How Can I Make My Broken Arrow, OK Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Broken Arrow, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Broken Arrow, OK Home Insurance Coverage Levels | Back to Top
| Broken Arrow, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S 253rd E Ave, Ft Worth Pl, 333 Rd St, S 279th E Ave, Ben Lumpkin Rd, E 111th St S, E 113th St S, E Hudson St, E Albany St, S 337th E Ave | $143,500 | $130,000 | $150,000-$175,000 | $282,000 | $260,000 | $250,000-$300,000 |
| E 118th St, S 274th E Ave, E 70th Pl, E 84th St, N 26th St, S Omaha, S 241 E Ave, E 77th St, E 19th St, E Laver Ct | $195,500 | $180,000 | $150,000-$175,000 | $208,500 | $180,000 | $200,000-$250,000 |
| E 62nd St S, E 161st St, E Norman St, S 267th E Ave, E 137th St S, E 169th St S, S 224th East Ave, 183rd St, E 122nd Pl S, N4200 Rd | $142,000 | $130,000 | $125,000-$150,000 | $222,000 | $180,000 | $200,000-$250,000 |
| E 90th St, E Broadway St, S 26th St, S 64th St, S 298th East Ave, E 111th Ct S, S 214th E Ave, S 385 E Ave, S Highland Dr, E 34th St S | $104,500 | $90,000 | $75,000-$100,000 | $225,000 | $180,000 | $200,000-$250,000 |
| S Murphree Dr, S 197th East Ave, E 25th Pl, S 211th East Ave, S 227th East Ave, S 280 E Ave, 282nd E Ave, E 46th St S, N 79th St, S 270th East Ave | $200,000 | $180,000 | $175,000-$200,000 | $287,000 | $260,000 | $300,000-$350,000 |
| S 156th East Ave, E Laver St, E 0790 Rd, E Indianola St, S 321st E Ave, E 181st St S, Hycrest Dr, S 270th E Ave, E 75th St S, E 142 St S | $265,000 | $230,000 | $200,000-$250,000 | $356,500 | $320,000 | $350,000-$400,000 |
| S 227th East Ave, S 271st East Ave, E 12th St, S 276th E Ave, S 285th E Ave, N 36th Pl, E 590 Rd, E 103rd St S, Omaha, S 308 E Ave | $201,000 | $170,000 | $200,000-$250,000 | $292,000 | $260,000 | $300,000-$350,000 |
| Tomahawk Cir, S 319th E Ave, E 115th St S, S 63rd St, E 70th St, S 234th Ave, E 41st St S, N 32nd St, S 62nd St, E 114th St | $152,000 | $130,000 | $150,000-$175,000 | $209,500 | $200,000 | $200,000-$250,000 |
| E 1st St, E Emmitsburg Pl, E Memphis St, E 141st St S, E 97th St S, E Ft Worth St, S 235th East Ave, S 273rd, E 112th St, E 49th St S | $179,500 | $150,000 | $150,000-$175,000 | $244,000 | $200,000 | $200,000-$250,000 |
| 142nd St, State Hwy 51B, E Galveston St, E 68th St, N4090 Rd, 11th St, E 119th St, E 87th St, Spring Creek Dr, D0735 Rd | $97,000 | $90,000 | $75,000-$100,000 | $139,000 | $130,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Broken Arrow, OK | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$254 | $1,158 |
| Superior Protection Discount | -$141 | $1,271 |
| Fire & Security Discount | -$113 | $1,299 |
| Hail Resistant Roof Discount | -$42 | $1,369 |
| Newly Constructed Home Discount | -$311 | $1,101 |
Choose your Broken Arrow, OK Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,537 |
| Hail Damage | $4,806 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Broken Arrow, OK | Back to Top
| Home Insurance Company Broken Arrow, OK | Homeowners Insurance Agency Broken Arrow, OK | Address | Popularity Score | Distance from Broken Arrow (miles) |
|---|---|---|---|---|
| Farmers | Wendell Ban | 9220 S Toledo Ct Ste A, Tulsa, OK, 74137 | 8.2 | |
| State Farm | Bryan Smith | 6770 S Sheridan Rd Ste B, Tulsa, OK, 74133-1774 | 7.2 | |
| State Farm | Daniel Parker | 6770 S Sheridan Rd Ste A, Tulsa, OK, 74133-1774 | 7.2 | |
| State Farm | Tyler Mccall | 8931 S Yale Ave Ste L, Tulsa, OK, 74137-3531 | 7.9 | |
| Farmers | Randy Robbins | 7718 E 91st St Ste 120, Tulsa, OK, 74133 | 6.2 | |
| Farmers | Kevin Harrison | 5215 E 71st St Ste 1400, Tulsa, OK, 74136 | 7.9 | |
| Allstate | Ron Henderson | 8733 S Lewis Ave, Tulsa, OK, 74137 | 9.8 | |
| Farmers | Jennifer Yerton | 2065 Mahaney Ave, Tahlequah, OK, 74464 | 46.4 | |
| State Farm | Stephen Garcille | 8165 E 31st St, Tulsa, OK, 74145-1712 | 8.1 | |
| State Farm | Dustin Bass | 8222 S Lewis Ave, Tulsa, OK, 74137-1267 | 9.9 |
Compare Rates for Broken Arrow, OK Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,060 | $2,040 | $980 |
| Wagoner County, OK | $150,400 | $1,502 | $1,040 | $2,120 | $1,080 |
| Broken Arrow, OK | $161,000 | $1,412 | $960 | $1,990 | $1,030 |
| Oakhurst, OK | $85,400 | $1,161 | $850 | $1,640 | $790 |
| Collinsville, OK | $134,400 | $973 | $670 | $1,380 | $710 |
| Cedar Crest, OK | $86,300 | $1,169 | $850 | $1,600 | $750 |
| Rentiesville, OK | $77,000 | $1,088 | $730 | $1,510 | $780 |
| North Cherokee, OK | $105,300 | $1,328 | $900 | $1,830 | $930 |
| Hallett, OK | $35,000 | $692 | $480 | $950 | $470 |
| Warner, OK | $84,400 | $1,153 | $820 | $1,640 | $820 |
| Pensacola, OK | $54,000 | $877 | $640 | $1,250 | $610 |
Research Home Insurance Companies Reviews in Broken Arrow, OK Before Buying | Back to Top
Share a review on your home insurance company
Encompass Insurance Home Insurance Reviews
Date: August 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The coverage offered by Encompass was about half the quote given to me by State Farm. State Farm was going to require some repairs to my deck before insuring also. Encompass did not. Also, many companies would not even give me a quote since I have a cedar shake roof.
Date: August 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
The website is easy to navigate, and it has contact information that I can easily access if I have a claim. It is a way for me to see my coverage without having to save a paper copy. It seems to be a secure site.
Date: August 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
We have coverage on the dwelling, dwelling extension, personal property and loss of use. We also have Personal Liability coverage and Damage to Property of Others. We have Medical Payments to Others.
Date: July 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I worked with an independent agent in securing my policy. She is always quick to respond to my emails or phone calls. I feel like I have someone who can help me handle any problems that might arise. I have not had to deal with Encompass customer service directly as of yet.
Date: June 03, 2018 Age: Above 60 Gender: Female Marital Status: Married
Communication
I have worked with my independent agent thus far. She has been my go between. I have received paper copies from Encompass outlining my coverage, etc. So I believe everything is ok on that end. I have not had to file a claim yet. I suppose that would be the true test.
Farm Bureau Home Insurance Reviews
Date: August 18, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
My premium with Farm Bureau is the best I have been able to find. They offer better coverage than most companies for the money they charge so I will continue to use them.
Date: January 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Our deductible for our home insurance company is not the greatest. I am sure we could lower our deductible but that would also mean increasing our payments. We have not shopped around for better coverage.
State Farm Home Insurance Reviews
Date: July 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
Their offerings are comprehensive, but they do charge a higher price when compared to the rates of other insurance companies.
Date: February 26, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I am super satisfied with the premium that State Farm allows me to have on my house. I get more advantages than disadvantages and it helps me in the long run.
Progressive Home Insurance Reviews
Date: September 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The customer service has always been amazing. Anytime I call or have a question, I'm always greeted with help from one of their customer service staff.
Allstate Home Insurance Reviews
Date: March 30, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The premiums and deductibles are both fair and affordable. I have never found myself in a position where I was overpaying or being treated unfairly.
Amica Mutual Insurance Home Insurance Reviews
Date: November 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I like the customer service a lot since they give me flat attention from the beginning to the end, I do not know they are very good with me