660 | $1,360 | $700 |
Walnut, OK | $72,300 | $1,046 | $720 | $1,430 | $710 |
Date: August 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 01, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Date: September 14, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: June 09, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Date: July 27, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 29, 2019 Age: 40 to 49 Gender: Male Marital Status: Married