How Can I Make My Lake Charles, LA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Lake Charles, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Lake Charles, LA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $40,000 $40,000 $25,000-$50,000
2 Bedroom $126,500 $110,000 $100,000-$125,000
3 Bedroom $127,500 $110,000 $100,000-$125,000
4 Bedroom $143,500 $130,000 $150,000-$175,000
5 Bedroom $143,500 $130,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Lake Charles, LA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$233 $1,223
Superior Protection Discount -$146 $1,311
Fire & Security Discount -$146 $1,311
Hail Resistant Roof Discount -$44 $1,413
Newly Constructed Home Discount -$306 $1,150

Choose the Right Deductible for your Lake Charles, LA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Calcasieu Parish $1,500 $1,389 $2,889 $1,009 $2,509 $380
Lake Charles, LA $2,000 $1,439 $3,439 $1,046 $3,046 $393
Cameron, LA $500 $935 $1,435 $679 $1,179 $256
Beauregard, LA $1,000 $1,219 $2,219 $886 $1,886 $333
Mauriceville, TX $400 $964 $1,364 $701 $1,101 $263
Basile, LA $1,500 $654 $2,154 $475 $1,975 $179
Call, TX $200 $1,371 $1,571 $997 $1,197 $375
Merryville, LA $700 $778 $1,478 $565 $1,265 $212
Iota, LA $400 $1,355 $1,755 $984 $1,384 $370
Groves, TX $1,000 $953 $1,953 $693 $1,693 $260
Port Arthur, TX $300 $1,344 $1,644 $976 $1,276 $367
Acadia, LA $2,000 $1,100 $3,100 $799 $2,799 $301

Identify Top Home Insurance Agents near Lake Charles, LA | Back to Top

Home Insurance Company Lake Charles, LA Homeowners Insurance Agency Lake Charles, LA Address Popularity Score Distance from Lake Charles (miles)
State Farm Melanie Perry Ste A 695 Sam Houston Jones Pkwy, Moss Bluff, LA, 70611-5506
6.8
State Farm Scotty Mathews 4640 Nelson Rd, Lake Charles, LA, 70605-5210
2.9
State Farm Christine Bailey 277 N Highway 171 Ste 14, Moss Bluff, LA, 70611-5374
7.1
Allstate Dean Day 1700 E Prien Lake Rd Ste 1, Lake Charles, LA, 70601
1.1
Allstate Matthew Graham 2004 Maplewood Dr, Sulphur, LA, 70663
8.5
Allstate Melisa Mcmillian Adrian 3600 Common St Ste 300, Lake Charles, LA, 70607
0.7
Allstate Charles Cox 3405 Lake St, Lake Charles, LA, 70605
1.2
Travelers Insurance World Inc 5640 S Hwy 14, Lake Charles, LA, 70607
3.4
Travelers Insurance World Inc 5640 S. Highway 14 , Lake Charles, LA, 70607
3.4
Liberty Mutual Independent Clarke Insurance Inc 4840 Lake St, Lake Charles, LA, 70605
2.5

Compare Rates for Lake Charles, LA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Louisiana $152,900 $1,666 $1,170 $2,400 $1,230
Calcasieu Parish, LA $138,100 $1,406 $980 $2,020 $1,040
Lake Charles, LA $145,900 $1,456 $1,020 $2,100 $1,080
Cameron, LA $110,900 $946 $660 $1,360 $700
Beauregard, LA $115,200 $1,234 $860 $1,780 $920
Mauriceville, TX $109,100 $976 $640 $1,500 $860
Basile, LA $54,400 $662 $460 $950 $490
Call, TX $74,100 $1,388 $920 $2,140 $1,220
Merryville, LA $63,300 $787 $550 $1,130 $580
Iota, LA $115,200 $1,371 $960 $1,970 $1,010
Groves, TX $104,900 $965 $640 $1,490 $850
Port Arthur, TX $98,100 $1,360 $900 $2,090 $1,190
Acadia, LA $97,500 $1,113 $780 $1,600 $820

Research Home Insurance Companies Reviews in Lake Charles, LA Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 13, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
When my wife and I purchased our home in 2016, we looked into three different home insurance carriers and soon discovered State Farm had the most to offer in terms of offerings and cost associated with those offerings.


Date: June 06, 2019    Age: Above 60    Gender: Married    Marital Status: Female

Customer Service
State Farm insurance company is excellent! Their customer service goes above and beyond, problems are handled right away. They even send us birthday and Christmas card. Extraordinary!

GEICO Home Insurance Reviews

Date: July 21, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
Its renters insurance, so I'm guessing they'd cover fires and things of that nature. Not sure what else


Allstate Home Insurance Reviews

Travelers Home Insurance Reviews

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