How Can I Make My La Porte, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in La Porte, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate La Porte, TX Home Insurance Coverage Levels | Back to Top

La Porte, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Mesquite Dr, N L St, Oakmont Dr, Glenbay Ct, Hillsdale St, Pine Brook Dr, Kimswick Ct, N 11th St, Green Meadow Dr, Stone Creek Dr $120,000 $100,000 $125,000-$150,000 $217,000 $180,000 $200,000-$250,000
W F St, Iris, N Brownell Ave, Comal Springs, Sullivan Ln, State Loop 410, N Country Club Dr, Coolidge Dr, Seguin Ct, Park Cir $123,000 $110,000 $100,000-$125,000 $184,000 $170,000 $150,000-$175,000
E 8th St, Denise, E Lambuth Ln, Running Springs, Santa Anna Ln, Piney Brook Dr, Beach St, Ashton Ln, E Plantation, Youpon St $152,000 $130,000 $150,000-$175,000 $330,500 $270,000 $300,000-$350,000
E Country Club Dr, Wynforest Dr, Baywood St, Wynwood Dr, Dogwood Dr, Eastwick Ln, Madison St, Oakhaven Rd, Patty Ln, Shell Rock Rd $148,500 $130,000 $125,000-$150,000 $169,500 $140,000 $150,000-$175,000
Belfast Rd, E Lomax Dr, Collingswood Dr, Pine Bluff St, Sullivan St, W G St, Old Hickory Dr, S Utah St, Ember Ln, Bernard St $215,500 $170,000 $175,000-$200,000 $286,500 $240,000 $200,000-$250,000

Choose the Best La Porte, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score <$25,000 2 Pets, Smoker $530
Full Time Job 650-699 Credit Score $100 to $150,000 No Pets, Non-Smoker $160
Retired Up to 499 Credit Score <$25,000 1 Pet, Non-Smoker $1,380

Choose the Right Deductible for your La Porte, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $400 $670 $1,070 $560 $960 $110
Harris County, TX $2,500 $560 $1,060 $480 $2,980 $-1,920
La Porte, TX $2,500 $540 $1,040 $430 $2,930 $-1,890
Seabrook, TX $100 $930 $1,030 $780 $880 $150
El Lago, TX $1,000 $790 $1,290 $690 $1,690 $-400
Beach City, TX $200 $1,030 $1,230 $840 $1,040 $190
Barrett, TX $2,500 $230 $730 $190 $2,690 $-1,960
Fresno, TX $200 $690 $890 $610 $810 $80
Kenefick, TX $2,000 $280 $780 $230 $2,230 $-1,450
Roman Forest, TX $300 $900 $1,200 $750 $1,050 $150
Holiday Lakes, TX $1,500 $160 $660 $130 $1,630 $-970
Cleveland, TX $500 $340 $840 $300 $800 $40
Oyster Creek, TX $700 $230 $730 $190 $890 $-160

Identify Top Home Insurance Agents near La Porte, TX | Back to Top

Home Insurance Company La Porte, TX Homeowners Insurance Agency La Porte, TX Address Popularity Score Distance from La Porte (miles)
State Farm Benjamin Watson 1001 Pineloch Dr Ste 400, Houston, TX, 77062-2732
8.3
Farmers Albert "Aj" Johnson 2225 County Road 90 Ste 201i, Pearland, TX, 77584
20.6
Farmers Cristina Battle 6009 Richmond Ave Ste 228, Houston, TX, 77057
26.6
Allstate Carl S Smith 1200 Mckinney St Ste 309, Houston, TX, 77010
19.8
Allstate Liberty Lions Insurance 616 Cypress Creek Pkwy Ste 305, Houston, TX, 77090
33.6
Allstate Sean Mertz 3130 Strawberry Rd Ste A, Pasadena, TX, 77504
8.6
Allstate Christine Ortega 825 Southmore Ave Ste 204, Pasadena, TX, 77502
9.4
State Farm Glen Moreau 5402 Broadway, Pearland, TX, 77581-3749
17.0
State Farm Scott Loomis 4439 Spencer Hwy, Pasadena, TX, 77504-1214
7.6
Allstate Kenneth Eaves 9720 Cypresswood Dr Ste 180, Houston, TX, 77070
37.6

Compare Rates for La Porte, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $600 $400 $920 $520
Harris County, TX $132,200 $740 $490 $1,140 $650
La Porte, TX $119,600 $620 $410 $950 $540
Seabrook, TX $206,600 $990 $650 $1,520 $870
El Lago, TX $168,300 $740 $490 $1,140 $650
Beach City, TX $240,100 $1,220 $810 $1,880 $1,070
Barrett, TX $60,800 $320 $210 $490 $280
Fresno, TX $135,600 $640 $420 $990 $570
Kenefick, TX $62,800 $300 $200 $460 $260
Roman Forest, TX $167,200 $770 $510 $1,190 $680
Holiday Lakes, TX $32,400 $140 $90 $220 $130
Cleveland, TX $77,000 $320 $210 $490 $280
Oyster Creek, TX $52,400 $210 $140 $320 $180

Research Home Insurance Companies Reviews in La Porte, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 13, 2019    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
I am completely satisfied with deductible and policy amount. I pay every 6 months and it can be as low as 125.00 which is wonderful for me.

Date: July 22, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
Our deductible for our policy is 500$. This includes our appliance coverage so sometimes that is not worth it depending on what needs replaced.

Date: April 01, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Compared to other policies with other insurance companies and other insurances our coverage is both inexpensive sive and helpful.

Date: December 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have rarely had to call them. However, when I did they were helpful but not overly great. The price is what I am most concerned about.

Date: October 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium is very good. The affordable rate, along with the rate being very competitive with other company's as well.

Liberty Mutual Home Insurance Reviews

Date: July 03, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
they provide everything I need, but overall I wish auto insurance would be more robust as an industry. I've had a few break-ins and other accidents that I wish were covered by insurance but ultimately were not.


Date: October 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
i like the customer's service of my insurance company because its friendly and accommodating

Amica Mutual Insurance Home Insurance Reviews

Date: August 08, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
They are a fantastic company to work with. They are very friendly and have a great reputation.

Farmer's Insurance Home Insurance Reviews

Date: June 16, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Premium
The premiums for this company were lower than others we had looked at with an even lower deductible. Our previous policy had almost double the deductible for even more per month.

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