How Can I Make My Madera, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Madera, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Madera, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $117,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $171,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $179,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $369,500 | $330,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Madera, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $532 |
| Superior Protection Discount | -$63 | $570 |
| Fire & Security Discount | -$51 | $583 |
| Hail Resistant Roof Discount | -$19 | $614 |
| Newly Constructed Home Discount | -$184 | $450 |
Choose your Madera, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,488 |
| Hail Damage | $4,665 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Madera, CA | Back to Top
| Home Insurance Company Madera, CA | Homeowners Insurance Agency Madera, CA | Address | Popularity Score | Distance from Madera (miles) |
|---|---|---|---|---|
| Travelers | Elite Home And Auto Insurance | 1301 W Olive Ave Ste G, Madera, CA, 93637 | 7.7 | |
| Liberty Mutual Independent | Schramm Insurance Services Inc | 964 Pollasky Ave Ste B, Clovis, CA, 93612 | 21.5 | |
| Travelers | Kelly-Naney Insurance Agency Inc | 516 W Shaw Ave 206, Fresno, CA, 93704 | 18.5 | |
| Allstate | David Frisby | 324 W Yosemite Ave, Madera, CA, 93637 | 7.0 | |
| State Farm | Antonio Fabila | 3157 Fowler Ave Ste 103, Clovis, CA, 93611-4600 | 23.4 | |
| Travelers | Reza Sarkhosh Insurance Agency Inc | 2491 W Shaw Ave Ste 105, Fresno, CA, 93711 | 17.6 | |
| State Farm | Wendy Judd | 26063 Avenue 17 Ste B, Madera, CA, 93638-0674 | 5.9 | |
| Farmers | Charanjit Sodhi | 1300 E Shaw Ave Ste 150, Fresno, CA, 93710 | 19.6 | |
| Farmers | Miguel Flores | 4757 W Spruce Ave Ste 102, Fresno, CA, 93722 | 14.7 | |
| Allstate | Dave Thomas | 1925 Howard Rd Ste A, Madera, CA, 93637 | 8.1 |
Compare Rates for Madera, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Madera County, CA | $220,400 | $658 | $490 | $890 | $400 |
| Madera, CA | $201,600 | $633 | $470 | $860 | $390 |
| Friant, CA | $126,900 | $550 | $410 | $750 | $340 |
| Kerman, CA | $212,800 | $621 | $460 | $840 | $380 |
| Auberry, CA | $258,300 | $731 | $540 | $990 | $450 |
| Mariposa, CA | $276,000 | $760 | $560 | $1,030 | $470 |
| McSwain, CA | $412,600 | $1,144 | $850 | $1,560 | $710 |
| Coulterville, CA | $219,600 | $677 | $500 | $920 | $420 |
| El Portal, CA | $420,500 | $1,179 | $870 | $1,600 | $730 |
| London, CA | $102,200 | $508 | $380 | $690 | $310 |
| Sultana, CA | $68,600 | $438 | $320 | $600 | $280 |
Research Home Insurance Companies Reviews in Madera, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 19, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
I have a had a really good experience with my home insurance company. However, when I inquired about motor coverage, they were unresponsive, leading me to find another carrier for auto coverage.
Date: July 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I have compared State Farm's premiums with those of other companies, through on-line comparison sites, and I have found nothing any better or cheaper.
Date: March 07, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
Right now I know I have full replacement coverage for my home, so I think that is really good. I am satisfied with what they offer, just not fond of the huge amount they charge.
Progressive Home Insurance Reviews
Date: January 08, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
With the customer service and coverage, what we pay is greatly lower for more coverage and happiness that with larger well known companies. When we looked around it came in at a much lower rate than others.
Date: January 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I am completely satisfied with the policy in all the way. Their less monthly premium is affordable.
Mercury Home Insurance Reviews
Date: June 04, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
they are good service. I rate them 5. They offered really nice rate. my realtor knew the guy
Liberty Mutual Home Insurance Reviews
Date: September 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
They provide normal standard home insurance coverage. I am insured for dwelling, contents, liability, and some other riders I have purchased.
Travelers Home Insurance Reviews
Date: October 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Travelers offer one of the best insurance policy for homes with the best interest rate in our place where no others are providing which is a great catch tot he people.
GEICO Home Insurance Reviews
Date: October 19, 2018 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
Flood insurance is covered, fire insurance is covered, and the utilities are expensive items are also covered.
National Lloyds Home Insurance Reviews
Date: November 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I'm sure my policy offerings are similar to what others offer. I actually work for an insurance agency and see all of the different options. I'm satisfied with National Lloyds.