How Can I Make My La Porte, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in La Porte, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate La Porte, TX Home Insurance Coverage Levels | Back to Top
| La Porte, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mesquite Dr, N L St, Oakmont Dr, Glenbay Ct, Hillsdale St, Pine Brook Dr, Kimswick Ct, N 11th St, Green Meadow Dr, Stone Creek Dr | $120,000 | $100,000 | $125,000-$150,000 | $217,000 | $180,000 | $200,000-$250,000 |
| W F St, Iris, N Brownell Ave, Comal Springs, Sullivan Ln, State Loop 410, N Country Club Dr, Coolidge Dr, Seguin Ct, Park Cir | $123,000 | $110,000 | $100,000-$125,000 | $184,000 | $170,000 | $150,000-$175,000 |
| E 8th St, Denise, E Lambuth Ln, Running Springs, Santa Anna Ln, Piney Brook Dr, Beach St, Ashton Ln, E Plantation, Youpon St | $152,000 | $130,000 | $150,000-$175,000 | $330,500 | $270,000 | $300,000-$350,000 |
| E Country Club Dr, Wynforest Dr, Baywood St, Wynwood Dr, Dogwood Dr, Eastwick Ln, Madison St, Oakhaven Rd, Patty Ln, Shell Rock Rd | $148,500 | $130,000 | $125,000-$150,000 | $169,500 | $140,000 | $150,000-$175,000 |
| Belfast Rd, E Lomax Dr, Collingswood Dr, Pine Bluff St, Sullivan St, W G St, Old Hickory Dr, S Utah St, Ember Ln, Bernard St | $215,500 | $170,000 | $175,000-$200,000 | $286,500 | $240,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in La Porte, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$222 | $1,258 |
| Superior Protection Discount | -$133 | $1,347 |
| Fire & Security Discount | -$118 | $1,362 |
| Hail Resistant Roof Discount | -$44 | $1,436 |
| Newly Constructed Home Discount | -$370 | $1,110 |
Choose the Right Deductible for your La Porte, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harris County | $2,500 | $1,374 | $3,874 | $999 | $3,499 | $376 |
| La Porte, TX | $2,500 | $1,463 | $3,963 | $1,063 | $3,563 | $400 |
| Seabrook, TX | $100 | $1,843 | $1,943 | $1,339 | $1,439 | $504 |
| El Lago, TX | $1,000 | $1,788 | $2,788 | $1,300 | $2,300 | $489 |
| Beach City, TX | $200 | $2,029 | $2,229 | $1,475 | $1,675 | $555 |
| Barrett, TX | $2,500 | $1,459 | $3,959 | $1,060 | $3,560 | $399 |
| Fresno, TX | $200 | $955 | $1,155 | $694 | $894 | $261 |
| Kenefick, TX | $2,000 | $1,445 | $3,445 | $1,050 | $3,050 | $395 |
| Roman Forest, TX | $300 | $1,787 | $2,087 | $1,299 | $1,599 | $488 |
| Holiday Lakes, TX | $1,500 | $1,178 | $2,678 | $856 | $2,356 | $322 |
| Cleveland, TX | $500 | $1,030 | $1,530 | $749 | $1,249 | $282 |
| Oyster Creek, TX | $700 | $1,388 | $2,088 | $1,009 | $1,709 | $379 |
Identify Top Home Insurance Agents near La Porte, TX | Back to Top
| Home Insurance Company La Porte, TX | Homeowners Insurance Agency La Porte, TX | Address | Popularity Score | Distance from La Porte (miles) |
|---|---|---|---|---|
| State Farm | Benjamin Watson | 1001 Pineloch Dr Ste 400, Houston, TX, 77062-2732 | 8.3 | |
| Farmers | Albert "Aj" Johnson | 2225 County Road 90 Ste 201i, Pearland, TX, 77584 | 20.6 | |
| Farmers | Cristina Battle | 6009 Richmond Ave Ste 228, Houston, TX, 77057 | 26.6 | |
| Allstate | Carl S Smith | 1200 Mckinney St Ste 309, Houston, TX, 77010 | 19.8 | |
| Allstate | Liberty Lions Insurance | 616 Cypress Creek Pkwy Ste 305, Houston, TX, 77090 | 33.6 | |
| Allstate | Sean Mertz | 3130 Strawberry Rd Ste A, Pasadena, TX, 77504 | 8.6 | |
| Allstate | Christine Ortega | 825 Southmore Ave Ste 204, Pasadena, TX, 77502 | 9.4 | |
| State Farm | Glen Moreau | 5402 Broadway, Pearland, TX, 77581-3749 | 17.0 | |
| State Farm | Scott Loomis | 4439 Spencer Hwy, Pasadena, TX, 77504-1214 | 7.6 | |
| Allstate | Kenneth Eaves | 9720 Cypresswood Dr Ste 180, Houston, TX, 77070 | 37.6 |
Compare Rates for La Porte, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Harris County, TX | $154,100 | $1,391 | $920 | $2,140 | $1,220 |
| La Porte, TX | $131,500 | $1,481 | $980 | $2,280 | $1,300 |
| Seabrook, TX | $213,900 | $1,865 | $1,230 | $2,870 | $1,640 |
| El Lago, TX | $189,800 | $1,810 | $1,190 | $2,790 | $1,600 |
| Beach City, TX | $292,100 | $2,054 | $1,360 | $3,160 | $1,800 |
| Barrett, TX | $91,100 | $1,477 | $970 | $2,270 | $1,300 |
| Fresno, TX | $146,900 | $967 | $640 | $1,490 | $850 |
| Kenefick, TX | $88,300 | $1,463 | $970 | $2,250 | $1,280 |
| Roman Forest, TX | $189,300 | $1,809 | $1,190 | $2,790 | $1,600 |
| Holiday Lakes, TX | $43,500 | $1,192 | $790 | $1,840 | $1,050 |
| Cleveland, TX | $89,000 | $1,043 | $690 | $1,610 | $920 |
| Oyster Creek, TX | $77,100 | $1,405 | $930 | $2,160 | $1,230 |
Research Home Insurance Companies Reviews in La Porte, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 14, 2020 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I am sure their offerings are competitive. To Tell you the truth, we don't think much about it since bought home 16 years ago. All good.
Date: September 13, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Premium
I am completely satisfied with deductible and policy amount. I pay every 6 months and it can be as low as 125.00 which is wonderful for me.
Date: July 22, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Our deductible for our policy is 500$. This includes our appliance coverage so sometimes that is not worth it depending on what needs replaced.
Date: April 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Compared to other policies with other insurance companies and other insurances our coverage is both inexpensive sive and helpful.
Date: December 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have rarely had to call them. However, when I did they were helpful but not overly great. The price is what I am most concerned about.
Date: October 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The premium is very good. The affordable rate, along with the rate being very competitive with other company's as well.
Liberty Mutual Home Insurance Reviews
Date: July 03, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
they provide everything I need, but overall I wish auto insurance would be more robust as an industry. I've had a few break-ins and other accidents that I wish were covered by insurance but ultimately were not.
Date: October 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
i like the customer's service of my insurance company because its friendly and accommodating
Progressive Home Insurance Reviews
Date: October 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I'd give a 5, every time I've had to contact them, they've taken care of my claims and I haven't had to do much after the initial phone call. Service with them is always prompt and I'm satisfied with the results.
Travelers Home Insurance Reviews
Date: December 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premiums and deductables offered by traveler's are very similarly priced to their competitors. Their service is reported to be very good.
Amica Mutual Insurance Home Insurance Reviews
Date: August 08, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
They are a fantastic company to work with. They are very friendly and have a great reputation.
Farmer's Insurance Home Insurance Reviews
Date: June 16, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
The premiums for this company were lower than others we had looked at with an even lower deductible. Our previous policy had almost double the deductible for even more per month.