How Can I Make My York, IL Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in York, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

No	Topics
1	Research How your York, IL Home Impacts your Rates
2	Match your Background to York, IL Home Insurance Offers
3	Optimize your York, IL Homeowners Insurance Policy
4	Identify Top Home Insurance Agents near York, IL
5	Compare Rates from Home Insurance Companies in York, IL
6	Research Home Insurance Companies Reviews in York, IL

Select the Suitable Coverage Value for your York, IL Home | Back to Top

Bedrooms	Average Home Value	Estimated Replacement Value	Recommended Home Insurance Coverage
1 Bedroom	$96,500	$90,000	$75,000-$100,000
2 Bedroom	$152,000	$140,000	$175,000-$200,000
3 Bedroom	$301,000	$280,000	$300,000-$350,000
4 Bedroom	$250,000	$240,000	$250,000-$300,000
5 Bedroom	$686,000	$550,000	$500,000-$600,000

Bundle your York, IL Auto & Home Insurance from the Same Company | Back to Top

Bundling Type	Discount ($)	Premium After Discount ($)
Home and One Car	-$69	$795
Home and Two Car	-$147	$717
Home and Three Car	-$216	$648

Choose the Right Deductible for your York, IL Home | Back to Top

		Low Deductible ($500)		High Deductible ($2500)
Place	Example Claim Amount	Yearly Premium	Total Yearly Cost	Yearly Premium	Total Yearly Cost	Net Savings for High Deductible Plan
DuPage County	$1,000	$974	$1,974	$708	$1,708	$266
York, IL	$1,000	$854	$1,854	$621	$1,621	$233
Burr Ridge, IL	$400	$1,080	$1,480	$785	$1,185	$295
Berwyn, IL	$1,000	$840	$1,840	$610	$1,610	$230
Lemont, IL	$400	$819	$1,219	$595	$995	$224
Boulder Hill, IL	$2,500	$647	$3,147	$470	$2,970	$177
Bannockburn, IL	$100	$729	$829	$530	$630	$199
Knollwood, IL	$2,500	$1,009	$3,509	$733	$3,233	$276
Hinckley, IL	$100	$833	$933	$605	$705	$228
St. John, IN	$700	$989	$1,689	$719	$1,419	$270
Lindenhurst, IL	$100	$750	$850	$545	$645	$205
Bradley, IL	$1,500	$685	$2,185	$498	$1,998	$187

Identify Top Home Insurance Agents near York, IL | Back to Top

Home Insurance Company York, IL	Homeowners Insurance Agency York, IL	Address	Distance from York (miles)
Allstate	Kathy Szymczak	9649 Grand Ave, Franklin Park, IL, 60131	7.3
State Farm	Jill Willey	6739 Cermak Rd, Berwyn, IL, 60402-2216	9.5
Travelers	Affiliated Agencies	188 Industrial Dr Suite 136, Elmhurst, IL, 60126	4.3
State Farm	Mark Trennert	2930 Finley Rd, Downers Grove, IL, 60515-1042	3.2
State Farm	Ryan Curtis	333 Peterson Rd Ste B, Libertyville, IL, 60048-1085	30.7
Farmers	Paul Gran	414 Plaza Dr Ste 101, Westmont, IL, 60559	3.4
Farmers	Barbara Carlini	2405 Division St, Melrose Park, IL, 60160	6.4
State Farm	Kevin Collins	6743 Pershing Rd, Stickney, IL, 60402-4071	9.9
Travelers	Weible & Cahill	2300 Cabot Dr Ste 100, Lisle, IL, 60532	7.2
Allstate	William P. Kosic Jr.	3212 W 95th St, Evergreen Park, IL, 60805	17.2

Compare Rates for York, IL Home Insurance Providers | Back to Top

Place	Typical Home Value	Typical Home Insurance Costs	25th Percentile	75th Percentile	Potential Savings & Difference between 25th & 75th Percentile
Illinois	$179,700	$850	$600	$1,200	$600
DuPage County, IL	$289,900	$986	$710	$1,410	$700
York, IL	$291,500	$864	$610	$1,200	$590
Burr Ridge, IL	$646,600	$1,093	$780	$1,510	$730
Berwyn, IL	$179,800	$850	$590	$1,160	$570
Lemont, IL	$355,400	$829	$610	$1,140	$530
Boulder Hill, IL	$145,800	$654	$450	$930	$480
Bannockburn, IL	$1,088,700	$738	$530	$1,040	$510
Knollwood, IL	$286,600	$1,021	$700	$1,450	$750
Hinckley, IL	$176,000	$843	$600	$1,210	$610
St. John, IN	$219,100	$1,001	$670	$1,420	$750
Lindenhurst, IL	$211,300	$759	$520	$1,090	$570
Bradley, IL	$132,500	$694	$490	$990	$500

Research Home Insurance Companies Reviews in York, IL Before Buying | Back to Top

Share a review on your home insurance company

Erie Insurance Home Insurance Reviews

Date: September 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married

Website/App

The website is simple and clean which makes it easy to view on any device. Navigation could be more user-friendly and more intuitive so that you can find information faster and easier.

Date: September 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried

Customer Service

My home insurance company's customer service has been satisfactory. They are easy to contact through multiple forms of communication and I have received timely responses from knowledgeable, pleasant agents.

Date: August 31, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried

Policy Offerings

My home policy covers damage to my house and other structures. It covers medical payments and expenses if repairs were needed after damage.

Date: May 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried

Communication

My home insurance company offers enough interaction and communication without being obtrusive or annoying. I appreciate tips on how to save money and that they aren't aggressive in pushing more add-ons or cost to my policies.

Date: March 07, 2018 Age: 50 to 59 Gender: Male Marital Status: Married

Premium

My premium is one of the lowest rates I have found upon receiving multiple quotes for other insurance companies. Other companies that offer the same coverage seem to charge more just because they are bigger companies.

Allstate Home Insurance Reviews

Date: September 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Married

Customer Service

I don't have to contact my agent very often but he's always there to answer questions as far as I know.

Date: August 16, 2018 Age: 20 to 29 Gender: Male Marital Status: Married

Premium

I shopped around and this was about the middle of the road for the coverage I got, and it covered personal belongings as well, so I picked this one.

Date: August 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married

Website/App

I don't use the site and app very much, just to pay my bill, but it looks fine, a little to salesmanlike if that makes sense, sometimes trying to push a better plan on me.

Date: May 03, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried

Communication

I really don't need to talk to them as I haven't had an incident, but when I do talk to them they're very friendly and helpful.

Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Married

Policy Offerings

I have a large deductible on personal belongings and I don't know a ton about my policy but I was told that everything was covered in most natural disasters up to $150,000.

Grange Insurance Home Insurance Reviews

Date: October 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married

Premium

It has been a long time since I shopped for coverage from another company. However, I did refinance my home recently and the bank did look for different coverage. We found that our current premiums were pretty good when compared to other options, so we stayed with the company we were already with.

Date: September 21, 2018 Age: 50 to 59 Gender: Female Marital Status: Married

Communication

I like everything about my insurance company. I have never had any issue filing a claim. They are very professional. If I have had to call the office, they have always been able to provide the information I need. If I have a question, they always explain things to me in a way that I can understand.

Date: August 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried

Customer Service

I love the customer service with our insurance company. They have always been very friendly and fast. The couple of times over the years we have had to make a claim because of storm damage, they were very quick to settle the claim and get our check so we could make repairs quickly.

Date: January 19, 2018 Age: 40 to 49 Gender: Male Marital Status: Married

Policy Offerings

My homeowner insurance covers my belongings in the home. It covers any damage to my home involving fire, storm or wind damage. Any flooding inside the home. It covers any damage to the out buildings I have on my property.

Date: November 19, 2017 Age: Above 60 Gender: Male Marital Status: Married

Website/App

I do not use a mobile app for my insurance company, but I do use the website. I enjoy the ease of which I can make my payments. I like that I am able to make a claim on the website without having to go into an office.

State Farm Home Insurance Reviews

Date: March 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married

Premium

We have home and auto bundle, so my wife and I are extremely happy with the amount of our premium and deductible and makes us feel like we are truly valued customers and we made a good choice in this company.

Date: February 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried

Customer Service

My family has worked with the same agent for more than twenty years so we are please with their service.

Date: January 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried

Policy Offerings

I have no idea how it compares, I've been with them for the length of having my home. During that time I haven't thought too much about other companies.

Date: December 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Married

Policy Offerings

I'm unsure what other companies policies are. This policy is just within my budget, and I haven't had any problems with it to try to change it.

Date: November 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried

Website/App

The website and also the app are very well made. The easy navigation and also the look is clean as well. Also the way the site is fast to load is very good as well.

Progressive Home Insurance Reviews

Date: March 30, 2019 Age: 30 to 39 Gender: Female Marital Status: Married

Customer Service

I would rate my home insurance company a 4. They have always been very helpful when I have called with questions and when I was issued my policy. The rates have been going up faster.

GEICO Home Insurance Reviews

Date: November 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried

Premium

The premium is extremely low, I have a higher deductible but I like it that way. More in my pocket to invest.