How Can I Make My Naples, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Naples, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Naples, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $219,500 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $302,500 | $270,000 | $350,000-$400,000 |
| 4 Bedroom | $406,500 | $330,000 | $300,000-$350,000 |
| 5 Bedroom | $607,000 | $580,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Naples, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$251 | $1,225 |
| Superior Protection Discount | -$148 | $1,329 |
| Fire & Security Discount | -$133 | $1,343 |
| Hail Resistant Roof Discount | -$30 | $1,447 |
| Newly Constructed Home Discount | -$384 | $1,092 |
Choose the Right Deductible for your Naples, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Collier County | $1,500 | $1,463 | $2,963 | $1,063 | $2,563 | $400 |
| Naples, FL | $2,000 | $1,459 | $3,459 | $1,060 | $3,060 | $399 |
| Lely Resort, FL | $500 | $817 | $1,317 | $594 | $1,094 | $223 |
| Verona Walk, FL | $2,500 | $2,682 | $5,182 | $1,949 | $4,449 | $733 |
| Pelican Bay, FL | $500 | $926 | $1,426 | $673 | $1,173 | $253 |
| Naples Park, FL | $700 | $2,303 | $3,003 | $1,674 | $2,374 | $629 |
| Iona, FL | $300 | $1,003 | $1,303 | $729 | $1,029 | $274 |
| Lee County, FL | $700 | $1,495 | $2,195 | $1,086 | $1,786 | $408 |
| Everglades, FL | $300 | $993 | $1,293 | $722 | $1,022 | $271 |
| Fort Denaud, FL | $400 | $1,147 | $1,547 | $834 | $1,234 | $313 |
| Burnt Store Marina, FL | $1,000 | $2,409 | $3,409 | $1,750 | $2,750 | $658 |
Identify Top Home Insurance Agents near Naples, FL | Back to Top
| Home Insurance Company Naples, FL | Homeowners Insurance Agency Naples, FL | Address | Popularity Score | Distance from Naples (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Lutgert Insurance | 1395 Panther Ln Ste 100, Naples, FL, 34109 | 5.0 | |
| Allstate | Robert Estling | 12820 Tamiami Trl N Ste 3, Naples, FL, 34110 | 9.6 | |
| State Farm | Brian Glaeser | 3765 Airport Rd N Ste 101, Naples, FL, 34105-4517 | 2.9 | |
| Travelers | Greg Thomas Insurance Agency Inc | 5801 Pelican Bay Blvd Ste 501, Naples, FL, 34108 | 5.7 | |
| Travelers | Kast Insurance | 2950 Immokalee Rd Suite 4, Naples, FL, 34110 | 7.8 | |
| Travelers | Proactive Insurance Management Llc | 5633 Strand Blvd #318 , Naples, FL, 34110 | 7.8 | |
| Allstate | Jim Hahn | 5627 Naples Blvd, Naples, FL, 34109 | 4.3 | |
| Liberty Mutual Independent | Michael Mcdonald Insurance Agency Inc | 15205 Collier Blvd Ste 106 , Naples, FL, 34119 | 7.8 | |
| Travelers | Community Imperial Insurance Inc | 6210 Trail Blvd , Naples, FL, 34108 | 5.4 | |
| Travelers | Community Imperial Insurance Inc | 6210 Trail Blvd, Naples, FL, 34108 | 5.4 |
Compare Rates for Naples, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Collier County, FL | $316,200 | $1,481 | $1,150 | $1,980 | $830 |
| Naples, FL | $314,800 | $1,476 | $1,150 | $1,980 | $830 |
| Lely Resort, FL | $494,200 | $827 | $640 | $1,110 | $470 |
| Verona Walk, FL | $358,600 | $2,715 | $2,120 | $3,640 | $1,520 |
| Pelican Bay, FL | $852,300 | $937 | $730 | $1,260 | $530 |
| Naples Park, FL | $292,700 | $2,331 | $1,820 | $3,120 | $1,300 |
| Iona, FL | $218,200 | $1,015 | $790 | $1,360 | $570 |
| Lee County, FL | $190,200 | $1,513 | $1,180 | $2,030 | $850 |
| Everglades, FL | $215,200 | $1,005 | $780 | $1,350 | $570 |
| Fort Denaud, FL | $112,500 | $1,161 | $910 | $1,560 | $650 |
| Burnt Store Marina, FL | $310,600 | $2,438 | $1,900 | $3,270 | $1,370 |
Research Home Insurance Companies Reviews in Naples, FL Before Buying | Back to Top
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USAA Home Insurance Reviews
Date: January 02, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 29, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: April 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: February 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 23, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 13, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: June 24, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: June 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: December 29, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 06, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Florida 1st Insurance Home Insurance Reviews
Date: October 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: August 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: May 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Assurant Specialty Property Home Insurance Reviews
Date: January 10, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: December 18, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: December 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Foremost Insurance Home Insurance Reviews
Date: October 27, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: December 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married