How Can I Make My Gastonia, NC Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Gastonia, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Gastonia, NC Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $82,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $141,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $205,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $317,500 | $300,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Gastonia, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $595 |
| Superior Protection Discount | -$65 | $652 |
| Fire & Security Discount | -$50 | $667 |
| Hail Resistant Roof Discount | -$22 | $695 |
| Newly Constructed Home Discount | -$208 | $509 |
Choose the Right Deductible for your Gastonia, NC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gaston County | $2,000 | $739 | $2,739 | $537 | $2,537 | $202 |
| Gastonia, NC | $700 | $708 | $1,408 | $515 | $1,215 | $194 |
| Lincoln County, NC | $200 | $848 | $1,048 | $616 | $816 | $232 |
| Riverview, SC | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Lake Norman of Catawba, NC | $100 | $994 | $1,094 | $722 | $822 | $272 |
| Stallings, NC | $1,500 | $780 | $2,280 | $567 | $2,067 | $213 |
| Saratt, SC | $300 | $465 | $765 | $338 | $638 | $127 |
| Forest City, NC | $700 | $846 | $1,546 | $615 | $1,315 | $231 |
| Wittenburg, NC | $500 | $738 | $1,238 | $536 | $1,036 | $202 |
| Camp Creek, NC | $2,000 | $428 | $2,428 | $311 | $2,311 | $117 |
| Gold Hill, NC | $500 | $651 | $1,151 | $473 | $973 | $178 |
| Marshville, NC | $1,000 | $690 | $1,690 | $502 | $1,502 | $189 |
Identify Top Home Insurance Agents near Gastonia, NC | Back to Top
| Home Insurance Company Gastonia, NC | Homeowners Insurance Agency Gastonia, NC | Address | Popularity Score | Distance from Gastonia (miles) |
|---|---|---|---|---|
| Erie | Johnson Insurance Group Inc. | 1905 E Garrison Blvd, Gastonia, NC, 28054 | 2.0 | |
| State Farm | Happy Mullen | 2201 South Blvd Suite 420, Charlotte, NC, 28203-4263 | 18.2 | |
| State Farm | Melanie Stone | 8811 Blakny Prof Dr Ste 110, Charlotte, NC, 28277-6599 | 25.5 | |
| Erie | Robert D Black Insurance Services | 108 West Catawba Avenue, Mount Holly, NC, 28120 | 10.1 | |
| State Farm | Daniela Melendez | 5811 Fairview Rd Ste 102, Charlotte, NC, 28209-3623 | 20.0 | |
| Travelers | Iris Fox Insurance | 103 Carbon City Rd, Morganton, NC, 28655 | 45.8 | |
| State Farm | Aprille Shaffer | 8210 Univ Exec Park Dr Ste 150, Charlotte, NC, 28262 | 24.4 | |
| Travelers | L & L Insurance Agency | 365 N New Hope Rd Ste 2, Gastonia, NC, 28054 | 2.7 | |
| State Farm | Darrick Embry | 8124 S Tryon St Unit A3, Charlotte, NC, 28273-3379 | 15.6 | |
| Travelers | Pegram Mitchell Insurance Agency | 106 B W Arrowood Road, Charlotte, NC, 28217 | 17.8 |
Compare Rates for Gastonia, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,270 | $670 |
| Gaston County, NC | $130,700 | $748 | $550 | $1,030 | $480 |
| Gastonia, NC | $123,600 | $717 | $490 | $1,010 | $520 |
| Lincoln County, NC | $158,700 | $858 | $580 | $1,230 | $650 |
| Riverview, SC | $101,300 | $700 | $470 | $1,000 | $530 |
| Lake Norman of Catawba, NC | $356,900 | $1,006 | $720 | $1,420 | $700 |
| Stallings, NC | $227,500 | $790 | $550 | $1,090 | $540 |
| Saratt, SC | $70,500 | $471 | $320 | $660 | $340 |
| Forest City, NC | $88,500 | $856 | $610 | $1,180 | $570 |
| Wittenburg, NC | $159,700 | $747 | $510 | $1,070 | $560 |
| Camp Creek, NC | $66,900 | $433 | $310 | $610 | $300 |
| Gold Hill, NC | $117,100 | $659 | $450 | $900 | $450 |
| Marshville, NC | $145,300 | $699 | $510 | $990 | $480 |
Research Home Insurance Companies Reviews in Gastonia, NC Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: July 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
Doing a review of insurance company premiums, I've found Progressive to have the lowest Premiums with a variety of deductibles that match competitors deductible.
Allstate Home Insurance Reviews
Date: October 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I think our deductible has been relatively on par compared to anyone else. It doesn't seem out of whack comparatively.
Erie Insurance Home Insurance Reviews
Date: October 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
the service is very good they are very attentive to everything I need.
Nationwide Home Insurance Reviews
Date: September 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The plan I'm on which isn't even the lower level has an average monthly payment but has a deductible of 2500 so most of the times I wouldn't even be able to utilize their services and and that then they would raise my rates.
State Farm Home Insurance Reviews
Date: May 31, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Premium
The deductible is lower than previous policy that I had. And the overall price of a policy is lower than anywhere I can find.